Walmart Delivery Car Insurance: Discounts, Rates, & Requirements (2022)

Walmart delivery insurance is not provided by Walmart to its delivery drivers. To maintain coverage while making deliveries for Walmart, drivers are required to purchase a commercial policy. The two most affordable policies are endorsements for personal policies and hybrid commercial-personal policies.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Walmart delivery car insurance is not offered directly through Walmart
  • Walmart delivery drivers need to purchase commercial car insurance to maintain coverage while on the clock
  • If Walmart delivery drivers do not purchase coverage, they are liable for all resultant costs if they get into an accident at work

Delivering groceries is the next big trend in delivery work, but you will need Walmart delivery insurance to do so.

Keep reading to learn how to keep your car covered while you are on the clock and what cheap car insurance options available for delivery drivers.

Are you ready to start shopping for Walmart delivery insurance? Enter your ZIP code above, and we will help you find affordable rates today.

Does Walmart offer insurance to their delivery drivers?

Walmart delivery uses an app called Spark and works very similar to DoorDash and other on-demand delivery services. Walmart Spark delivery driver reviews are varied; however, there are some benefits.

For example, Walmart Spark delivery driver pay is weekly, and the app offers bonuses for deliveries done during high-demand periods.

However, if the app and Walmart do not offer insurance for their drivers, which means drivers will need to buy Walmart delivery insurance elsewhere.

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What kind of car insurance do I need as a Walmart delivery driver?

Delivery drivers need commercial car insurance to maintain coverage while they are at work.

Delivery companies like Walmart and DoorDash require drivers to maintain personal insurance.

However, according to the Insurance Information Institute, this insurance will not offer coverage if you get into an accident while using your car for work purposes.

Instead, you will need to buy a separate form of coverage from a Walmart delivery insurance company.

Luckily, every major car insurance company offers some form of commercial coverage, so it is not difficult to find a policy that works for you.

There are three main coverage options for delivery drivers looking for commercial policies:

  • Commercial endorsements
  • Hybrid car insurance
  • Commercial car insurance policies

What is the most affordable Walmart delivery insurance option for delivery drivers?

When you’re driving delivery, the most important thing is saving money, which means finding affordable Walmart delivery insurance rates is essential.

To that end, there are two options that keep the most money in your pocket, where it belongs.

The first option is to add a commercial endorsement to your personal car insurance policy. These are very affordable, usually requiring you to add less than $10 to your existing monthly bill.

The second option is to get a hybrid policy, like the GEICO Rideshare policy. Walmart delivery insurance quotes for hybrid policies are often more expensive than a traditional personal policy.

To learn more about this company, read our GEICO car insurance review.

However, they are far more affordable paying for both a commercial and personal policy separately.

No matter how you decide you want to insure your car, it is important that you purchase commercial coverage.

Driving without this insurance will put you on the hook for the cost of any car repairs and medical bills if you do get into an accident while on the clock.

Are you ready to purchase commercial Walmart delivery insurance? Enter your ZIP code below, and we will help you find the right policy from the right provider at the right price in minutes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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