Car Accidents

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Understanding Car Accidents

Car accidents can be frightening. If you drive, you put yourself at risk every time you take your vehicle out on the road. In the U.S., there are more than six million car accidents every year. Because of this, understanding car accidents is essential. It’s important to know what causes most car accidents, how to...

Car accidents can be frightening. If you drive, you put your...

Does my car insurance go up if someone hits me?Post

Does my car insurance go up if someone hits me?

If someone hits my car does my insurance go up? How much does insurance go up after a minor accident? Upon any car accident, you must report it to your insurance company regardless of who is at fault. No one wants to have a car accident but it is a fact of life that accidents...

If someone hits my car does my insurance go up? How much doe...

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Can I cancel my car insurance after an accident?Post

Can I cancel my car insurance after an accident?

Canceling auto insurance too early comes with risks. Understanding how auto coverage works and the requirements you must meet can help you make smart choices in the aftermath of an accident. Auto insurance is a legal requirement in most states. There are several penalties you could be subject to if you drive uninsured, from financial...

Canceling auto insurance too early comes with risks. Underst...

Will a single vehicle accident affect car insurance rates?Post

Will a single vehicle accident affect car insurance rates?

It doesn’t matter if you are in a 10 car pileup or a minor accident, if you make an insurance claim with your insurance provider, you could expect an insurance rate increase. Many people don’t understand that their accident doesn’t have to be the cause of reckless driving in order to see an increase in...

It doesn’t matter if you are in a 10 car pileup or a minor...

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How to Avoid Being Involved in a Work Zone Crash [2024]

Driving safely should always be your top priority. Therefore, it’s in your best interest as a driver to be prepared for anything, and that includes driving through work zones. Getting into accidents can increase your rates, so if you want to keep your affordable car insurance, knowing a practical way to avoid being involved in...

Driving safely should always be your top priority. Therefore...

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What is the most crashed car in America?

If you’re in the market for a new car, you’ll want to ensure that you and your family are as safe as possible when you’re out on the road. You likely understand that some vehicles have a higher safety rating than others.  Driving a safer vehicle can reduce your insurance rates, especially if you’ve been...

If you’re in the market for a new car, you’ll want t...

If I am in a car accident, do I call their insurance or mine?Post

If I am in a car accident, do I call their insurance or mine?

Being in an accident  — or when your car is hit — is a stressful experience. Whether you are at fault or not, it’s difficult to know what to do first. You are probably asking yourself, “What should I do right now?” Insurance is another big worry. You may want the answer to several questions....

Being in an accident  — or when your car is hit — is a ...

How long does a car accident stay on your insurance record?Post

How long does a car accident stay on your insurance record?

Every driver, no matter how skilled they are, can have a terrible day behind the wheel in the blink of an eye. Braking late, switching lanes too soon, or driving over a deep pothole can all lead to an accident that you never could’ve foreseen when you got in your car earlier in the day....

Every driver, no matter how skilled they are, can have a ter...

How do you settle an auto accident without an insurance company?Post

How do you settle an auto accident without an insurance company?

One of the primary reasons why car insurance is required in virtually every state is because it can be a financial lifesaver after a serious accident.Since there’s no financial requirement saying that you must have assets or a savings account to own a car, the state has to be sure that all drivers can pay...

One of the primary reasons why car insurance is required in ...

How long do car repairs take after an accident?Post

How long do car repairs take after an accident?

If you’re wondering how long a car will take to repair after an accident, it will depend on the situation. Cars that have been damaged in accidents can be repaired in less than a few days (2-5 on average), but sometimes it can take as long as several months. Car repair time estimates are exactly...

If you’re wondering how long a car will take to repair...

Compare Accident Forgiveness Car Insurance: Rates, Discounts, & Requirements [2024]Post

Compare Accident Forgiveness Car Insurance: Rates, Discounts, & Requirements [2024]

Accident forgiveness is a feature that many of the top car insurance providers in the country offer. With accident forgiveness, the policyholder’s car insurance rate will not increase if they are in an accident. Use the FREE online car insurance quote comparison tool located above and access car insurance quotes from multiple companies today! While many...

Accident forgiveness is a feature that many of the top car i...

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Does an accident in a parking lot affect car insurance rates?

Whether two drivers collide while moving or someone hits a parked car, you may need to file a claim with your insurer for damage coverage if you have a car accident in a parking lot. When it comes to car insurance, a parking lot accident may or may not cover you, depending on the type...

Whether two drivers collide while moving or someone hits a p...

Do I have to report a car accident to my insurance company or the police?Post

Do I have to report a car accident to my insurance company or the police?

If you’ve been driving for any length of time, it’s quite likely you been involved in at least one accident. For most of us, accidents are minor, consisting of nothing more than a bent fender or scratched door panel. That said, there are some questions: Do you have to report every car accident to the...

If you’ve been driving for any length of time, it̵...

How much does a minor accident affect car insurance rates?Post

How much does a minor accident affect car insurance rates?

In the world of car insurance, there are two things that will most certainly cause our rates to go up: violations and major accidents. Will a minor accident increase my car insurance rates? How much does a minor accident affect insurance? Unfortunately, it is possible depending on your specific policy and the circumstances surrounding the...

In the world of car insurance, there are two things that wil...

Do car accidents where you live affect car insurance rates?Post

Do car accidents where you live affect car insurance rates?

Car accident statistics in your state could affect how much you pay for your car insurance, even minor accidents increase car insurance rates. Accident statistics, car insurance rates, and your driving record all go hand-in-hand when determining just how much you will pay for your auto insurance. Even if you have never had an accident...

Car accident statistics in your state could affect how much ...

Does car insurance cover black ice?Post

Does car insurance cover black ice?

Driving in the winter carries a specific set of risks you should be prepared for every time you sit behind the wheel. Ice, snow, wind, and freezing temperatures — all of those can affect your driving and your vehicle. The most dreaded is black ice, a thin sheet of frozen water on the road that’s...

Driving in the winter carries a specific set of risks you sh...

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