Best GMC Acadia Car Insurance in 2024 (Find the Top 10 Companies Here)

American Family, Erie, and Travelers are the top providers for the best GMC Acadia car insurance, offering a range of options to suit various needs and preferences.

Each company delivers strong coverage and value, ensuring you find the right fit for your vehicle. For a thorough understanding, refer to our detailed analysis titled “Compare Car Insurance Rates by Vehicle Make and Model.”

Our Top 10 Picks: Best GMC Acadia Car Insurance

Explore the top choices to discover the ideal insurance plan that balances coverage, affordability, and protection for your GMC Acadia.

See if you’re getting the best deal on car insurance by entering your ZIP code above.

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#1 – American Family: Top Overall Pick

Pros

• Excellent Service: American Family car insurance review exhibit the company’s top-notch customer service, which is crucial for GMC Acadia owners seeking reliable support during claims and policy management.
• Bundling Discount: They offer a 25% discount for bundling multiple policies, making it an economical choice for those insuring both their GMC Acadia and home.
• Comprehensive Coverage Options: Their broad range of coverage options ensures that all aspects of owning and driving a GMC Acadia are well-protected, including roadside assistance and rental car coverage.

Cons

• Higher Premiums for Some Drivers: American Family’s rates might be higher compared to some competitors, which could impact the affordability for GMC Acadia owners looking for budget-friendly options.
• Limited Availability: Their coverage might not be available in all states, which could be a drawback for those who have recently relocated or are planning to move.

#2 – Erie: Best for Affordable Rates

Pros

• Affordable Rates: Erie offers competitive pricing that makes insuring a GMC Acadia more budget-friendly, especially for those looking to keep their premiums low.
• Excellent Customer Service: Known for strong customer service, Erie car insurance review present the company’s GMC Acadia owners receive timely assistance and support during the claims process.
• Wide Range of Coverage Options: Erie provides a variety of coverage options, including comprehensive and collision, tailored to meet the specific needs of GMC Acadia owners.

Cons

• Limited National Presence: Erie is only available in a select number of states, which may limit options for GMC Acadia owners who move or travel frequently.
• Less Flexibility in Policy Customization: While offering standard coverage options, Erie may not have as many customizable options as some other insurers.

#3 – Travelers: Best for Comprehensive Coverage

Pros

• Comprehensive Coverage: Travelers provides extensive coverage options, including collision and comprehensive coverage, ensuring that all aspects of GMC Acadia ownership are protected.
• Innovative Tools: Their use of technology, such as mobile apps and online claims processing, enhances the convenience for GMC Acadia owners.
• Flexible Payment Options: Travelers car insurance review highlight the company’s flexible payment plans, which can be beneficial for managing insurance costs for a GMC Acadia.

Cons

• Higher Deductibles: Travelers might have higher deductibles compared to some competitors, which could result in higher out-of-pocket costs for GMC Acadia owners in the event of a claim.
• Customer Service Variability: While generally good, customer service experiences can vary, which might affect GMC Acadia owners during critical moments of policy management or claims.

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#4 – Nationwide: Best for Strong Reputation

Pros

• Bundling Discounts: With a 20% discount for bundling multiple policies, Nationwide car insurance discounts feature the company’s reduce costs for those insuring their GMC Acadia along with other assets.
• Strong Reputation: Nationwide has a solid reputation in the insurance industry, providing reliability and trustworthiness for GMC Acadia owners.
• Comprehensive Coverage: They offer a wide range of coverage options, ensuring that GMC Acadia owners can find suitable protection for various driving scenarios.

Cons

• Limited Customization: Nationwide may offer less flexibility in customizing policies compared to other insurers, which might not fully meet the specific needs of GMC Acadia owners.
• Higher Rates for Some Drivers: Depending on the driver’s profile, Nationwide’s rates can be higher, which could affect affordability for some GMC Acadia owners.

#5 – Liberty Mutual: Best for Extensive Options

Pros

• Extensive Options: Liberty Mutual provides a broad array of coverage options, allowing GMC Acadia owners to tailor their policy to their specific needs.
• Bundling Discounts: With up to 25% off for bundling, Liberty Mutual car insurance review demonstrate the company’s cost-effective in insuring a GMC Acadia along with other policies.
• Customizable Policies: They offer various add-ons and customization options, which can be beneficial for GMC Acadia owners seeking specific coverage features.

Cons

• Potentially Higher Premiums: Liberty Mutual’s premiums can be on the higher side, which might be a consideration for budget-conscious GMC Acadia owners.
• Customer Service Issues: Some customers report challenges with service responsiveness, which could affect GMC Acadia owners during claims or policy management.

#6 – Safeco: Best for Competitive Pricing

Pros

• Competitive Pricing: Safeco offers attractive rates for GMC Acadia insurance, making it a good option for those seeking affordability.
• Solid Coverage Options: They provide comprehensive coverage options, including roadside assistance and rental reimbursement, which are beneficial for GMC Acadia owners.
• User-Friendly Technology: Safeco car insurance review flaunt the company’s digital tools and apps that simplify policy management and claims processes, enhancing convenience for GMC Acadia owners.

Cons

• Limited Discounts: Safeco’s discount options might not be as extensive as those offered by other insurers, potentially limiting savings for GMC Acadia owners.
• Customer Service Inconsistencies: There can be variability in customer service quality, which might impact GMC Acadia owners during key interactions with the insurer.

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#7 – Farmers: Best for Customer Focused

Pros

• Customer-Centric Approach: Farmers is known for its focus on customer satisfaction, providing attentive service and support for GMC Acadia owners.
• Bundling Discounts: Farmers car insurance review parade the company’s significant discounts for bundling policies, which can make insuring a GMC Acadia more economical.
• Comprehensive Coverage: Farmers provides a wide range of coverage options to protect various aspects of GMC Acadia ownership, from collision to comprehensive coverage.

Cons

• Higher Premiums for Some Drivers: Farmers’ rates can be higher for certain drivers, which might be a drawback for those seeking lower insurance costs.
• Variable Customer Service: Experiences with customer service can vary, potentially impacting GMC Acadia owners during crucial times like claims or policy adjustments.

#8 – Allstate: Best for Reliable Claims

Pros

• Reliable Claims Process: Allstate is renowned for its efficient and reliable claims handling, which is essential for GMC Acadia owners needing prompt resolution of claims.
• Bundling Discounts: Offering up to 25% off for bundling multiple policies, Allstate car insurance review spotlight the company’s reduce insurance costs for GMC Acadia owners with multiple insurance needs.
• Wide Range of Coverage Options: They offer extensive coverage options tailored to protect various aspects of GMC Acadia ownership, including roadside assistance and rental car coverage.

Cons

• Potentially Higher Rates: Allstate’s rates may be higher compared to some competitors, which could impact affordability for some GMC Acadia owners.
• Mixed Customer Service Feedback: While generally positive, customer service reviews can be mixed, potentially affecting the experience of GMC Acadia owners during policy management.

#9 – The Hartford: Best for Veteran-Friendly

Pros

• Veteran-Friendly: The Hartford is known for its veteran-friendly policies, making it a good choice for GMC Acadia owners with military backgrounds.
• Discounts for Safe Driving: They offer discounts for safe driving, which can benefit GMC Acadia owners who maintain a clean driving record.
• Comprehensive Coverage: The Hartford car insurance review promote the company’s range of coverage options that are well-suited for protecting a GMC Acadia, including roadside assistance and rental car reimbursement.

Cons

• Limited Availability: The Hartford’s insurance products may not be available in all states, which could limit options for some GMC Acadia owners.
• Lower Bundling Discounts: Compared to some competitors, their bundling discounts may be less substantial, potentially affecting savings for those insuring multiple assets.

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#10 – Progressive: Best for Innovative Solutions

Pros

• Innovative Solutions: Progressive car insurance review manifest the company’s innovative insurance solutions, such as usage-based insurance, which can be tailored for GMC Acadia owners seeking personalized coverage.
• Competitive Rates: They offer competitive pricing, which can be advantageous for GMC Acadia owners looking to keep their insurance costs manageable.
• Extensive Coverage Options: Progressive provides a broad range of coverage options, including comprehensive and collision, to meet the diverse needs of GMC Acadia owners.

Cons

• Higher Deductibles: Progressive’s deductibles can be higher than some competitors, potentially leading to greater out-of-pocket expenses for GMC Acadia owners.
• Variable Customer Service: While generally positive, customer service experiences can vary, which might affect GMC Acadia owners during critical interactions with the insurer.

How much does insurance cost for a GMC Acadia?

The average GMC Acadia auto insurance rates are $1,294 a year or $108 a month.

Are GMC Acadias expensive to insure?

The chart provided below illustrates a comprehensive comparison of GMC Acadia insurance rates against several other popular SUV models, including the Volvo XC60, Lincoln Navigator, and Subaru Forester.

GMC Acadia Insurance Rates Comparison:

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What impacts the cost of GMC Acadia insurance?

The GMC Acadia trim and model you choose can impact the total price you will pay for GMC Acadia insurance coverage. Keep in mind, all of the prices below are average rates. Your exact rates will depend on a combination of personal factors like your age, gender, driving history, credit history, location, and more.Age of the VehicleOlder GMC Acadia models generally cost less to insure. For example, auto insurance for a 2020 GMC Acadia costs $1,294, while 2010 GMC Acadia insurance costs are $1,084, a difference of $210.

Driver AgeDriver age can have a significant effect on GMC Acadia car insurance rates. For example, 30-year-old drivers pay $57 more for GMC Acadia car insurance than 40-year-old drivers.

Driver LocationWhere you live can have a large impact on GMC Acadia insurance rates. For example, drivers in Phoenix may pay $712 a year less than drivers in Los Angeles.Your Driving RecordYour driving record can have an impact on the cost of GMC Acadia car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Acadia car insurance with violations on their driving record.

GMC Acadia Safety Ratings

Your GMC Acadia auto insurance rates are influenced by the GMC Acadia’s safety ratings. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Good
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Good
Side	Good
Roof strength	Good
Head restraints and seats	Good
Source: Insurance Institute for Highway Safety

GMC Acadia Crash Test Ratings

The crash test ratings of the GMC Acadia can impact your GMC Acadia car insurance rates.

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GMC Acadia Safety Features

The numerous safety features of the GMC Acadia help contribute to lower insurance rates. The 2020 GMC Acadia has the following safety features:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor
• Cross-Traffic Alert

The newer models also come with rear GMC Acadia safety technology like the rear cross-traffic alert, pedestrian detection warning, hill descent control, rear park assist, and other features.

GMC Acadia Insurance Loss Probability

The lower percentage means lower GMC Acadia car insurance costs; higher percentages mean higher GMC Acadia car insurance costs. Compare the following GMC Acadia auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category	Loss Rate
Collision	-25%
Property Damage	-14%
Comprehensive	-27%
Personal Injury	-29%
Medical Payment	-31%
Bodily Injury	-20%
Source: Insurance Institute for Highway Safety

Are you financing your GMC Acadia?

If you are financing a GMC Acadia, you will pay more if you purchase GMC Acadia auto insurance at the dealership, so be sure to shop around and compare GMC Acadia auto insurance quotes from the best companies using our FREE tool below.

GMC Acadia Car Insurance Monthly Rates by Coverage Level & Provider

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How can you save on GMC Acadia insurance?

You have more options at your disposal to save money on your GMC Acadia car insurance costs. For example, try these five tips:

• Park Your GMC Acadia Somewhere Safe – like a Garage or Private Driveway
• Move to the Countryside
• Ask for a New GMC Acadia Auto Insurance Rate Based on Your Improved Credit Score
• Buy Winter Tires for Your GMC Acadia
• Reduce Your Coverage on an Older GMC Acadia

If you’re having a difficult time finding affordable rates for coverage, consider talking to an independent insurance agent. They can check the rates and discounts available from multiple companies and advise you of the best options for your situation.

What are the top GMC Acadia auto insurance companies?

Who is the top car insurance company for GMC Acadia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Acadia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Acadia offers.

How can you compare free GMC Acadia insurance quotes online?

You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.With gas prices so high, the car industry has introduced a new alternative to large SUVs for families who still need passenger seating and cargo space.Crossovers like the GMC Acadia are popular due to their roominess and comfortable ride, with better fuel economy than an SUV. An Acadia owner will generally pay between $900 and $1300 a year for car insurance.Enter your ZIP code to receive FREE car insurance quotes from multiple companies today!In a market previously dominated by minivans and SUVs, crossovers have garnered a large following. This newcomer has many advantages among fuel economy-conscious buyers.

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Why purchase a crossover?

Kids require a lot of gear, whether it’s strollers or baseball equipment, so, families have traditionally favored larger vehicles with plenty of storage space and seating capacity.However, these larger vehicles tend to use more gas. Minivans are better but don’t have the room an SUV does.

Crossovers like the GMC Acadia offer the fuel efficiency similar to a minivan but have the room of an SUV, making them instant contenders to a large segment of the population.

Carmakers achieve this by basing the crossovers on a car rather than a truck frame like an SUV does.The Acadia seats either seven or eight passengers and has around 12-20 cubic feet of cargo space, depending on the model. There’s a maximum of 117 cubic feet when the second and third rows of seats are folded down. When the seats are up, there’s still a generous 24 cubic feet, which is plenty of space for most everyday situations.The Acadia also has many of the features SUV and minivan owners have come to expect, like tri-zone auto climate control, a power liftgate, an entertainment system, and a heated steering wheel. The newer models come with Apple CarPlay/Android Auto.

What about safety?

The Acadia has performed well in both the government crash tests and the Insurance Institute for Highway Safety’s tests. It received a “Good” rating from the IIHS in all categories: frontal offset, side impact, roof strength, and rear impact tests.

These high safety ratings make the GMC Acadia an attractive option, both because of the increased protection for the family and the positive effect they will have on insurance premium costs.

Part of the reason the Acadia has scored so highly on crash tests is its head air bags for all three rows, not just the front.It also comes with child seat anchors, four-wheel anti-lock brakes, daytime running lights, and three-point seatbelts even for the middle seats in the rear.The stabilization and traction control increase the driver’s control over the vehicle in all weather situations.

How can I lower my insurance?

By choosing a GMC Acadia crossover, you are already lowering your insurance rates over a luxury car or sports car. Owners of these types of cars tend to pay more for insurance than owners of other vehicles.The price of insurance varies from region to region within the country. Car owners in areas with high crime rates pay higher premiums.

Whether you live in an urban area or out in the country also affects your premiums.

Other factors that influence how much you’ll pay are your age, gender, and marital status. Women pay less than men, and married people pay less than singles. Young adults also pay more than more experienced drivers.How many miles you drive a year will affect your premiums as well. The more a person drives, the higher the chance he will be involved in an accident.There are some steps you can take to lower your rates no matter where you live. The first is to maintain a clean driving record. Obeying traffic laws will not only save you money from a ticket but will lower your insurance costs.

Not all policies are the same. Raising the premium will lower the deductible, so set the premium as high as you can afford.

Ask about discounts. You can receive these for having a clean driving record, being a student, and even for having good credit. Get more info on ways to save on auto insurance from the National Association of Insurance Commissioners’ Consumer Alert.A great way to save is to buy all your insurance from the same company.By purchasing insurance for your automobiles, home, RVs or motorcycles, and life, you’ll usually receive big discounts.You might also consider signing up for a usage-based insurance program. These programs are available from most major insurers. They monitor your driving habits using a mobile app or plug-in device and reward you with discounts for driving safely.Compare prices from several companies as well, as prices can vary widely from one company to the next.Enter your ZIPcode below to access car insurance rates from multiple providers today!

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