GEICO DriveEasy Program Review [2022]

GEICO DriveEasy is a mobile app that tracks driving habits. Drivers who operate their vehicles safely can receive up to 25 % off GEICO insurance premiums. To enroll in DriveEasy, download the app and complete the registration form. You'll only find GEICO DriveEasy car insurance quotes in the 25 states where the program is currently available.

UPDATED: Jun 22, 2022Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • GEICO DriveEasy is an app that tracks driving habits and tailors discounts based on behavior
  • GEICO insured can save upward of 25% on car insurance premiums via GEICO DriveEasy
  • The GEICO DriveEasy program is now available in only 25 states

Usage-based car insurance programs are growing in popularity. The GEICO DriveEasy program is a mobile app designed to track driving behavior. Those who drive safely can net a discount to save on their rates.

Can unsafe drivers end up paying higher rates? We will answer this and show you further GEICO DriveEasy benefits and availability by state.

Before diving into this GEICO DriveEasy program review, type your ZIP code into our free and helpful tool above. With it, you will find the most affordable car insurance rates in your area.

What is the GEICO DriveEasy program?

The GEICO DriveEasy program uses an app to track the insured’s driving habits. All they need to do is download the app and create their personalized GEICO login information.

What does this usage-based program do for GEICO’s insured? According to the Insurance Information Institute (III), these types of programs incentivize drivers to operate their vehicles safely and less frequently.

Provided the driver operates the vehicle safely, how much can be saved? Safe drivers can receive a discount upward of 25%. Knowing this, let’s take a look at a table showing GEICO rates by state:

GEICO Annual Rates by State
StateGEICO
Alabama$2,866.60
Alaska$2,879.96
Arizona$2,264.71
Arkansas$3,484.63
California$2,885.65
Colorado$3,091.69
Connecticut$3,073.66
Delaware$3,727.29
Florida$3,783.63
Georgia$2,977.20
Hawaii$3,358.86
Idaho$2,770.68
Illinois$2,779.16
Indiana$2,261.07
Iowa$2,296.16
Kansas$3,220.65
Kentucky$4,633.59
Louisiana$6,154.60
Maine$1,510.17
Maryland$3,832.63
Massachusetts$2,823.05
Michigan$6,430.11
Minnesota$3,498.54
Mississippi$4,087.21
Missouri$2,885.33
Montana$3,602.35
Nebraska$3,837.49
Nevada$3,662.09
New Hampshire$1,615.02
New Jersey$2,754.94
New Mexico$4,458.30
New York$2,428.24
North Carolina$2,936.69
North Dakota$2,668.24
Ohio$1,867.19
Oklahoma$3,437.34
Oregon$3,220.12
Pennsylvania$2,605.22
Rhode Island$5,602.63
South Carolina$3,178.01
South Dakota$2,940.29
Tennessee$3,283.42
Texas$3,263.28
Utah$2,965.57
Vermont$2,195.71
Virginia$2,061.53
Washington$2,568.65
Washington, D.C.$3,692.81
West Virginia$3,926.20
Wisconsin$2,120.80
Wyoming$3,496.56
Get Your Rates Quote Now

Compare RatesStart Now →

So, what driving habits does the GEICO DriveEasy program monitor?

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

What driving behaviors are monitored by GEICO DriveEasy?

Does GEICO DriveEasy just monitor major events like accidents? DriveEasy tracks the following:

  • Distracted driving behaviors
  • Time of day the vehicle is in operation
  • Abrupt braking
  • Speeding
  • Driving distance

You may be wondering what entails distracted driving behavior. First and foremost, distracted driving and car insurance rates go hand in hand.

GEICO DriveEasy monitors handheld phone calls as well as active phone use when the driver is going 6 miles per hour or faster.

Is active phone use just making or receiving a call? GEICO considers active phone use to include using the GPS or even unlocking one’s phone. In short, it’s using the phone at all if the vehicle is moving 6 miles per hour.

In short, poor driving habits entitles GEICO to raise your rates. Furthermore, DriveEasy is a telematics program, so your phone’s data will be tracked. In recent years, digital identity theft has given individuals pause in terms of having their data tracked.

Let’s move on to the states in which GEICO offers DriveEasy.

GEICO DriveEasy State Availability

GEICO DriveEasy is not available to GEICO policyholders in every state. DriveEasy can be obtained in the following states and territories:

GEICO DriveEasy Program Availability by State
State Availability
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Washington D.C.
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Wisconsin
Wyoming
Get Your Rates Quote Now

Compare RatesStart Now →

Let’s now go ahead and wrap up our GEICO DriveEasy program review.

GEICO DriveEasy: The Bottom Line

Is GEICO DriveEasy worth it? If you live in a state where GEICO offers DriveEasy, absolutely. Even if you already have coverage with GEICO, it’s not too late. Furthermore, it’s easy to set up.

If you decide it’s not for you and want to know how to cancel GEICO DriveEasy, there’s good news. All you need to do is open the Google Play Store, find the app, and press “Cancel Subscription.”

Now that you’ve finished our GEICO DriveEasy program review, type your ZIP code into our free and helpful tool below. With it, you’ll find the most affordable car insurance rates in your area.

Reviews
for GEICO

4.11 (19,116 reviews)
1
January 3, 2022

Volodymyr_Korolevych

Adjuster stopped responding

Cant get ahold of anyone. Always different people giving me different numbers. No resolution Mr [REDACTED NAME], claim adjuster stopped responding to my requests without any resolution. Also not picking up my phone
1
May 17, 2021

Sergei_K

Can't get rid of them

From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could b...
From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could be a mistake, I contacted them 3 times. I talked to 6 different people. All of them promised to help me. I wrote 2 emails attaching copies of my StateFarm Id's for the entire period (after Geico policy cancellation). It didn't cure the problem. Moreover, Geico retroactively and unilaterally (without my desire, knowledge, and consent) reopened the policy. Now, they force me to pay for the previous months (last year). Geico supervisor [REDACTED NAME] claims that he obtains sufficient evidence that I hadn't been insured after I officially broke with Geico in April-May 2020 = the company is right demanding me to pay for nothing. From my non-legal understanding, it's a fraud, He knowingly (I sent them StateFarm Id's for the entire period) mispresents the facts unlawfully demanding payment.
1
February 10, 2021

vscore16

BAIT AND SWITCH

They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money s...
They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money so why would I not expect them to lie about the rate they are giving me. I am no risk adjuster but any halfway intelligent person knows their is a lot more risk for a bus full of athletes that ways 20,000 pounds than a minivan with one person in it. Yet according to geico insuring a moving tank is cheaper than insuring a minivan. Would you believe that? I am not that gullible. Bait and switch all the way.
5
February 3, 2021

Trinidad2_

geico is the best

great company with fantastic customer service they lowered my cost due to covid with no issues and they are always a phoen call away fo r help wiht my policy, i wholeheartedly reccomend them
2
February 3, 2021

Jotwox

Not recommend

They were alright not the best. If they put in more effort into the customers they could’ve kept me.
5
February 2, 2021

Waycross43_

Helpful

Geico has been great during the pandemic. They have worked with me changing billing dates based on what I need. They have helped me save 212 dollars a month on insurance.
5
February 1, 2021

Babanana

Geico is amazing

My experience receiving auto insurance from Geico has been extremely positive. The insurance process was perfectly smooth and I have all my insurance information neatly organized at the tip of my fingers on my mobile phone. The coverage and premiums are much better than I received from my previous provider.
2
February 1, 2021

Justin_Kim

Filing a claim at geico

They were very nice and had good customer service. Once I even filed a claim and they got back to me within seventy-four hours.
5
January 28, 2021

Dingo

Insurance You Can Understand

The representative borke down all information in an easy-to-understand manner and then made very easy the process of initiating the policies. I am also very happy with the ease of managing online and on the app.
5
January 22, 2021

wheezer

Very reasonable

This is the best insurance company I think there is. Rates are very reasonable and they do not overcharge. I am able to pay my insurance every 6 months and when I received my renewal, there was no rate increase. I will be a loyal Geico customer for sure!
↑ Back to Top

Write a Review and Rate

Please tell us about your policy type

Policy Type ?

Please select a `Policy Type!`

How did you buy this policy?

Please select `How you bought this policy!`

How long ago did you buy this policy?

Please select `How long ago you bought this policy!`

Do you currently have a policy with this company?

Please select `If you currently have a policy with this company?`

How long ago did you buy this policy?

Share your experience with this company

(Min. 100 Characters)
(Max. 60 Characters)

Rate your experience with

Buying Process

Renewal Process

Customer Service*

Policy Price*

Did you submit a claim?

Claim ServiceIf applicable

How long ago did you buy this policy?


Company*Overall Rating

Likelihood to recommend to family or friend*

A few more questions

What does this insurance company do well?

What can this insurance company do better?

Which best describes your household? (select all that apply)

When you submit this review, you will be asked to sign in/up for to your https://staging.carinsurancecomparison.com account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

stage