Compare BMW 4 Series Gran Coupe Car Insurance Rates [2023]
Auto insurance for the BMW 4 Series Gran Coupe will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW 4 Series Gran Coupe has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW 4 Series Gran Coupe auto insurance, it's best to compare multiple companies.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cost of insurance for a BMW 4 Series Gran Coupe depends on the trim level
- Safety features of the BMW 4 Series Gran Coupe can earn you a car insurance discount
- Crash test ratings have an impact on BMW 4 Series Gran Coupe auto insurance rates
Before you buy a BMW 4 Series Gran Coupe, or even if you already own one, you’ll want to get the best BMW 4 Series Gran Coupe auto insurance rates. The cost of auto insurance for a BMW 4 Series Gran Coupe can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW 4 Series Gran Coupe auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a 4 Series Gran Coupe. You can also compare BMW 4 Series Gran Coupe auto insurance rates to the average cost of insurance for competitors like Volvo Coupe and Lexus LC.
To compare BMW 4 Series Gran Coupe auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Are vehicles like the BMW 4 Series Gran Coupe expensive to insure?
Take a look at how insurance rates for similar models to the BMW 4 Series Gran Coupe look. These insurance rates for other coupes like the Volvo Coupe, Lexus SC 400, and Lexus LC give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Nissan GT-R | $442 | $988 | $354 | $1,920 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Audi RS 5 | $414 | $886 | $376 | $1,812 |
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What impacts the cost of BMW 4 Series Gran Coupe insurance?
The average annual rate for the BMW 4 Series Gran Coupe is just that, an average. Your insurance rates for a BMW 4 Series Gran Coupe can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 4 Series Gran Coupe.
BMW 4 Series Gran Coupe Crash Test Ratings
The BMW 4 Series Gran Coupe crash test ratingswill have an affect on BMW 4 Series Gran Coupe car insurance rates. Take a look at crash test results for the BMW 4 Series Gran Coupe.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW 4 Series Gran Coupe 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series Gran Coupe 4 DR AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW 4 Series Gran Coupe Insurance
Save more on your BMW 4 Series Gran Coupe car insurance rates. Take a look at the following five strategies that will get you the best BMW 4 Series Gran Coupe auto insurance rates possible.
- Compare BMW 4 Series Gran Coupe quotes online
- Ask about BMW 4 Series Gran Coupe discounts if you were listed on someone else’s policy
- Check your BMW 4 Series Gran Coupe policy carefully to ensure all information is correct
- Ask for a BMW 4 Series Gran Coupe discount if you have a college degree
- Bundle your BMW 4 Series Gran Coupe auto insurance with home insurance
Top BMW 4 Series Gran Coupe Insurance Companies
What is the best company for affordable BMW 4 Series Gran Coupe insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 4 Series Gran Coupe insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 4 Series Gran Coupe.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW 4 Series Gran Coupe Insurance Quotes Online
Save money by comparing BMW 4 Series Gran Coupe insurance rates with free quotes online now.
Frequently Asked Questions
How can I compare car insurance options for my BMW 4 Series Gran Coupe?
To compare car insurance options for your BMW 4 Series Gran Coupe, you can follow these steps:
- Assess your coverage needs: Determine the types and levels of coverage you require based on factors like the age of your car, your driving habits, and your budget.
- Obtain multiple quotes: Collect quotes from different insurance providers that offer coverage for BMW vehicles. You can reach out to insurance agents directly or use online comparison tools.
- Compare coverage and premiums: Evaluate the coverage options and premiums offered by each insurer for your BMW 4 Series Gran Coupe. Consider factors such as deductibles, liability limits, comprehensive and collision coverage, and any additional features or benefits.
- Consider additional factors: Take into account customer reviews, the financial stability of the insurance company, available discounts, and the quality of customer service.
- Make an informed decision: Choose the car insurance policy that best suits your needs and budget for your BMW 4 Series Gran Coupe.
What factors should I consider when comparing car insurance for a BMW 4 Series Gran Coupe?
When comparing car insurance for your BMW 4 Series Gran Coupe, consider the following factors:
- Coverage options: Evaluate the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist coverage, and personal injury protection.
- Premiums: Compare the premiums quoted by different insurers for similar coverage. Be sure to consider any discounts or incentives that may apply.
- Deductibles: Consider the deductible amounts and how they impact your premiums. Higher deductibles typically result in lower premiums but require more out-of-pocket expenses in the event of a claim.
- Discounts: Inquire about available discounts specifically for BMW owners, such as vehicle safety features discounts or loyalty discounts.
- Customer reviews and reputation: Read reviews and ratings from other BMW owners to gauge the customer service and claims handling of the insurance companies.
- Financial stability: Check the financial ratings of insurance companies from reputable sources to ensure they are financially stable and capable of fulfilling claims.
Are BMW 4 Series Gran Coupe cars more expensive to insure compared to other vehicles?
The cost of insurance for a BMW 4 Series Gran Coupe can be higher compared to some other vehicles due to factors such as the vehicle’s value, repair costs, and perceived risk associated with luxury cars. Insurance premiums are influenced by factors like the model year, trim level, engine size, and the driver’s personal circumstances.
Can I get discounts on car insurance for my BMW 4 Series Gran Coupe?
Yes, many car insurance providers offer various discounts that can help lower your premiums for a BMW 4 Series Gran Coupe. Some common discounts include:
- Safety features discount: BMW vehicles, including the 4 Series Gran Coupe, typically come equipped with advanced safety features that may qualify for discounts.
- Anti-theft discount: If your BMW has anti-theft devices installed, you may be eligible for a discount.
- Good driver discount: Maintaining a clean driving record can make you eligible for a discount.
- Multi-policy discount: Bundling your car insurance with other policies, such as home or renters insurance, with the same provider can often lead to discounted rates.
Should I choose OEM parts coverage for my BMW 4 Series Gran Coupe?
Whether to choose OEM (Original Equipment Manufacturer) parts coverage for your BMW 4 Series Gran Coupe depends on your preferences and budget. OEM parts are made by the vehicle’s manufacturer and are specifically designed for your BMW, ensuring optimal fit and performance. However, OEM parts coverage may result in higher premiums compared to aftermarket parts coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.