Amazon Flex Delivery Car Insurance: Discounts, Rates, & Requirements (2022)

Amazon Flex delivery auto insurance is provided for free to Amazon Flex delivery drivers. To qualify for Amazon Flex car insurance you need to maintain the minimum insurance required by your state. While Amazon Flex does offer coverage for their drivers, you may want to purchase additional coverage on your own to make sure you can fully protect your vehicle.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Amazon Flex offers commercial insurance to its delivery drivers
  • To qualify for Amazon Flex car insurance, you must maintain personal car insurance
  • Amazon Flex does not currently provide car insurance for drivers in New York

If Amazon Flex has recently become available in your city, you need to do your research on Amazon Flex delivery car insurance.

Keep reading to learn more about the coverage provided by Amazon Flex and how affordable Amazon Flex insurance is.

Do you want more coverage than the Amazon Flex delivery auto insurance provides? Enter your ZIP code above, and we will help you find affordable rates ASAP.

What insurance companies cover delivery drivers?

According to the Bureau of Labor Statistics, more than one million delivery drivers are currently working in the US. So it’s no surprise that the vast majority of major insurance carriers offer some type of commercial car insurance or endorsement on personal policies for delivery drivers.

Most delivery companies often do not provide commercial car insurance for their drivers. Delivery drivers often have to work with their own insurance companies to purchase a whole commercial car insurance policy or endorse their existing personal car insurance.

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What does Amazon Flex delivery auto insurance cover?

Amazon Flex delivery car insurance company provides three types of coverage:

  • Commercial liability
  • Underinsured motorist coverage/ uninsured motorist protection
  • Collision and comprehensive insurance

The commercial liability provides up to $1 million in coverage per accident. The under/uninsured motorist protection also covers up to $1 million and protects your vehicle and your person.

The comprehensive and collision coverage covers up to $50,000. The comprehensive and collision coverage also has a $1,000 deductible.

How much does it cost to insure my Amazon Flex delivery truck? Though Amazon is likely the one fronting the bill, it’ll be between $0-$2,500 annually depending on how many miles you drive each year. You can get a better idea of what the costs might look like based on your driving history here.

Is there anything I’m missing when comparing prices?

Yes! There are other factors besides price that affect which plan is best for you.

How do I qualify for Amazon Flex delivery auto insurance?

There are three main criteria to be able to make use of Amazon delivery car insurance:

  • Be at least 21
  • Be located anywhere except New York state
  • Have the minimum car insurance required by your state

Amazon Flex does not currently provide car insurance for delivery drivers in New York. Instead, you would need to purchase a commercial policy or get an endorsement for your personal car insurance policy to be covered.

In addition, if you are not maintaining the minimum personal auto insurance policy required by your state, Amazon Flex delivery car insurance will not cover you in the event of an accident.

However, if you meet all of these requirements, Amazon Flex delivery auto insurance rates are impossible to beat; free.

Amazon Flex‘s commercial policy is provided to all drivers with absolutely no cost, and it’s done automatically. That means you don’t have to go to any third-party sites and shop around for Amazon Flex delivery car insurance quotes to be covered.

Now that you understand more about Amazon Flex delivery auto insurance, enter your ZIP code below to find additional commercial coverage from local companies in minutes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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