Compare 25-Year-Old Driver Car Insurance Rates [2023]
Car insurance for under 25 year olds is typically higher due to the lack of experience. On average, the car insurance rates for drivers under 25 are $147/mo.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- One of the best ways to find low rates for young drivers is to compare quotes from insurance companies online
- Driving record, type of driving, marital status, and car type are all contributing factors of car insurance rates
- Car insurance costs can be successfully reduced by making wise choices
Car Insurance Rates for Drivers Under 25 Can be Lowered
While insurance requirements can be a rude awakening, there are ways to minimize the pain.Some areas to consider are:
- Driver training – car insurance costs less if you attend a certified driver training courses
- Driving record – a clean driving record without tickets will have a positive effect on insurance rates
- Location – insurance rates are higher in large metropolitans than they are in rural, unpopulated areas
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Where, When, and Why You Drive
Another factor that can have an impact on cost is the type of driving to be done.Occasional driving for pleasure is going to be less expensive than using the car to commute back and forth to work or school.
Should there be a serious accident, insurance companies will investigate an insured’s driving habits to see if what they claimed coincides with the facts.
In addition to the type of driving, the amount of driving will influence insurance rates. The fewer miles driven, the lower your rates will be. Probability shows that the more milesProbability shows that the more miles driven, the greater the likelihood of an accident.
Who You Are Impacts Auto Insurance Rates
Married couples generally pay less for insurance than their single counterparts. Additionally, having a child can positively impact car insurance rates.Even more than getting married, having children drives home the idea that this young adult is not living just for themselves.Car insurance companies know the sobering impact that taking responsibility for another human life has on most new parents.They anticipate a more cautious approach to driving, and risk aversion is worth money.
What You Drive: Car Type and Insurance Rate
Simply put the type of car you drive impacts car insurance rates.The type of car provides the insurance company with a strong indicator of the way that person plans to drive.In addition, insurance companies will look at:
- Horsepower
- Vehicle weight
- Crash history
- Theft history
- Historical repair costs
Making a wise choice in the vehicle to be insured can seriously impact the cost of insurance.
As we can see, it is not all bad news for drivers needing car insurance under 25 years old.
What is the best car insurance for under 25 year olds? Enter your zip code into the free rates tool and compare car insurance quotes now!
Frequently Asked Questions
Why are car insurance rates higher for drivers under 25?
Car insurance rates are higher for drivers under 25 due to their lack of driving experience. On average, car insurance rates for drivers under 25 are $147 per month.
How can I lower car insurance rates for drivers under 25?
There are a few ways to lower car insurance rates for drivers under 25. One is to consider factors like where, when, and why you drive. Driving for pleasure instead of commuting can lower rates. How does the type of car I drive affect my insurance rate?
How does the type of car I drive affect my insurance rate?
The type of car you drive can impact your insurance rate. Insurance companies consider the make and model of the car as well as its safety features. Certain cars may be associated with higher risks and higher insurance rates.
What is the best car insurance for drivers under 25?
The best car insurance for drivers under 25 can vary depending on individual circumstances. To find the best car insurance, it’s recommended to compare quotes from multiple insurance companies using a free online quote tool.
How can I compare car insurance quotes?
You can compare car insurance quotes by using a free online quote tool. Simply enter your ZIP code to access quotes from top car insurance companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.