Best GMC Terrain Car Insurance in 2024
If you want to buy GMC Terrain insurance coverage then a policy will cost $111 per month ($1,336 per year) on average. Finding GMC Terrain teenager insurance rates can cost on average $4,883 a year, so shop around to find cheap coverage.
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Jeffrey Manola
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: Jul 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,336 a year or $111 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,883 a year or $407 each month
- Good drivers can save as much as $551 a year by earning policy discounts
- GMC Terrain insurance costs around $183 less per year than the average vehicle
GMC Terrain car insurance rates cost drivers an average of $1,336 a year, which is equal to a $111 monthly insurance bill. Some of the determining factors that influence GMC Terrain rates include driver and vehicle age, along with the safety ratings of the model you drive.
Read through this helpful article to figure out how GMC Terrain insurance rates are calculated so you can compare quotes with a trained eye.
You can start comparing quotes for GMC Terrain car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Terrain Insurance Cost
The average auto insurance rates for a GMC Terrain cost $1,336 a year or $111 a month.
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Are GMC Terrains Expensive to Insure?
The chart below details how GMC Terrain insurance rates compare to other SUVs like the Volkswagen Atlas, GMC Acadia, and Ford Explorer.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Ford Explorer | $308 | $470 | $372 | $1,308 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Terrain Insurance?
The GMC Terrain trim and model you choose can impact the total price you will pay for GMC Terrain insurance coverage.
Age of the Vehicle
The average GMC Terrain car insurance rates are higher for newer models. For example, car insurance for a 2020 GMC Terrain costs $1,336, while 2010 GMC Terrain insurance costs are $1,064, a difference of $272.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Terrain | $322 | $562 | $316 | $1,336 |
| 2019 GMC Terrain | $306 | $542 | $332 | $1,316 |
| 2018 GMC Terrain | $294 | $536 | $338 | $1,304 |
| 2017 GMC Terrain | $284 | $524 | $354 | $1,298 |
| 2016 GMC Terrain | $274 | $502 | $364 | $1,276 |
| 2015 GMC Terrain | $260 | $484 | $376 | $1,256 |
| 2014 GMC Terrain | $250 | $450 | $384 | $1,220 |
| 2013 GMC Terrain | $240 | $424 | $388 | $1,188 |
| 2012 GMC Terrain | $230 | $380 | $390 | $1,136 |
| 2011 GMC Terrain | $214 | $350 | $390 | $1,090 |
| 2010 GMC Terrain | $206 | $328 | $394 | $1,064 |
Driver Age
Driver age can have a significant effect on GMC Terrain car insurance rates. For example, 30-year-old drivers pay $59 more for GMC Terrain car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on GMC Terrain insurance rates. For example, drivers in Houston may pay $985 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of GMC Terrain car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Terrain car insurance with violations on their driving record.
GMC Terrain Safety Ratings
The GMC Terrain’s safety ratings will affect your GMC Terrain car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
GMC Terrain Crash Test Ratings
GMC Terrain crash test ratings can impact your GMC Terrain car insurance rates. See GMC Terrain crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Terrain SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 GMC Terrain SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Terrain SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Terrain SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Terrain SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Terrain SUV FWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 GMC Terrain SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Terrain SUV AWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2017 GMC Terrain SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 GMC Terrain SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 GMC Terrain SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 GMC Terrain SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Terrain Safety Features
The more safety features you have on your GMC Terrain, the more likely it is that you can earn a discount. The GMC Terrain’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
GMC Terrain Insurance Loss Probability
Another contributing factor that plays a direct role in GMC Terrain insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -17% |
| Comprehensive | -19% |
| Personal Injury | -4% |
| Medical Payment | -8% |
| Bodily Injury | -14% |
| Source: Insurance Institute for Highway Safety | |
GMC Terrain Finance and Insurance Cost
If you are financing a GMC Terrain, most lenders will require your carry higher GMC Terrain coverage options including comprehensive coverage, so be sure to shop around and compare GMC Terrain car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on GMC Terrain Insurance
You have more options at your disposal to save money on your GMC Terrain auto insurance costs. For example, try taking advantage of the following five strategies to reduce your GMC Terrain car insurance rates
- Remove Unnecessary Insurance Once Your GMC Terrain is Paid Off
- Ask About Mature Driver Discounts for Drivers Over 50
- Ask About Retiree Discounts
- Take a Defensive Driving Course or Any Driver’s Education Course
- Don’t Always Pick the Cheapest GMC Terrain Insurance Policy
Top GMC Terrain Insurance Companies
Who is the top auto insurance company for GMC Terrain insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Terrain auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Terrain offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Terrain Insurance Quotes Online
You can start comparing quotes for GMC Terrain insurance from some of the top car insurance companies by using our free online tool today.
Determining the auto insurance costs of the GMC Terrain before purchasing the vehicle is wise.
Some vehicles have absurdly high rates and others have very low rates. Understanding how much to budget for car insurance before making the purchase is a smart move all around.
Read on to learn about some of the things that affect the auto insurance costs for the GMC Terrain and then enter your zip code above for a free GMC Terrain car insurance comparison!
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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GMC Terrain Details
The GMC Terrain is GMC‘s newest crossover and closely mirrors the Chevy Equinox. The GMC Terrain has a four-cylinder engine that has an impeccable fuel economy rate. The inside of the Terrain is very large and comfortable; this is the part of the vehicle that sets it above others.
The GMC Terrain has a great noise canceling system, which makes the Terrain one of the quietest crossovers. If you are looking for a spacious crossover for a larger family this could be the car for you.
The price on the GMC Terrain is roughly $24,000-$31,00. The only disadvantage to the Terrain is that the trunk space is not used efficiently and could be larger.
The GMC Terrain four-cylinder Terrain is estimated at 22 mpg in the city and 32 mpg on the highway. The V6 model is estimated to get 17 mpg in the city and 25 mpg on the highway. They come standard with antilock brakes, stability control, and front and side air bags.
GMC Terrain Car Insurance Rates
Below is a list of a few insurance quotes for a GMC Terrain. Please remember that rates can vary widely depending on driving history, region, age of driver, etc. so always shop around for the best quote.
- Liberty Mutual: $247 a month
- Safeco Insurance: $252.55 a month
- QBE: $266.83 a month
- General: $275.17 a month
- Allstate: $209 a month
Enter your zip to start comparing GMC car insurance quotes online!
Frequently Asked Questions
How much does GMC Terrain car insurance cost?
On average, GMC Terrain car insurance costs $1,336 per year or $111 per month.
Are GMC Terrains expensive to insure?
Compared to other SUVs, GMC Terrain insurance rates are generally affordable. However, rates may vary based on factors such as your location, driving record, and the specific model and trim of the GMC Terrain.
What factors impact the cost of GMC Terrain insurance?
Several factors can influence the cost of GMC Terrain insurance, including the age of the vehicle, driver age, driver location, driving record, safety ratings of the model, and safety features installed in the vehicle.
What are the safety ratings of the GMC Terrain?
The GMC Terrain has various safety features and has received favorable crash test ratings, which can potentially lead to lower insurance rates.
How can I compare GMC Terrain insurance quotes?
You can compare GMC Terrain insurance quotes online by using a free online tool that allows you to enter your ZIP code and receive quotes from various car insurance companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.