Progressive Car Insurance Review for 2026 [See if They’re a Good Fit]

In this Progressive car insurance review, Progressive stands out as one of the best options. It offers competitive rates, customizable coverage, and substantial discounts.

Progressive rates offer average rates and user-friendly tools as low as $35 a month. Learn why it’s the leading choice and how to get Progressive car insurance quotes online quickly.

Progressive Car Insurance Rating

Stop overpaying for car insurance. Our free quote comparison tool lets you shop for quotes from the top providers near you by entering your ZIP code.

Progressive Auto Insurance Coverage Cost

Your price quote will depend on your location, vehicle type and condition, driving record, and coverage selections. While premiums will vary, most companies offer safe-driving discounts, and many other discounts for bundling policies can drastically reduce costs.

Progressive Car Insurance Monthly Rates by Coverage Level, Age, & Gender

Another way drivers can demonstrate safe driving practices and receive a discounted rate is through the Progressive program. This program offers various Progressive car insurance discounts to eligible customers.

For a better idea of your premium, you can get a personalized Progressive insurance quote online or from an agent to make the estimate as accurate as possible. The digital tools offered by Progressive also make the process quick and convenient for consumers.

Progressive Average Cost vs. Competitors

Progressive Insurance Co. ranks well among the competition and is often among the lowest-priced options. Progressive Casualty charges higher premiums than some companies but offers more discounts and value-added features.

However, Progressive can look much better for many drivers when considering a car insurance comparison, thanks to programs like Snapshot that reward safe driving habits with personalized savings.

Plus, with an extensive menu of coverage options and easy-to-use digital tools, the value proposition is strengthened by offering policyholders more latitude in their insurance experience.

Progressive Coverage Options

Progressive Mutual offers a full range of coverage options with customizable policies. Popular options include:

• Liability Coverage: AED as required by the state only for accidents
• Comprehensive & Collision: Coverage for damage and the theft of your car.
• Rideshare Insurance: Used by drivers working for Uber and Lyft
• Coverage For Custom Parts: Covers parts not made by the original manufacturer.

Progressive vehicle coverage is versatile and suitable for drivers with different needs and various types of car insurance coverage. It offers flexibility and customization.

Progressive Insurance Customer Reviews

Others, like the fast claims process it offers, the mobile solid app, and transparent pricing via its Progressive insurance quote mechanism, help drivers know how much they will need to pay for their car insurance upfront by assisting them with what factors increase or decrease their rates.

Another benefit for many policyholders is the wide variety of discounts, such as bundling policies or practicing safe driving. Some consumers complain about post-accident rate hikes, claiming the increases were steeper than anticipated.

However, understanding your car insurance policy is critical to avoiding surprises. Progressive also boasts features and a hard-to-beat customer service reputation, which remains popular in every state.

Progressive Business Reviews

Business reviews highlight Progressive Auto Insurance’s strong financial stability and efficient claims processing. The company has earned high ratings for reliability, reflecting its solid standing in the industry and ability to handle claims promptly.

Combined with an A+, the second-highest rating you can achieve using the Better Business Bureau (BBB), this rating means that the company is primarily safe and respectable.

Progressive Car Insurance Business Ratings and Consumer Reviews

Customers say Progressive simplifies insurance through straightforward digital tools, including a top-rated app and website. These features make calculating car insurance costs more accessible and transparent, allowing anyone to handle claims and manage coverage digitally; thus, Progressive is an excellent choice for those seeking convenience.

This Reddit post expressed frustration with Geico’s rising premiums, which increase 6-7% every billing cycle. The user found Progressive offering a similar policy for a lower price and questioned whether Progressive could be trusted and why premiums increased despite vehicle depreciation.

Is Progressive Auto Insurance Good/Reliable?
byu/plartoo inpersonalfinance

The user also wondered why premiums increase even as car values decrease, prompting a discussion on Reddit about how car insurance rates are set, the role of inflation, and whether negotiating with insurance companies could help keep costs down.

Progressive Insurance Pros and Cons

Progressive Insurance is one of the most popular options due to its comprehensive coverage and innovative features. Here are the biggest pros and cons when buying auto insurance from Progressive.

Pros

• Variety Of Discounts: Progressive offers many discounts to its policyholders, such as multi-policy, safe driver, and automatic payment option discounts, leading to savings on premiums.
• A Unique Snapshot Program Rewarding Safe Drivers: Their usage-based program incentivizes safer driving by offering lower rates based on your driving habits.
• Great Mobile App/Online Tools: Progressive offers a mobile app and online portal for accessing your account, which makes it easier to manage policies, file a claim, or make payment options.

Cons

• Higher Premiums Relative to Budget Insurers: Although Progressive offers numerous perks, its premiums are often higher than those of f some of the cheapest insurance companies.
• Higher Rate Increases After Claims or Accidents: This applies even to not-at-fault accidents and when the driver is not responsible.

Progressive Insurance is best for drivers seeking easy-to-use technology, customizable options, and discounts. However, when you compare car insurance by coverage type, you may find that in some post-claim cases, this can result in higher premiums.

Progressive Insurance Review: Coverage and Discounts

Progressive offers excellent value with its full coverage options, flexible discounts, and strong reliability. One standout feature is Snapshot, a usage-based program that rewards safe driving. Their Milewise telematics program also boosts savings for good drivers, and the mobile app makes managing your policy easy and convenient.

Although some of its rates are higher than those offered by companies, Progressive’s strategies and customer-friendly tools make it a popular auto insurance option.

However, you can still find savings by exploring ways to lower the cost of your insurance, such as bundling policies or using the Snapshot program. A potential drawback for shoppers is the likelihood of rate increases after a claim or accident. Finding cheap car insurance quotes is easy. Enter your ZIP code into our free comparison tool  to instantly compare quotes near you.