Compare Bossier City, LA Car Insurance Rates [2024]

Bossier City, LA car insurance is expensive, but Louisiana car insurance is some of the highest in the country.

However, you can still find affordable Bossier City, LA car insurance if you shop around. Compare quotes from different companies to see who can offer you cheap car insurance that meets your needs.

Enter your ZIP code now to compare Bossier City, LA car insurance rates from multiple companies near you for free.

What is the cheapest car insurance company in Bossier City, LA?

The cheapest Bossier City, LA car insurance company is USAA, but the company only offers coverage to members of the military, veterans, and their families. The company that offers the cheapest average coverage to all Bossier City drivers is State Farm.

The top Bossier City, LA car insurance companies listed from least to most expensive are:

• USAA – $3,640.20
• State Farm – $3,914.98
• Geico – $5,348.63
• Allstate – $5,601.47
• Progressive – $5,846.30

What are the factors that affect car insurance rates? Car insurance rates are affected by many different factors, such as your age and driving record. Where you live and the size of your city affects your rates also. Drivers in cities with more crime and traffic will pay more for car insurance. For example, Livingston car insurance is much more expensive than coverage in Bossier City.

What car insurance coverage is required in Bossier City, LA?

Like most states, Louisiana requires drivers to carry at least a minimum amount of car insurance. Drivers in Bossier City must have:

• $15,000 per person and $30,000 per incident for bodily injury liability
• $25,000 per incident for property damage

These minimums are very low, and drivers should consider raising these limits and carrying additional coverages. In a serious accident, these low minimums won’t fully cover you, and you’ll be left to pay out of pocket for anything not covered.

Consider adding collision and comprehensive coverages. Collision insurance helps pay for damages from an accident. Comprehensive car insurance covers damages not resulting from an accident, such as damages from fire, theft, and vandalism.

What affects car insurance rates in Bossier City, LA?

Traffic can affect your car insurance rates. More cars mean a higher chance of an accident.

Although INRIX doesn’t have data for Bossier City, it does rank nearby Shreveport, LA as 235th most congested city in the U.S.

City-Data reports that most drivers in Bossier City commute about 20 minutes and choose to drive alone.

Auto theft also can raise your rates. According to the FBI, there were 283 motor vehicle thefts in one year in Bossier City.

Bossier City, LA Car Insurance: The Bottom Line

Although Louisiana auto insurance is on average some of the most expensive in the country, you can still find cheap coverage. Before you buy Bossier City, LA car insurance, shop around to see who can offer you the best deal.

Enter your ZIP code now to compare Bossier City, LA car insurance quotes from companies near you for free.