Compare New Castle, IN Car Insurance Rates [2024]
Car insurance in New Castle, IN averages $264 a month. New Castle, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Castle car insurance rates, compare quotes from the top car insurance companies in New Castle, IN.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Dec 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in New Castle for teen drivers is USAA
- Average car insurance rates in New Castle, IN are $3,166/year
- The cheapest car insurance company in New Castle is USAA
If you need to buy New Castle, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in New Castle, IN is right here.
You’ll find New Castle car insurance rates, the cheapest New Castle, IN car insurance companies, and information on Indiana car insurance laws. You can also compare New Castle, Indiana car insurance rates to South Bend car insurance rates, Fort Wayne car insurance rates, and Gary car insurance rates.
Ready to find affordable New Castle, IN car insurance today? Enter your ZIP code for fast, free New Castle car insurance quotes.
Cheapest New Castle, IN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect New Castle, IN car insurance rates? Every New Castle, Indiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,501 | $2,564 | $2,192 | $2,396 | $7,654 | $9,628 | $2,551 | $2,775 |
| American Family | $2,227 | $2,227 | $2,008 | $2,008 | $6,237 | $8,999 | $2,227 | $2,733 |
| Farmers | $1,597 | $1,577 | $1,373 | $1,536 | $8,344 | $8,909 | $2,081 | $2,247 |
| Geico | $1,542 | $1,540 | $1,447 | $1,510 | $4,574 | $4,244 | $1,767 | $1,554 |
| Liberty Mutual | $3,831 | $3,831 | $3,522 | $3,522 | $8,383 | $12,656 | $3,831 | $5,251 |
| Nationwide | $1,570 | $1,606 | $1,376 | $1,471 | $4,538 | $5,898 | $1,837 | $2,010 |
| Progressive | $1,430 | $1,352 | $1,299 | $1,308 | $8,342 | $9,357 | $1,783 | $1,813 |
| State Farm | $1,309 | $1,309 | $1,167 | $1,167 | $3,986 | $5,102 | $1,448 | $1,614 |
| Travelers | $1,145 | $1,165 | $1,074 | $1,074 | $7,141 | $11,324 | $1,212 | $1,397 |
| USAA | $968 | $955 | $898 | $908 | $2,669 | $2,990 | $1,309 | $1,404 |
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Minimum Car Insurance in New Castle, IN
Every driver must carry the minimum car insurance in New Castle, IN. Take a look at the Indiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest New Castle, IN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in New Castle, IN. Compare credit history car insurance rates in New Castle from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,004 | $3,718 | $3,375 |
| American Family | $4,908 | $3,181 | $2,661 |
| Farmers | $4,040 | $3,288 | $3,045 |
| Geico | $2,734 | $2,272 | $1,810 |
| Liberty Mutual | $7,462 | $4,857 | $4,492 |
| Nationwide | $2,889 | $2,442 | $2,283 |
| Progressive | $3,676 | $3,258 | $3,072 |
| State Farm | $3,114 | $1,858 | $1,441 |
| Travelers | $3,551 | $3,012 | $3,011 |
| USAA | $2,042 | $1,345 | $1,151 |
Cheapest New Castle, IN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Castle, IN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,216 | $4,721 | $4,361 | $3,831 |
| American Family | $2,469 | $3,938 | $4,985 | $2,942 |
| Farmers | $3,101 | $3,603 | $3,707 | $3,420 |
| Geico | $1,489 | $2,342 | $3,193 | $2,064 |
| Liberty Mutual | $4,366 | $5,151 | $8,085 | $4,813 |
| Nationwide | $2,184 | $2,813 | $2,698 | $2,459 |
| Progressive | $2,507 | $4,380 | $2,983 | $3,471 |
| State Farm | $2,087 | $2,290 | $2,087 | $2,087 |
| Travelers | $2,714 | $3,349 | $3,793 | $2,910 |
| USAA | $1,144 | $1,624 | $1,863 | $1,418 |
Cheapest New Castle, IN Car Insurance for Teen Drivers
Teen car insurance in New Castle, IN can be expensive. Take a look at rates from the top car insurance companies in New Castle for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,654 | $9,628 |
| American Family | $6,237 | $8,999 |
| Farmers | $8,344 | $8,909 |
| Geico | $4,574 | $4,244 |
| Liberty Mutual | $8,383 | $12,656 |
| Nationwide | $4,538 | $5,898 |
| Progressive | $8,342 | $9,357 |
| State Farm | $3,986 | $5,102 |
| Travelers | $7,141 | $11,324 |
| USAA | $2,669 | $2,990 |
Cheapest New Castle, IN Car Insurance for Seniors
Take a look at New Castle, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,192 | $2,396 |
| American Family | $2,008 | $2,008 |
| Farmers | $1,373 | $1,536 |
| Geico | $1,447 | $1,510 |
| Liberty Mutual | $3,522 | $3,522 |
| Nationwide | $1,376 | $1,471 |
| Progressive | $1,299 | $1,308 |
| State Farm | $1,167 | $1,167 |
| Travelers | $1,074 | $1,074 |
| USAA | $898 | $908 |
Cheapest New Castle, IN Car Insurance Rates After a DUI
A DUI in New Castle, IN increases car insurance rates. Compare New Castle, Indiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,361 |
| American Family | $4,985 |
| Farmers | $3,707 |
| Geico | $3,193 |
| Liberty Mutual | $8,085 |
| Nationwide | $2,698 |
| Progressive | $2,983 |
| State Farm | $2,087 |
| Travelers | $3,793 |
| USAA | $1,863 |
Read More: Compare Best Car Insurance Companies That Accept DUI
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Cheapest New Castle, IN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in New Castle, IN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,032 | $4,032 |
| American Family | $3,540 | $3,627 |
| Farmers | $3,458 | $3,458 |
| Geico | $2,231 | $2,313 |
| Liberty Mutual | $5,455 | $5,752 |
| Nationwide | $2,538 | $2,538 |
| Progressive | $3,335 | $3,335 |
| State Farm | $2,078 | $2,198 |
| Travelers | $3,191 | $3,191 |
| USAA | $1,493 | $1,533 |
The Best Cheap Car Insurance Companies in New Castle, IN
Take a look at a side-by-side comparison of the top car insurance companies in New Castle, IN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,032 |
| American Family | $3,583 |
| Farmers | $3,458 |
| Geico | $2,272 |
| Liberty Mutual | $5,604 |
| Nationwide | $2,538 |
| Progressive | $3,335 |
| State Farm | $2,138 |
| Travelers | $3,191 |
| USAA | $1,513 |
Category Winners: Cheapest Car Insurance in New Castle, Indiana
Find the cheapest car insurance companies in New Castle, IN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest New Castle, IN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your New Castle car insurance rates. Find the cheapest New Castle, IN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,849 | $4,018 | $4,230 |
| American Family | $3,541 | $3,702 | $3,507 |
| Farmers | $3,333 | $3,451 | $3,589 |
| Geico | $2,116 | $2,266 | $2,434 |
| Liberty Mutual | $5,421 | $5,589 | $5,801 |
| Nationwide | $2,584 | $2,518 | $2,513 |
| Progressive | $3,142 | $3,281 | $3,583 |
| State Farm | $2,038 | $2,137 | $2,238 |
| Travelers | $3,124 | $3,221 | $3,229 |
| USAA | $1,462 | $1,509 | $1,567 |
What affects car insurance rates in New Castle, Indiana?
What factors can have an impact on New Castle, IN car insurance? There are several reasons why New Castle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Castle, Indiana.
Commute Time in New Castle
The more time you spend in your car the higher the risk of an accident. The average commute length in New Castle, IN is 22.8 minutes according to City-Data.
Compare Car Insurance Quotes in New Castle, IN
Ready to find affordable New Castle, Indiana car insurance today? Enter your ZIP code for fast, free New Castle, IN car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What factors determine car insurance rates in New Castle, IN, in 2023?
Car insurance rates in New Castle, IN, in 2023 are determined by various factors, including your driving record, age, gender, location, credit score, type of vehicle, coverage limits, and deductible amounts. Insurance companies also consider statistical data on accidents, theft rates, and the overall cost of claims in the area.
Are car insurance rates higher in New Castle, IN, compared to other areas in Indiana?
Car insurance rates in New Castle, IN, may vary compared to other areas in Indiana. Factors such as population density, traffic conditions, crime rates, and the frequency of accidents can influence insurance premiums. It’s recommended to compare quotes from different insurers to find the best rate for your specific location.
How can I find the best car insurance rates in New Castle, IN, in 2023?
To find the best car insurance rates in New Castle, IN, in 2023, it’s recommended to shop around and obtain quotes from multiple insurance providers. You can use online comparison tools, consult with insurance agents or brokers, or directly contact insurance companies to request personalized quotes based on your specific needs and circumstances.
What are some strategies to lower car insurance rates in New Castle, IN?
There are several strategies to potentially lower car insurance rates in New Castle, IN. These include maintaining a clean driving record, taking defensive driving courses, bundling your auto insurance with other policies, increasing your deductible, installing safety features in your vehicle, and inquiring about available discounts such as good driver, multi-policy, or anti-theft device discounts.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.