American Interstate Car Insurance Review 
American Interstate car insurance is not offered by American Interstate. The company is owned by Amerisafe, a workers' comp group. Use our free tool below to compare car insurance quotes.
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Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Nov 8, 2023
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- American Interstate Insurance Company does not offer car insurance coverage
- The company is owned by Amerisafe, a workers’ comp insurance company
- When you are looking for car insurance, check different rating websites to learn the financial status of a company
American Interstate, rather than offering car insurance coverage, is actually owned by Amerisafe which is a workers’ comp insurance company.
Amerisafe was founded in 1986 as a worker’s comp option for men and women in the logging industry. Today they cover high-risk companies and their employees in more than 30 states. It’s always refreshing to learn that an employer has terms set up for their employees to protect them in the event of an issue arising.
If not American Interstate, who should you look towards for car insurance?
While there is sufficient evidence that American Interstate doesn’t offer car insurance, that doesn’t mean that you should give up your search. You can put your faith in any other provider that is out there, but only after you take action to figure out if they’re going to be a good fit for you.
Choosing the right car insurance company is very important. When it comes time to make a claim, you don’t want to get the run around from your insurance company, nor do you want to be making higher than average payments. Insurers don’t want this either, because if there’s evidence of them not living up to the standards they’re saying they uphold, more than one policy holder may file a complaint, which could be devastating to their brand.
This is why it’s important to focus on the provider as a whole when you’re attempting to get an insurance policy. The financial stability of the company is a very important part of determining who your insurance company will be, because a stable company is more likely to pay their claims. Plus, the policy benefits that you obtain may be even richer in protection if they know it’s something that they can handle.
To find out how stable a car insurance company is that you are considering, you should check out A.M. Best, Moody’s or Standard and Poor’s. Gather as much substantial evidence as you can on whether or not the company you’re interested in is going to be able to make future payments to you should you need them. If they aren’t a strong company, you could have a genuine issue when you go to file a claim and they’re unable to assist.
There are a couple of other rating companies, but these are the three most prominent. You can sign up for an account for free to view insurance company information. You can also review any customer complaints that exist, to get a better understanding of where they may have fault. Just keep in mind the nature of complaints – if a person is unhappy and is taking it out on a company their complaint may be baseless.
Amerisafe has an A.M. Best rating of A, which is an excellent rating.
Their future outlook is positive, which means–based on their current finances–they should continue to pay their bills and their claims. You shouldn’t run into any legal issues down the road with them attempting to back out of the process.
Frequently Asked Questions
Can I switch from American Interstate to another car insurance company?
Since American Interstate does not provide car insurance coverage, there is no need to switch from them to another car insurance company. If you are looking for car insurance, you can explore other providers and choose the one that best suits your needs.
Are there any discounts or special programs available through American Interstate?
As American Interstate does not offer car insurance, they do not have any discounts or special programs related to car insurance. However, other insurance providers may offer various discounts and programs, so it’s worth exploring different options.
Can I make a claim with American Interstate for a car-related incident?
As American Interstate does not offer car insurance, you cannot make a claim with them for car-related incidents. If you have car insurance coverage with another provider, you should contact that company to initiate the claims process.
Can I get a quote for workers’ compensation insurance through American Interstate?
Yes, if you are looking for workers’ compensation insurance, you can request a quote from Amerisafe, the parent company of American Interstate. Contact their customer service or visit their website for more information.
Does American Interstate offer any other types of insurance coverage?
American Interstate primarily focuses on workers’ compensation insurance through Amerisafe. They do not offer car insurance or other types of coverage beyond workers’ comp.
Can I bundle my car insurance with other types of insurance through American Interstate?
Since American Interstate does not offer car insurance, bundling car insurance with other types of coverage is not possible with this company. You may want to explore other insurance providers that offer bundle options.