Best Hyundai Santa Fe Car Insurance in 2024
Average Hyundai Santa Fe car insurance rates cost $116 per month ($1,386 per year). Teens pay the highest rates at up to $5,066 a year, while good drivers may only pay $815.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Aug 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,386 a year or $116 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,066 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle
When it comes to Hyundai Santa Fe insurance rates, drivers spend $133 less per year than the average vehicle. In fact, the median Hyundai Santa Fe car insurance rates amount to $1,386 per year, or $116 every month.
This comprehensive article will show you how factors like the SUV’s safety features and crash test ratings will ultimately determine the amount of money you will pay for Hyundai Santa Fe rates.
You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Santa Fe Insurance Cost
The average Hyundai Santa Fe car insurance rates are $1,386 a year or $116 a month.
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Are Hyundai Santa Fes Expensive to Insure?
The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the GMC Yukon, GMC Terrain, and GMC Acadia.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Santa Fe Insurance?
The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe insurance coverage.
Age of the Vehicle
Older Hyundai Santa Fe models generally cost less to insure. For example, car insurance rates for a 2020 Hyundai Santa Fe are $1,386, while 2010 Hyundai Santa Fe rates are $1,140, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| 2019 Hyundai Santa Fe | $280 | $542 | $390 | $1,370 |
| 2018 Hyundai Santa Fe | $270 | $536 | $398 | $1,362 |
| 2017 Hyundai Santa Fe | $260 | $524 | $416 | $1,358 |
| 2016 Hyundai Santa Fe | $250 | $502 | $430 | $1,340 |
| 2015 Hyundai Santa Fe | $238 | $484 | $442 | $1,322 |
| 2014 Hyundai Santa Fe | $228 | $450 | $452 | $1,288 |
| 2013 Hyundai Santa Fe | $218 | $424 | $456 | $1,256 |
| 2012 Hyundai Santa Fe | $210 | $380 | $460 | $1,208 |
| 2011 Hyundai Santa Fe | $196 | $350 | $460 | $1,164 |
| 2010 Hyundai Santa Fe | $190 | $328 | $464 | $1,140 |
Driver Age
Driver age can have a significant effect on Hyundai Santa Fe car insurance rates. For example, 30-year-old drivers pay $61 more for Hyundai Santa Fe car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in New York may pay $846 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Santa Fe car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe auto insurance rates with violations on their driving record.
Hyundai Santa Fe Safety Ratings
Your Hyundai Santa Fe car insurance rates are tied to the safety ratings of the Hyundai Santa Fe. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Santa Fe Crash Test Ratings
The crash test ratings of the Hyundai Santa Fe can impact your Hyundai Santa Fe car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Santa Fe Safety Features
The numerous safety features of the Hyundai Santa Fe help contribute to lower insurance rates. The 2020 Hyundai Santa Fe has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Read more: Compare Four-Wheel Drive vs. Two-Wheel Drive Car Insurance Rates
Hyundai Santa Fe Insurance Loss Probability
Another contributing factor that affects Hyundai Santa Fe car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -9% |
|---|---|
| Property Damage | -6% |
| Comprehensive | -18% |
| Personal Injury | -14% |
| Medical Payment | -8% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Santa Fe Finance and Insurance Cost
If you are financing a Hyundai Santa Fe, you will pay more if you purchase Hyundai Santa Fe car insurance at the dealership, so be sure to shop around and compare Hyundai Santa Fe car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Hyundai Santa Fe Insurance
There are several ways you can save even more on your Hyundai Santa Fe car insurance rates. Take a look at the following five tips:
- Reduce Modifications on Your Hyundai Santa Fe
- Get Hyundai Santa Fe Auto Insurance Through Costco
- Ask About Hyundai Santa Fe Safety Discounts
- Don’t Always Pick the Cheapest Hyundai Santa Fe Insurance Policy
- Make Sure You’re Raising a Safe Driver
Top Hyundai Santa Fe Insurance Companies
Several top car insurance companies offer competitive rates for the Hyundai Santa Fe rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Hyundai Santa Fe drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Hyundai Santa Fe Insurance Quotes Online
You can start comparing quotes for Hyundai Santa Fe auto insurance rates from some of the best auto insurance companies by using our free online tool now.
How much is car insurance for the Hyundai Santa Fe? Understanding the cost of auto insurance rates is key before deciding to purchase this vehicle.
The Santa Fe is a mid-size crossover SUV built by Hyundai. It has been produced since 2001, as Hyundai’s first ever SUV model, and is a very popular vehicle for a variety of reasons.
As the reader will soon learn, the Santa Fe is perhaps one of the best vehicles for the insurance-conscious owner.
Read on to learn all about Hyundai Santa Fe car insurance rates and then enter your zip code above for a free personalized Hyundai Santa Fe car insurance comparison!
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Hyundai Santa Fe Insurance Rates
The Hyundai Santa Fe has repeatedly been rated by multiple sources as among the cheapest vehicles in America to insure. The vehicle continues to maintain an incredibly low insurance cost even as it ages.
The average yearly premium for a Santa Fe of any year is just under $850. Why is the Santa Fe so cheap to insure?
Hyundai Santa Fe Safety Awards
The biggest reason that the Santa Fe is so cheap to insure is because it is incredibly safe. It has received several awards for being so safe:
- Selected as the “Top Safety Pick” by the International Institute for Highway Safety (IIHA)
- Also the “Top Safety Pick” of the National Highway Transportation Safety Administration (NHTSA)
- Received maximum ratings in all safety categories from the Australasian New Car Assessment Program (ANCAP)
Hyundai Santa Fe Safety Features
- Five-star crash test ratings, front, back, and side, for front and rear seats. This is the best rating possible.
- Spacious interior even in first-generation models, for “breathing room” during an accident
- All-wheel drive in all models, for safe driving in all weather conditions
- Large enough to protect the driver in an accident
- Standard 3-point seatbelts even for passengers
- Electronic stability control
- Anti-lock braking
- Airbags in front and side
- Traction control system
These features are all very common, but the combination of all of them on the same car, even in early models, makes for a very safe vehicle.
Newer vehicles have even more features, which is why the second generation model has even cheaper insurance than the first generation model.
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Factors that Affect Car Insurance Rates for a Hyundai Sante Fe
The Hyundai Santa Fe has a number of other factors that makes its insurance premiums extremely low:
- Burglar alarm – The Santa Fe does have a burglar alarm in all models since the first generation. This contributes a great amount to insurance cost.
- Not a luxury vehicle – While it is a nice car, it would not be considered a luxury vehicle by any standard, which contributes to a premium cost. More expensive cars, with a greater replacement cost, cost more to insure.
- Available colors – A rather strange factor is the color palette available for the vehicle. The Santa Fe does not come in any bright colors and car insurance companies do tend to charge more for bright colored vehicles.
Hyundai Santa Fe Car Insurance Quotes
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Frequently Asked Questions
How much does car insurance for a Hyundai Santa Fe cost?
On average, Hyundai Santa Fe car insurance rates are around $116 per month or $1,386 per year.
Are Hyundai Santa Fes expensive to insure?
No, Hyundai Santa Fes are actually relatively inexpensive to insure compared to other SUVs.
What factors impact the cost of Hyundai Santa Fe insurance?
The cost of Hyundai Santa Fe insurance can be influenced by factors such as the vehicle’s age, the driver’s age, location, driving record, safety ratings, and the specific trim and model of the Santa Fe.
What safety features does the Hyundai Santa Fe have?
The Hyundai Santa Fe comes equipped with various safety features, including but not limited to anti-lock brakes, airbags, stability control, traction control, and advanced driver assistance systems.
How can I compare quotes for Hyundai Santa Fe car insurance?
You can compare quotes for Hyundai Santa Fe car insurance online by using a free quote tool or by contacting different insurance providers directly.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.