Best Acura TLX Car Insurance in 2024
If you want to buy affordable Acura TLX insurance coverage then you should know that a policy will cost $131 per month ($1,574 per year) on average. Teens pay the highest rates at up to $5,753 a year, while good drivers may only pay $925.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jul 28, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,574 a year or $131 each month
- A liability-only policy costs around $631 a year or $53 each month
- Highest rates are for teenage drivers at around $5,753 a year or $479 each month
- Good drivers can save as much as $649 a year by earning policy discounts
- Acura TLX insurance costs around $55 more per year than the average vehicle
Acura TLX insurance rates are slightly more per year than the average vehicle with full coverage costing about $1,574 a year or $131 a month. The highest rates are for teens who can save about $5,753 a year or $479 a month as they’re considered to be high-risk as inexperienced drivers. We’re going to take a quick look at Acura TLX insurance rates, safety ratings, and more.
You can start comparing quotes for Acura TLX car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura TLX Insurance Cost
The average Acura TLX auto insurance costs are $1,574 a year or $131 a month.
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Are Acura TLXs Expensive to Insure?
The chart below details how Acura TLX insurance rates compare to other luxury cars like the Lexus ES 350, Lexus GS 300, and Chevrolet Corvette.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Audi A4 | $332 | $656 | $398 | $1,544 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TLX Insurance?
The Acura TLX trim and model you choose can impact the total price you will pay for Acura TLX auto insurance coverage.
Age of the Vehicle
Older Acura TLX models generally cost less to insure. For example, car insurance for a 2018 Acura TLX costs $1,574, while 2015 Acura TLX insurance costs are $1,510, a difference of $64.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2017 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2016 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2015 Acura TLX | $292 | $618 | $442 | $1,510 |
Driver Age
Driver age can have a significant effect on Acura TLX car insurance rates. As an example, a 30-year-old driver pays around $69 more each year for their Acura TLX car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Acura TLX insurance rates. For example, drivers in New York may pay $960 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Acura TLX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TLX auto insurance rates with violations on their driving record.
Acura TLX Safety Ratings
Your Acura TLX car insurance rates are tied to the safety ratings of the Acura TLX. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TLX Crash Test Ratings
If the Acura TLX crash test ratings are good, you could have lower Acura TLX car insurance rates. See Acura TLX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TLX Safety Features
Good Acura TLX safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Acura TLX are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura TLX Insurance Loss Probability
The lower percentage means lower Acura TLX car insurance costs; higher percentages mean higher Acura TLX car insurance costs. Compare the following Acura TLX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Acura TLX Finance and Insurance Cost
If you are financing a Acura TLX, most lenders will require your carry higher Acura TLX coverage options including comprehensive coverage, so be sure to shop around and compare Acura TLX car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Acura TLX Insurance
If you want to reduce the cost of your Acura TLX insurance rates, follow these tips below:
- Drive Your Acura TLX Safely
- Ask About Retiree Discounts
- Take a Refresher Course as an Older Driver
- Add a More Experienced Driver to Your Acura TLX Policy
- Ask About Farm and Ranch Vehicle Discounts
Top Acura TLX Insurance Companies
The best auto insurance companies for Acura TLX car insurance rates will offer competitive rates, discounts, and account for the Acura TLX’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Acura TLX Insurance Quotes Online
You can start comparing quotes for Acura TLX insurance from some of the top car insurance companies by using our free online tool today.
- The 2018 Acura TLX is a restyled luxury performance sedan with a starting price of $33,000
- You have the option to choose between a 206hp 2.4L 4-cylinder engine or an upgraded 290hp 3.5L V6 engine
- The standard model comes with an eight-speed Dual-Clutch Transmission and also All-Wheel Steer for precision
- The upgraded 3.5L engine is paired with a nine-speed Automatic Transmission and either Precision or Super Handling AWD
- The new styling is sporty and portrays how powerful the engine is with a dark chrome Diamond Pentagon Grille
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Acura isn’t just a luxury brand, it is Japan’s very first luxury automotive brand. Interestingly enough, Acura isn’t just a solo car maker.
It is actually a division of Honda Motor Company, which has already been in business for 40 years before deciding that it wanted to branch off and create the first luxury brand that would be sold in America.
Honda was already an innovator in the industry and became even a bigger competitor with the launch of the Acura luxury division.
The very first models to be released under the new Acura logo in 1986 were the Integra and the Legend. Because they were so extremely popular, the car maker started designing even more high-performance luxury models fit for all kinds of drivers.
One popular design that was released in 2015 was the Acura TLX sedan.
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History of the Acura TLX
The Acura TLX was first released as a redesign of the Acura TL and the Acura TSX of previous years.
It had the sportiness that the TSX was prized for and the luxury features that you would find in the TL.
By combining both qualities of each model, Acura created the philosophy of the “Red Carpet Athlete” because it was equipped with a high-performance powertrain and still had a modern yet luxurious interior.
When the TLX first entered the market in 2015, it was a hot seller because of its blend of refinement and the athleticism you’d expect to find in a sports car.
The sustained success in the sales reports and also the awards that were presented to the TLX show just how popular it was. In fact, in 2015 the Acura TLX won the Best Cars for the Money award and the Best Value award.
The Acura TLX is still being manufactured today. In fact, the top-selling model is even being approved upon in just its third year of production.
Before you start pricing the cost of auto insurance premiums, here are five interesting facts that you should know about the latest Acura TLX.
5 Facts About the 2018 Acura TLX
#1 – An Updated Front End
One thing that you’ll notice if you’re looking at any of the newest models that are being released in 2018, you’ll discover that they are all getting a face lift. The 2018 Acura TLX is no different.
It will have a restyled front end with a genuine trademarked Diamond Pentagon Grille instead of the chrome front fender it initially had.
The Diamond Pentagon Grille gives the TLX an extremely sporty and futuristic look.
It was first seen on the 2017 Acura MDX and has been impressing consumers who want to see a more aggressive TLX and less of the Foghorn Leghorn chrome beak that it had in the 2015-2017 models.
The sporty facelift meshes well with the sport-oriented tweaks that were made to the 2018 Acura TLX.
#2 – New Powertrain Choices
The standard 2018 TLX is powered by a 2.4L, 4-cylinder engine that produces 206 horsepower. This is the same standard engine that was used in the 2017 TLX and is also the same components that are used to manufacture the top-selling Honda Accord.
You do have the choice to upgrade to a more powerful 3.5L V6 engine with an output of 290hp for a minimum premium of $3,200.
#3 – Sporty Drivetrain Options
Acura has always been known to sell vehicles with different package options.
As a consumer, you would have to decide which combination of powertrain and drivetrain you’d like to purchase as you’re building your package.
It’s not the engine options but the drivetrain that’s changed the most with the 2018 Acura TLX.
In fact, it is the updated drivetrain that gives the TLX an even sportier feel.
While the TLX doesn’t offer you the power and the thrill that’s offered by the NSX, you can’t expect to get all of that horsepower and precision when you’re paying substantially less.
The four-cylinder powertrain and the mid-grade V6 powertrain are both equipped with a front-wheel-drive drivetrain that’s called Precision All-Wheel Steer or (P-AWS).
If you go for the V6 engine for $3200 more, you can choose to upgrade your vehicle even more with a Super Handling All-Wheel Drive drivetrain (SH-AWD).
The best thing about the SH-AWD setup is that it offers torque vectoring, which is what makes the top trim level feel like a much sportier model. The only drawback is that it’s priced $2000 higher.
#4 – The A-Spec Option
A-Spec is a new package that is being introduced in 2018 for car lovers who love the sporty look and the firmer suspension but who aren’t particularly concerned with the interior noise level.
The changes between the standard TLX and the A-spec trim, which is only available with a V6 engine, is almost entirely cosmetic.
It is more visually aggressive but does cost more to repair and offers a little bit of a noisier ride.
This was a tactic that was used by Acura to target the sports sedan lovers who would normally go for a different car but can’t deny how much they like the appearance of the newest TLX.
It’s less about racing and more about having a car that stands out aesthetically but doesn’t cost twice as much to insure.
#5 – New and Improved Technologies
If you’re willing to pay $3,700 for Acura’s Technology Package, you’ll have access to some of the more advanced systems that the manufacturer has to offer.
Any car that’s equipped will have the following:
- exterior rain-sensing wipers
- a 3D Navigation System
- AcuraLink Real-Time Traffic
- HD Radio
- GPS-linked climate control
- Blind Spot Detector
- Rear Cross Traffic Monitor
- a Premium 10-Speaker Audio System
The Verdict
The TLX is a four-door sedan that’s sized just between the compact ILX and the larger full-size RLX. If you were to compare it to competitors on the market today you’d be looking at the Lexus IS or the Audi A4.
Those who have already tested the vehicle rave about its fresh exterior redesign and the A-spec trim option. With a starting price of $33,000, this is a premium performance vehicle priced right.
If you’re seriously considering buying the TLX when it’s released in November, you have to set your budget right.
One great thing about the 2018 Acura TLX with A-Spec is that it looks like a high-performance car without all of the parts that will drive up the cost of insurance premiums.
If you’re shopping around for competitively priced premiums, the best way to do the comparison is to use our online tool. Enter your zip code below to get started for free.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What factors affect Acura TLX car insurance rates?
Several factors can influence Acura TLX car insurance rates, including:
- Driver’s age and gender
- Driving record and claims history
- Location of the insured vehicle
- Vehicle’s year, make, and model (including specific trim level)
- Safety features and anti-theft devices installed in the car
- Annual mileage driven
- Credit history (in some cases)
- Insurance coverage and deductibles chosen
How can I find and compare insurance rates for an Acura TLX?
To find and compare insurance rates for an Acura TLX, you can follow these steps:
- Research insurance providers: Look for reputable insurance companies that offer coverage in your area.
- Gather vehicle information: Collect details about your Acura TLX, including the year, make, model, and specific trim level.
- Request quotes: Reach out to insurance companies either through their websites, phone calls, or insurance comparison websites to request quotes for your Acura TLX.
- Provide accurate information: Be prepared to provide accurate and honest information about your driving history, desired coverage, and other relevant factors.
- Compare quotes: Once you receive quotes from multiple insurance providers, carefully review and compare the coverage options, deductibles, limits, and premiums offered.
- Consider additional factors: Look beyond the cost and consider the reputation of the insurance company, customer reviews, and the level of customer service provided.
- Make an informed decision: Based on your research and comparison, select the insurance policy that best suits your needs and budget.
Are insurance rates higher for new Acura TLX models compared to older ones?
In general, insurance rates for new Acura TLX models tend to be higher than for older ones. Newer vehicles often have higher values and more advanced features, which can increase the cost of repairs or replacements in the event of an accident or theft. Additionally, newer models may be more desirable to thieves, leading to higher comprehensive coverage costs. However, various factors influence insurance rates, so it’s recommended to obtain personalized quotes from insurance providers to get accurate information for your specific situation.
Do Acura TLX safety features affect insurance rates?
Yes, Acura TLX safety features can impact insurance rates. Cars equipped with advanced safety features, such as anti-lock brakes, airbags, stability control, adaptive cruise control, lane departure warning, collision mitigation braking, and blind-spot monitoring, may be eligible for discounts on insurance premiums. These safety features can reduce the likelihood of accidents or minimize their severity, making the vehicle safer to insure. Be sure to inform your insurance provider about the safety features present in your Acura TLX to potentially lower your insurance costs.
How does the location of the insured vehicle affect Acura TLX car insurance rates?
The location of the insured vehicle plays a significant role in determining Acura TLX car insurance rates. Insurance companies consider factors such as the area’s population density, crime rates, accident statistics, and the prevalence of natural disasters when calculating premiums. If you live in an area with higher crime rates or a higher likelihood of accidents or natural disasters, it can result in increased insurance rates for your Acura TLX. Conversely, residing in a low-risk area can help reduce your insurance costs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.