Best Mitsubishi i-MiEV Car Insurance in 2025 (Top 10 Companies Ranked)

State Farm, Geico, and USAA are the top picks for the best Mitsubishi i-MiEV car insurance, with rates starting at just $39 per month. State Farm is the top pick overall. These providers stand out for their competitive premiums, extensive coverage options, and specialized discounts for electric vehicle owners.

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

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Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

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Updated August 2025

Top Pick for Mitsubishi i-MiEV: State Farm
4.3

Company Facts

Full Coverage for Mitsubishi i-MiEV

$130/mo

A.M. Best Rating

B

Complaint Level

Low

Pros & Cons

  • Has the third-lowest average premium among the top 10 providers
  • Consistently strong financial standing and solid rankings
  • Customers have a variety of online options and an easy-to-use app
  • Rates can be pricey depending on where you live
  • Limited add-ons available
Best Affordable Rates for i-MiEV: Geico
4.5

Company Facts

Full Coverage for Mitsubishi i-MiEV

$120/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Affordable rates
  • A++ rating from A.M. Best
  • Good claims handling
  • Extensive online tools
  • Offers accident forgiveness
  • Doesn’t have gap insurance
  • Few in-person agents
  • Limited coverage options for high-risk drivers
Best Military Savings for i-MiEV: USAA
4.8

Company Facts

Full Coverage for Mitsubishi i-MiEV

$115/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Low rates
  • Excellent customer Service
  • Specialty military coverage
  • Easy-to-use mobile app
  • Nationwide coverage
  • No gap insurance
  • Membership eligibility
  • DUIs drastically increase rates

State Farm, Geico, and USAA offer the best Mitsubishi i-MiEV car insurance, with rates starting at $39 per month. These top providers excel in affordability and coverage options, making them ideal choices for cost-effective and reliable insurance for your Mitsubishi i-MiEV.

Best Mitsubishi i-MiEV Car Insurance: State Farm, Geico, USAA

Read on to learn all about the Mitsubishi i MiEV including MSRP. You’ll be able to buy your new Mitsubishi i MiEV with confidence. See more details in our guide titled, “What is the best car insurance?

Our Top 10 Company Picks: Best Mitsubishi i-MiEV Car Insurance

CompanyRankBundling DiscountA.M. BestBest ForJump to Pros/Cons
State Farm TablePress Logo#117%BCustomer ServiceState Farm
Geico TablePress Logo#225%A++Affordable RatesGeico
USAA TablePress Logo#310%A++Military SavingsUSAA
Progressive TablePress Logo#420%A+Customizable PlansProgressive
Allstate TablePress Logo#510%A+Optional Add-onsAllstate
Liberty Mutual TablePress Logo#612%ACoverage OptionsLiberty Mutual
Farmers TablePress Logo#715%AClaims ProcessFarmers
Nationwide TablePress Logo#825%A+Policy OptionsNationwide
American Family TablePress Logo#929%ACustomer LoyaltyAmerican Family
Travelers TablePress Logo#1013%A++Hybrid DriversTravelers

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Here’s What You Need to Know

  • Crash test ratings have an impact on Mitsubishi i MiEV auto insurance rates
  • The cost of insurance for a Mitsubishi i MiEV depends on the trim level
  • Safety features of the Mitsubishi i MiEV can earn you a car insurance discount

#1 – State Farm: Top Pick Overall

State Farm: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Comprehensive Coverage Options: State Farm offers extensive coverage options for the Mitsubishi i-MiEV, including collision, comprehensive, and liability coverage, ensuring that you have the protection you need at $130 per month.
  • User-Friendly Mobile App: State Farm’s mobile app allows Mitsubishi i-MiEV owners to manage their insurance policies, file claims, and access roadside assistance easily, enhancing the overall customer experience.
  • Discounts for Safety Features: State Farm provides discounts for vehicles equipped with advanced safety features like the Mitsubishi i-MiEV, potentially lowering your insurance premiums. More information about their rates in our State Farm car insurance review.

Cons

  • Higher Premiums for High-Risk Drivers: State Farm may charge higher premiums for high-risk drivers insuring a Mitsubishi i-MiEV, making it less affordable for those with less-than-perfect driving records.
  • Limited Availability of Specialized Discounts: While State Farm offers many discounts, there may be fewer specialized discounts available specifically for the Mitsubishi i-MiEV compared to other insurers.

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#2 – Geico: Best for Affordable Rates

Geico: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Affordable Rates: Geico offers competitive rates for insuring the Mitsubishi i-MiEV, with an average cost of $120 per month, making it an economical choice for budget-conscious drivers. Learn more in our Geico car insurance review.
  • Excellent Customer Service: Geico is known for its strong customer service, ensuring that Mitsubishi i-MiEV owners receive prompt and helpful assistance with their insurance needs.
  • Multiple Discount Options: Geico provides a variety of discounts, including those for safe drivers, multi-policy holders, and vehicles with safety features like the Mitsubishi i-MiEV, helping to reduce overall costs.

Cons

  • Higher Deductibles: Geico may require higher deductibles for certain coverage options on the Mitsubishi i-MiEV, which could lead to higher out-of-pocket expenses in the event of a claim.
  • Less Personalized Service: Due to its large size, Geico may offer less personalized service for Mitsubishi i-MiEV owners compared to smaller, local insurers.

#3 – USAA: Best for Military Savings

USAA: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Exclusive Rates for Military Members: USAA offers competitive rates of $115 per month for the Mitsubishi i-MiEV, available exclusively to military members and their families. Learn more in our USAA car insurance review.
  • High Customer Satisfaction: USAA consistently ranks high in customer satisfaction, ensuring that Mitsubishi i-MiEV owners receive excellent service and support.
  • Comprehensive Coverage Options: USAA provides extensive coverage options, including comprehensive and collision coverage, specifically tailored to the needs of Mitsubishi i-MiEV owners.

Cons

  • Eligibility Restrictions: USAA is only available to military members and their families, limiting access for non-military Mitsubishi i-MiEV owners.
  • Limited Physical Locations: USAA has fewer physical locations compared to other insurers, which might be inconvenient for Mitsubishi i-MiEV owners who prefer in-person service.

#4 – Progressive: Best for Customizable Plans

Progressive: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Competitive Rates: Progressive offers competitive rates of $125 per month for Mitsubishi i-MiEV insurance, making it a cost-effective choice for many drivers. Learn more details in our Progressive car insurance review.
  • Snapshot Program Discounts: Mitsubishi i-MiEV owners can benefit from Progressive’s Snapshot program, which rewards safe driving habits with potential discounts on their insurance premiums.
  • Strong Financial Stability: Progressive’s solid financial standing ensures that claims for Mitsubishi i-MiEV owners are handled promptly and efficiently.

Cons

  • Price Increases After Claims: Progressive may increase premiums after a claim is filed, potentially raising costs for Mitsubishi i-MiEV owners who have had accidents.
  • Variable Customer Service: Customer service experiences with Progressive can be inconsistent, which may be a concern for Mitsubishi i-MiEV owners seeking reliable support.

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Nationwide State Farm Allstate

#5 – Allstate: Best for Optional Add-ons

Allstate: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Comprehensive Coverage Options: As mentioned in our Allstate car insurance review, Allstate provides a wide range of coverage options for the Mitsubishi i-MiEV, including liability, collision, and comprehensive coverage, at $140 per month.
  • Accident Forgiveness Program: Allstate’s accident forgiveness program can benefit Mitsubishi i-MiEV owners by preventing rate increases after the first at-fault accident.
  • Multiple Discounts Available: Allstate offers various discounts, such as safe driver and multi-policy discounts, which can help reduce the overall insurance costs for Mitsubishi i-MiEV owners.

Cons

  • Higher Premiums: Allstate’s premiums tend to be higher compared to other insurers, which may make it less affordable for Mitsubishi i-MiEV owners on a budget.
  • Mixed Customer Service Reviews: Allstate receives mixed reviews for customer service, which could be a drawback for Mitsubishi i-MiEV owners seeking consistent and reliable support.

#6 – Liberty Mutual: Best for Coverage Options

Liberty Mutual: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Comprehensive Coverage: Liberty Mutual offers extensive coverage options for the Mitsubishi i-MiEV, ensuring that you have robust protection at $135 per month. Learn more in our Liberty Mutual car insurance review.
  • New Car Replacement: Liberty Mutual’s new car replacement program can be beneficial for Mitsubishi i-MiEV owners, replacing totaled cars with a brand-new model.
  • Discounts for Safety Features: Liberty Mutual provides discounts for vehicles equipped with advanced safety features like the Mitsubishi i-MiEV, helping to reduce insurance costs.

Cons

  • Higher Premiums for Certain Drivers: Liberty Mutual may charge higher premiums for Mitsubishi i-MiEV owners who have less favorable driving records, making it more expensive for some.
  • Limited Online Tools: Liberty Mutual’s online tools and resources may be less user-friendly compared to other insurers, which could be inconvenient for Mitsubishi i-MiEV owners who prefer managing their policies online.

#7 – Farmers: Best for Claims Process

Farmers: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Customizable Coverage Options: Farmers offers highly customizable coverage options for the Mitsubishi i-MiEV, allowing you to tailor your policy to fit your specific needs at $138 per month.
  • Excellent Customer Service: Farmers is known for its excellent customer service, ensuring that Mitsubishi i-MiEV owners receive personalized and attentive support.
  • Discounts for Safe Driving: Farmers offers discounts for safe driving, which can help Mitsubishi i-MiEV owners lower their insurance premiums. Learn more in our Farmers car insurance review.

Cons

  • Higher Premiums Compared to Competitors: Farmers’ premiums tend to be higher compared to other insurers, which may make it less affordable for Mitsubishi i-MiEV owners.
  • Fewer Online Resources: Farmers may offer fewer online resources and tools, which could be a disadvantage for Mitsubishi i-MiEV owners who prefer managing their policies digitally.

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#8 – Nationwide: Best for Policy Options

Nationwide: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Competitive Rates: Nationwide offers competitive rates of $122 per month for Mitsubishi i-MiEV insurance, making it an affordable option for many drivers. Check out their ratings in our complete Nationwide car insurance discount.
  • Vanishing Deductible Program: Nationwide’s vanishing deductible program rewards Mitsubishi i-MiEV owners with reduced deductibles for safe driving.
  • Strong Financial Stability: Nationwide’s strong financial standing ensures that claims for Mitsubishi i-MiEV owners are handled efficiently and reliably.

Cons

  • Limited Availability of Discounts: Nationwide may offer fewer discounts specifically for the Mitsubishi i-MiEV, which could limit potential savings for some drivers.
  • Mixed Customer Service Reviews: Customer service experiences with Nationwide can be inconsistent, which may be a concern for Mitsubishi i-MiEV owners seeking reliable support.

#9 – American Family: Best for Customer Loyalty

American Family: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Affordable Rates: American Family offers affordable insurance rates of $121 per month for the Mitsubishi i-MiEV, making it a cost-effective choice for budget-conscious drivers.
  • Comprehensive Coverage Options: American Family provides a wide range of coverage options, including liability, collision, and comprehensive coverage, ensuring robust protection for your Mitsubishi i-MiEV.
  • Good Driver Discounts: American Family offers good driver discounts, rewarding Mitsubishi i-MiEV owners with lower premiums for maintaining a clean driving record. More information in our American Family car insurance review.

Cons

  • Limited Availability: American Family may have limited availability in certain regions, which could restrict access for some Mitsubishi i-MiEV owners.
  • Fewer Online Tools: American Family may offer fewer online resources and tools, which could be a disadvantage for Mitsubishi i-MiEV owners who prefer managing their policies digitally.

#10 – Travelers: Best for Hybrid Drivers

Travelers: Best Mitsubishi i-MiEV Car Insurance

Pros

  • Comprehensive Coverage Options: Travelers offers a variety of coverage options for the Mitsubishi i-MiEV, ensuring that you have the protection you need at $132 per month.
  • Discounts for Safety Features: Travelers provides discounts for vehicles equipped with advanced safety features like the Mitsubishi i-MiEV, helping to reduce insurance costs.
  • Strong Financial Stability: Travelers’ solid financial standing ensures that claims for Mitsubishi i-MiEV owners are handled promptly and efficiently. See more details on our Travelers car insurance review.

Cons

  • Higher Premiums for Certain Drivers: Travelers may charge higher premiums for Mitsubishi i-MiEV owners with less favorable driving records, making it more expensive for some.
  • Mixed Customer Service Reviews: Travelers receives mixed reviews for customer service, which could be a concern for Mitsubishi i-MiEV owners seeking consistent and reliable support.

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Mitsubishi i-MiEV Insurance Cost

This table displays the monthly insurance rates for both minimum and full coverage from a range of top insurance providers.

Mitsubishi i-MiEV Car Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
Allstate$50$140
American Family$41$121
Farmers$48$138
Geico$39$120
Liberty Mutual$47$135
Nationwide$43$122
Progressive$56$125
State Farm$45$130
Travelers$53$132
USAA$40$115

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Take a look at how insurance rates for similar models to the Mitsubishi i-MiEV look. These insurance rates for other hatchbacks like the Chevrolet Bolt EV, Toyota Prius Plug in, and Audi A5 Sportback give you a good idea of what to expect.

Understanding how different insurance companies price their Mitsubishi i-MiEV coverage is key.

Jeffrey Manola LICENSED INSURANCE AGENT

To give you a broader perspective on insurance costs, this table lists the insurance rates for vehicles similar to the Mitsubishi i-MiEV. Comparing these rates can help you understand how your vehicle’s insurance costs measure up against similar models in the hatchback category.

Mitsubishi i-MiEV Car Insurance Monthly Rates vs. Other Cars by Coverage Type

VehicleLiabilityCollisionComprehensiveFull Coverage
Dodge Caliber$38$28$16$96
FIAT 500$39$39$20$113
FIAT 500L$38$40$21$114
Ford C-Max Hybrid$33$47$24$117
Mitsubishi i-MiEV$31$47$26$117
Nissan Cube$38$31$19$101
Nissan Leaf$35$53$27$128
Toyota Yaris$33$40$21$108

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This table breaks down the insurance rates for several vehicles comparable to the Mitsubishi i-MiEV, including comprehensive, collision, and liability coverage.

The Factors Impacting Mitsubishi i-MiEV Insurance Rates

Your insurance rates for a Mitsubishi i-MiEV can be higher or lower depending upon the trim level and personal factors. Factors that affect car insurance rates includes your age, home address, driving history, and the model year of your Mitsubishi i-MiEV.

The availability of discounts and your choice of coverage levels can also impact your final car insurance premium. It’s crucial to compare quotes from various providers to find the best rate tailored to your individual situation.

Maximizing your savings on Mitsubishi i-MiEV insurance can be achieved by taking advantage of various discounts offered by insurance providers. This table lists available discounts from top insurance companies, including multi-policy discounts, safe driving incentives, and more.

Exploring and utilizing these discounts can significantly lower your Mitsubishi i-MiEV insurance premiums. So make sure to inquire about these discounts when shopping for insurance to find the most cost-effective policy for your needs.

Read More: Safe Driver Car Insurance Discounts

Mitsubishi i-MiEV Leading Providers

What is the best auto insurance company for Mitsubishi i-MiEV insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mitsubishi i-MiEV auto insurance coverage (ordered by market share).

Top Mitsubishi i-MiEV Insurance Car Companies by Market Share

RankInsurance CompanyPremiums WrittenMarket Share
#1State Farm$66.1 million9%
#2Geico$46.3 million6%
#3Progressive$41.7 million6%
#4Allstate$39.2 million5%
#5Liberty Mutual$36.1 million5%
#6Travelers$28.7 million4%
#7USAA$24.6 million3%
#8Chubb$24.1 million3%
#9Farmers$20 million3%
#10Nationwide$18.4 million3%

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Many of these companies offer discounts for security systems and other safety features found on the Mitsubishi i-MiEV. You can start comparing quotes for Mitsubishi i-MiEV insurance from some of the top car insurance companies by using our free online tool today.

Frequently Asked Questions

Is car insurance more expensive for the Mitsubishi i-MiEV compared to other vehicles?

Car insurance for the Mitsubishi i-MiEV may be higher due to its status as an electric vehicle, which can entail higher repair costs and specialized parts. However, factors such as safety features and theft rates also influence the insurance premiums.

What factors affect the cost of car insurance for the Mitsubishi i-MiEV?

Insurance costs for the Mitsubishi i-MiEV are affected by factors including the driver’s age, driving history, and location. Additionally, the vehicle’s safety features, repair costs, and theft risk play significant roles in determining premiums.

Read More: Understanding Your Car Insurance Policy

Which insurance companies provide coverage for the Mitsubishi i-MiEV?

Most major insurance companies offer coverage for the Mitsubishi i-MiEV. It’s advisable to compare quotes from providers like State Farm, Progressive, Geico, Allstate, and Farmers Insurance to find the best rates and coverage.

See how much you’ll pay for car insurance by entering your ZIP code below into our free comparison tool.

Recommended coverage for the Mitsubishi i-MiEV typically includes comprehensive, collision, liability, and uninsured/underinsured motorist coverage. These types of car insurance coverage help protect against various risks and damages.

Are there any specific discounts available for Mitsubishi i-MiEV car insurance?

Yes, there are discounts available for Mitsubishi i-MiEV insurance, such as those for safety features and low mileage. Additionally, bundling policies or maintaining a clean driving record can also qualify you for discounts.

How can I lower my Mitsubishi i-MiEV insurance premiums?

You can lower your insurance premiums by increasing your deductible, maintaining a clean driving record, and taking advantage of available discounts. Comparing quotes from different insurers can also help find the most affordable rates.

What should I look for when choosing an insurance company for my Mitsubishi i-MiEV?

When choosing an insurance company, consider factors like financial stability, customer service, coverage options, and available discounts. A high A.M. Best rating and positive customer reviews are also important.

How does the insurance cost for the Mitsubishi i-MiEV compare to other electric vehicles?

Insurance costs for the Mitsubishi i-MiEV may be comparable to other electric vehicles, but can vary based on specific repair costs and safety features. Comparing rates among different electric vehicles can provide better insights.

Read More: Car Insurance for Electric Cars

What is the average insurance cost for the Mitsubishi i-MiEV?

The average insurance cost for the Mitsubishi i-MiEV varies depending on factors such as location and driving history. Personalized quotes from insurance providers will give the most accurate estimate.

Can I get specialized insurance coverage for my Mitsubishi i-MiEV?

Specialized insurance coverage for the Mitsubishi i-MiEV is available, including policies tailored for electric vehicles. Discussing your needs with insurers can help ensure you receive appropriate coverage for battery issues and other specific concerns.

Find cheap car insurance quotes by entering your ZIP code below.

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