Best Volvo XC90 Recharge Car Insurance in 2024 (Find the Top 10 Companies Here)
Discover the best Volvo XC90 Recharge car insurance options with top picks Progressive, Geico, and State Farm, starting as low as $30 a month. Each provider offers competitive rates, tailored coverage for your Volvo XC90 Recharge, and exceptional customer service, ensuring value and security.
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Brandon Frady
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Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Aug 9, 2024
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UPDATED: Aug 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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13,128 reviewsCompany Facts
Full Coverage for Volvo XC90 Recharge
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
19,116 reviewsCompany Facts
Full Coverage for Volvo XC90 Recharge
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
17,759 reviewsCompany Facts
Full Coverage for Volvo XC90 Recharge
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
The best Volvo XC90 Recharge car insurance are Progressive, Geico, and State Farm, renowned for their comprehensive coverage and competitive pricing.
These companies stand out due to their exceptional customer support and tailored policies that meet the specific needs of Volvo XC90 Recharge owners. Opting for any of these insurers ensures that you receive the best possible protection and value. Access detailed information in our article titled “Best Volvo Car Insurance Rates.”
Our Top 10 Company Picks: Best Volvo XC90 Recharge Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 20% A+ Online Tools Progressive
#2 25% A++ Affordable Rates Geico
#3 17% B Customer Service State Farm
#4 10% A+ New Drivers Allstate
#5 10% A++ Military Savings USAA
#6 15% A Personalized Service Farmers
#7 12% A Varied Discounts Liberty Mutual
#8 25% A+ Comprehensive Coverage Nationwide
#9 15% A Teen Drivers American Family
#10 10% A++ Hybrid Cars Travelers
They also offer various discounts that can make insuring your Volvo more affordable while providing the security and peace of mind you deserve.
Find cheap car insurance quotes by entering your ZIP code above.
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#1 – Progressive: Top Overall Pick
Pros
- Digital Experience: Progressive offers an advanced online platform making it easy to manage Volvo XC90 Recharge policies remotely.
- Customizable Coverage: Users can tailor coverage options extensively to fit the specific needs of the Volvo XC90 Recharge. Discover coverage options and monthly rates in our article titled “Progressive Car Insurance Review.”
- Generous Multi-Policy Discount: With a 20% discount for bundling, Progressive provides substantial savings for Volvo XC90 Recharge owners.
Cons
- Higher Rates for High-Risk Drivers: Volvo XC90 Recharge owners with poor driving records may face higher premiums.
- Online Focus: Those preferring in-person interactions might find Progressive’s digital-first approach less appealing for their Volvo XC90 Recharge insurance.
#2 – Geico: Best for Affordable Rates
Pros
- Competitive Pricing: Geico offers some of the lowest premiums for Volvo XC90 Recharge insurance, aided by a 25% multi-policy discount. Discover more about Geico’s rates in our guide titled “Geico Car Insurance Review.”
- Excellent Financial Strength: With an A++ rating from A.M. Best, Geico promises reliable claims support for Volvo XC90 Recharge owners.
- Efficient Claims Process: Known for a quick and user-friendly claims process, enhancing the insurance experience for Volvo XC90 Recharge owners.
Cons
- Basic Coverage Options: Volvo XC90 Recharge owners may find Geico’s coverage options less extensive compared to competitors.
- Customer Service Variability: Some Volvo XC90 Recharge owners may experience varying levels of customer service quality.
#3 – State Farm: Best for Customer Service
Pros
- Bundling Policies: State Farm offers significant discounts for bundling multiple insurance policies for the Volvo XC90 Recharge.
- High Low-Mileage Discount: State Farm provides a substantial discount for low-mileage usage of the Volvo XC90 Recharge.
- Wide Coverage: State Farm offers various options tailored to different needs of Volvo XC90 Recharge owners. Curious about their customer service quality? Discover more in our guide titled “State Farm Car Insurance Review.”
Cons
- Limited Multi-Policy Discount: The multi-policy discount of State Farm is lower compared to some competitors for the Volvo XC90 Recharge.
- Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels of the Volvo XC90 Recharge.
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#4 – Allstate: Best for New Drivers
Pros
- Youthful Driver Discounts: Allstate provides specific discounts beneficial for new Volvo XC90 Recharge drivers. Discover more about Allstate’s rates in our article titled “Allstate Car Insurance Review.”
- Innovative Tools for New Drivers: Tools like Drivewise help improve driving habits, perfect for those new to driving a Volvo XC90 Recharge.
- Tailored Packages: Coverage options are designed to ease new Volvo XC90 Recharge drivers into insurance policies effectively.
Cons
- Higher Rates for New Drivers: New Volvo XC90 Recharge drivers might face higher premiums initially.
- Less Competitive Multi-Policy Discount: At only 10%, Allstate’s multi-policy discount is lower for Volvo XC90 Recharge policies compared to others.
#5 – USAA: Best for Military Savings
Pros
- Military-Specific Benefits: USAA offers special rates and discounts for military members and their families, ideal for Volvo XC90 Recharge owners in the armed forces.
- High Customer Satisfaction: USAA consistently receives top marks for customer service, ensuring a positive experience for Volvo XC90 Recharge insurance holders.
- Comprehensive Coverage: Extensive coverage options that cater specifically to the needs of military families with a Volvo XC90 Recharge. Find out why USAA ranks among the cheapest providers in our article titled “USAA Car Insurance Review.”
Cons
- Limited Eligibility: USAA services are available only to military members, veterans, and their families, limiting access for broader Volvo XC90 Recharge owners.
- Comparatively Fewer Local Agents: Those preferring face-to-face interactions might find fewer local options for managing their Volvo XC90 Recharge insurance.
#6 – Farmers: Best for Personalized Service
Pros
- Dedicated Agents: Farmers provides personalized agent services, ensuring tailored advice and support for Volvo XC90 Recharge insurance needs.
- Flexible Policy Additions: Offers a variety of endorsements and add-ons to enhance the coverage for Volvo XC90 Recharge owners. Take a look at our article titled “Farmers Car Insurance Review.”
- Discount Opportunities: Competitive discounts available that can lower premiums for Volvo XC90 Recharge insurance significantly.
Cons
- Higher Base Prices: Base premium rates might be higher than some competitors for the Volvo XC90 Recharge.
- Variable Service Quality: Depending on the region, the level of service experienced by Volvo XC90 Recharge owners can vary.
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#7 – Liberty Mutual: Best for Varied Discounts
Pros
- Multiple Discount Options: Liberty Mutual offers a range of discount opportunities that can substantially reduce Volvo XC90 Recharge insurance costs.
- Custom Coverage Solutions: Tailored insurance solutions to fit the specific requirements of Volvo XC90 Recharge owners. To see monthly premiums and honest rankings, read our guide titled “Liberty Mutual Car Insurance Review.”
- Accident Forgiveness: Includes options like accident forgiveness, which can prevent premium spikes after an initial at-fault accident involving a Volvo XC90 Recharge.
Cons
- Inconsistent Pricing Across States: Pricing can vary significantly by state, affecting the affordability for Volvo XC90 Recharge insurance.
- Customer Service Issues: Some Volvo XC90 Recharge customers may experience delays or inconsistencies in service.
#8 – Nationwide: Best for Comprehensive Coverage
Pros
- Broad Coverage Options: Nationwide offers extensive and comprehensive coverage plans ideal for Volvo XC90 Recharge owners seeking full protection.
- SmartRide Discount: Provides a discount program that monitors driving behavior, potentially lowering rates for safe Volvo XC90 Recharge drivers.
- Strong Financial Stability: With an A+ rating from A.M. Best, Nationwide is a reliable choice for long-term Volvo XC90 Recharge insurance. Explore more discount options in our guide titled “Nationwide Car Insurance Discounts.”
Cons
- Premium Fluctuations: Premiums may fluctuate more than with other insurers, impacting budget planning for Volvo XC90 Recharge owners.
- Selective Discount Availability: Not all discounts are available in every state, which may limit savings opportunities for some Volvo XC90 Recharge owners.
#9 – American Family: Best for Teen Drivers
Pros
- Teen-Friendly Programs: American Family offers programs and discounts specifically designed to benefit teen drivers of the Volvo XC90 Recharge, promoting safe driving habits.
- Educational Resources: Provides valuable educational resources to help teen Volvo XC90 Recharge drivers understand insurance and road safety. Find out more about American Family in our article titled “American Family Car Insurance Review.”
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Accident Forgiveness: Includes accident forgiveness to prevent rate increases after a teen’s first accident involving a Volvo XC90 Recharge, providing peace of mind for families.
Cons
- Higher Rates for Teens: Teen Volvo XC90 Recharge drivers might face higher insurance costs initially due to their inexperience.
- Limited Availability: American Family’s coverage is not available in all states, which could limit options for some Volvo XC90 Recharge families.
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#10 – Travelers: Best for Hybrid Cars
Pros
- Hybrid Car Expertise: Travelers offers specialized insurance rates and coverage options that are advantageous for owners of hybrid vehicles like the Volvo XC90 Recharge.
- Discounts for Eco-Friendly Vehicles: Provides discounts specifically for eco-friendly vehicles, which can reduce insurance costs for Volvo XC90 Recharge owners.
- High Customer Satisfaction: Known for excellent customer service and reliable coverage, enhancing the insurance experience for Volvo XC90 Recharge owners. Read more about Travelers’ ratings in our article titled “Travelers Car Insurance Review.”
Cons
- Complex Policy Options: Some Volvo XC90 Recharge owners may find the array of policy options confusing or overwhelming.
- Pricing Variability: Travelers’ rates can vary significantly between regions, potentially affecting affordability for Volvo XC90 Recharge insurance.
Monthly Insurance Rates for Volvo XC90 Recharge: Comparison by Provider
When considering insurance for your Volvo XC90 Recharge, it’s important to compare the monthly rates offered by various providers for both minimum and full coverage options. Explore insights in our guide titled “Best Full Coverage Car Insurance.”
Volvo XC90 Recharge Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $48 $110
American Family $44 $102
Farmers $45 $105
Geico $35 $85
Liberty Mutual $50 $115
Nationwide $38 $90
Progressive $42 $98
State Farm $40 $95
Travelers $46 $108
USAA $30 $70
The table below outlines the monthly car insurance rates for the Volvo XC90 Recharge, distinguishing between minimum and full coverage levels across several insurance companies. USAA offers the most affordable rates, with minimum coverage starting at $30 and full coverage at $70, making it an excellent option for budget-conscious military families.
On the higher end, Liberty Mutual presents rates at $50 for minimum coverage and $115 for full coverage, reflecting its comprehensive benefits package. Geico provides a competitive middle ground at $35 and $85 for minimum and full coverage, respectively, balancing cost with solid coverage.
This variation in pricing highlights the importance of assessing both the extent of coverage needed and the associated costs to find the best insurance solution for your Volvo XC90 Recharge.
Are Vehicles Like the Volvo XC90 Recharge Expensive to Insure
Take a look at how insurance rates for similar models to the Volvo XC90 Recharge look. These insurance rates for other SUVs like the Infiniti QX50, Audi Q5 Sportback, and GMC Yukon Hybrid give you a good idea of what to expect. Explore our analysis of our guide titled “Best Infiniti Car Insurance Rates.”
Mitsubishi Mirage G4 Full Coverage Car Insurance Monthly Rates vs. Similar Vehicles
Vehicle Rate
Dodge Avenger $117
Audi A3 $118
Acura TLX $131
Honda Insight $107
Infiniti Q70 $135
Ford Fusion $124
Audi A4 $129
Cadillac XTS $131
Mitsubishi Mirage G4 $105
Insurance costs for vehicles like the Volvo XC90 Recharge can vary significantly based on model and coverage choices.
Comparing these rates with similar SUVs, such as the Audi Q5 Sportback and the GMC Yukon Hybrid, helps establish a broader understanding of potential expenses.
Volvo XC90 Recharge Car Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
Vehicle Comprehensive Collision Liability Total
Audi Q3 $29 $57 $33 $132
Jeep Commander $20 $29 $39 $100
Toyota 4Runner $29 $44 $26 $111
Mazda Tribute $16 $28 $33 $87
Ford Explorer $26 $39 $31 $109
Tesla Model X $45 $94 $31 $183
Honda Passport $30 $55 $26 $123
Land Rover Discovery Sport $31 $56 $35 $134
Volvo XC90 Recharge $28 $50 $30 $108
As seen from the table, the insurance rates for comparable SUV models highlight that while the Volvo XC90 Recharge may not be the cheapest to insure, its costs are within the typical range for high-end SUVs, suggesting a balance between luxury and insurance affordability.
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What Impacts the Cost of Volvo XC90 Recharge Insurance
Several factors impact the monthly insurance rates for a Volvo XC90 Recharge, leading to variations from the average cost. The specific trim level of your Volvo XC90 Recharge significantly influences rates, as different trims come equipped with varying safety features and technological enhancements.
Personal factors like your age, driving history, and residential location also play critical roles in determining your monthly premiums. Additionally, leveraging a multi-policy discount can further influence the cost if you bundle different insurance policies together.
The model year of the vehicle affects the insurance costs too, with newer models typically carrying higher rates due to their increased value and replacement part costs. These diverse elements underscore the need for obtaining a personalized quote to accurately gauge the monthly insurance expenditure for a Volvo XC90 Recharge.
How Much Is the Volvo XC90 Recharge
If you’re considering purchasing a Volvo XC90 Recharge, understanding its cost is crucial. The Manufacturer’s Suggested Retail Price (MSRP) for the Volvo XC90 Recharge starts at $63,800.
Progressive leads with a 20% discount on multi-policy bundles, making it a top choice for Volvo XC90 Recharge owners looking for comprehensive savings.
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However, the final price can vary significantly based on the chosen trim level, optional features, and the outcome of negotiations with the dealer. When planning your budget, it’s important to factor in these variables to gauge the actual expense you might incur to drive away in a new Volvo XC90 Recharge. Access comprehensive insights into our guide titled “What is a safe speed to drive your car?”
Ways to Save on Volvo XC90 Recharge Insurance
There are several ways you can save even more on your Volvo XC90 Recharge car insurance rates. Take a look at the following five tips:
- Choose automatic payments or EFT for your Volvo XC90 Recharge insurance policy.
- Ask for a higher deductible for your Volvo XC90 Recharge insurance policy.
- Check the odometer on your Volvo XC90 Recharge.
- Don’t always pick the cheapest Volvo XC90 Recharge insurance policy.
- Choose a Volvo XC90 Recharge with cheaper repair costs.
Implementing these strategies can lead to substantial savings on your Volvo XC90 Recharge insurance. By exploring options like adjusting your deductible, choosing payment methods wisely, and selecting policies that balance cost and coverage, you can optimize your insurance expenses effectively. Discover more about offerings in our article titled “What if I can’t pay my car insurance deductible?”
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Top Volvo XC90 Recharge Insurance Companies
What is the best company for affordable Volvo XC90 Recharge insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC90 Recharge insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC90 Recharge.
Choosing the right insurer for your Volvo XC90 Recharge involves comparing various providers to find the best fit for your specific needs.
Top Volvo XC90 Recharge Car Insurance Providers by Market Share
Rank Insurance Company Premium Written Market Share
#1 State Farm $66.1 million 9.1%
#2 Geico $46.3 million 6.4%
#3 Progressive $41.7 million 5.7%
#4 Allstate $39.2 million 5.4%
#5 Liberty Mutual $36.1 million 5%
#6 Travelers $28.7 million 4%
#7 USAA $24.6 million 3.4%
#8 Chubb $24.1 million 3.3%
#9 Farmers $20.0 million 2.8%
#10 Nationwide $18.4 million 2.5%
Consider factors like market share, customer satisfaction, and available discounts for safety features to ensure you receive comprehensive coverage at a competitive rate. Check out insurance savings in our complete guide titled “Collision vs. Comprehensive: What is the difference?”
Comparing Free Volvo XC90 Recharge Insurance Quotes Online
Comparing free Volvo XC90 Recharge insurance quotes online is a quick and efficient way to find the best rates for your vehicle. By entering basic information about your Volvo and driving history, you can access personalized quotes from various insurers.
This process allows you to easily compare coverage options, deductibles, and premiums, ensuring you choose an insurance policy that fits both your needs and budget. Online tools also help clarify potential costs and savings, making it simpler to tailor your coverage perfectly for your Volvo XC90 Recharge. See more details on our guide titled “How can I add a car to my insurance policy?”
Ready to find affordable car insurance? Use our free comparison tool below to get started.
Frequently Asked Questions
Are vehicles like the Volvo XC90 Recharge expensive to insure?
Take a look at how insurance rates for similar models to the Volvo XC90 Recharge look. These insurance rates for other SUVs like the Infiniti QX50, Audi Q5 Sportback, and GMC Yukon Hybrid give you a good idea of what to expect.
What impacts the cost of Volvo XC90 Recharge insurance?
The average rate for the Volvo XC90 Recharge is just that, an average. Your insurance rates for a Volvo XC90 Recharge can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Volvo XC90 Recharge.
For additional details, explore our comprehensive resource titled “Best Car Insurance for 50-Year-Olds.”
How much is the Volvo XC90 Recharge?
If you’re looking to buy a Volvo XC90 Recharge, price is probably a factor for you. The MSRP of the Volvo XC90 Recharge is $63,800, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.
Ways to Save on Volvo XC90 Recharge Insurance
To save on Volvo XC90 Recharge car insurance, maintain a good driving record, consider raising your deductibles, take advantage of discounts, bundle policies, and compare quotes regularly to ensure you’re getting the best rates.
What is the best company for affordable Volvo XC90 Recharge insurance rates?
While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC90 Recharge insurance coverage. Many of these companies offer discounts for security systems and other safety features found on the Volvo XC90 Recharge.
To find out more, explore our guide titled “Safety Features Car Insurance Discounts.”
Do Volvos have high insurance rates?
Volvos generally have moderate insurance rates due to their strong safety features, though rates can vary based on the model.
What insurance group is a Volvo XC90 Recharge?
The Volvo XC90 Recharge typically falls into higher insurance groups due to its value and advanced technology.
Does Geico insure Volvo XC90 Recharge?
Yes, Geico provides insurance for the Volvo XC90 Recharge, offering various coverage options.
Need the cheapest car insurance possible? Enter your ZIP code below into our free comparison tool to find the most affordable rates for your vehicle.
Who is known for cheapest Volvo XC90 Recharge car insurance?
Geico is often known for offering the cheapest insurance rates for the Volvo XC90 Recharge.
Which is cheaper to insure, BMW or Volvo XC90 Recharge?
Generally, the Volvo XC90 Recharge is cheaper to insure compared to similar BMW models due to Volvo’s emphasis on safety.
Which is cheaper to insure, Volvo XC90 Recharge or Audi?
The Volvo XC90 Recharge typically has cheaper insurance rates than comparable Audi models, reflecting Volvo’s lower repair costs and safety ratings.
Learn more by reading our guide titled “Best Audi Car Insurance Rates.”
Does Volvo XC90 Recharge insurance go down after paying off a car?
Insurance rates for a Volvo XC90 Recharge may decrease slightly after the vehicle is paid off, as you may opt to adjust coverages.
What state has the worst Volvo XC90 Recharge insurance rates?
States with high traffic density and accident rates, like Michigan and Louisiana, often have the highest insurance rates for Volvo XC90 Recharge.
Which insurance is best for a Volvo XC90 Recharge car after five years?
State Farm is highly recommended for a Volvo XC90 Recharge after five years due to its customer service and competitive renewal rates.
Access comprehensive insights into our guide titled “State Farm vs. AAA Car Insurance Comparison.”
Are electric cars better on insurance?
Electric cars, including the Volvo XC90 Recharge, can be more expensive to insure initially due to higher repair costs, though many insurers offer green vehicle discounts.
At what age is Volvo XC90 Recharge car insurance cheapest?
Volvo XC90 Recharge car insurance is typically cheapest for drivers in their mid-50s to mid-60s, reflecting mature driving experience and lower accident rates.
Your car insurance rates will likely increase after an at-fault accident, but you can find your cheapest coverage option by using our free quote comparison tool below today.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
