Compare Aurora, IL Car Insurance Rates [2023]
Car insurance in Aurora, IL averages $274 a month. Aurora, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Aurora car insurance rates, compare quotes from the top car insurance companies in Aurora, IL.
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Written by
Laura Berry |
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Reviewed by
Joel Ohman
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UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Aurora for teen drivers is USAA
- Average car insurance rates in Aurora, IL are $3,290/year
- Average car insurance rates in Aurora, IL after a DUI are $3,842/year
If you need to buy Aurora, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Aurora, IL is right here.
You’ll find Aurora car insurance rates, the cheapest Aurora, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Aurora, Illinois car insurance rates to Rockford car insurance rates, Cicero car insurance rates, and Aurora car insurance rates.
Ready to find affordable Aurora, IL car insurance today? Enter your ZIP code for fast, free Aurora car insurance quotes.
Cheapest Aurora, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Aurora, IL car insurance rates? Every Aurora, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,246 | $3,260 | $3,405 | $3,405 | $8,560 | $11,121 | $3,904 | $4,221 |
| American Family | $2,239 | $2,239 | $2,058 | $2,058 | $6,482 | $8,923 | $2,239 | $2,896 |
| Farmers | $2,486 | $2,483 | $2,197 | $2,334 | $11,181 | $11,660 | $2,842 | $2,956 |
| Geico | $1,747 | $1,800 | $1,711 | $1,926 | $6,267 | $6,471 | $1,992 | $2,066 |
| Liberty Mutual | $1,398 | $1,505 | $1,161 | $1,297 | $4,913 | $5,460 | $1,457 | $1,528 |
| Nationwide | $1,684 | $1,705 | $1,507 | $1,586 | $4,648 | $5,922 | $1,965 | $2,118 |
| Progressive | $2,110 | $1,973 | $1,747 | $1,835 | $7,995 | $8,953 | $2,507 | $2,703 |
| State Farm | $1,554 | $1,554 | $1,409 | $1,409 | $5,003 | $6,310 | $1,764 | $2,039 |
| Travelers | $1,557 | $1,639 | $1,443 | $1,534 | $4,737 | $5,994 | $1,645 | $1,730 |
| USAA | $1,472 | $1,485 | $1,373 | $1,339 | $4,850 | $5,318 | $1,928 | $2,097 |
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Minimum Car Insurance in Aurora, IL
Every driver must carry the minimum car insurance in Aurora, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Aurora, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Aurora, IL. Compare credit history car insurance rates in Aurora from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,538 | $4,736 | $4,146 |
| American Family | $4,825 | $3,302 | $2,798 |
| Farmers | $5,400 | $4,563 | $4,339 |
| Geico | $4,820 | $2,347 | $1,826 |
| Liberty Mutual | $3,301 | $2,073 | $1,646 |
| Nationwide | $3,143 | $2,551 | $2,232 |
| Progressive | $4,235 | $3,608 | $3,341 |
| State Farm | $3,825 | $2,290 | $1,776 |
| Travelers | $3,077 | $2,504 | $2,024 |
| USAA | $3,292 | $2,275 | $1,881 |
Cheapest Aurora, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aurora, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,623 | $6,276 | $5,846 | $4,816 |
| American Family | $2,676 | $3,806 | $5,052 | $3,034 |
| Farmers | $4,019 | $5,202 | $5,072 | $4,777 |
| Geico | $2,013 | $3,272 | $4,340 | $2,366 |
| Liberty Mutual | $1,942 | $2,778 | $2,430 | $2,209 |
| Nationwide | $2,144 | $2,752 | $3,221 | $2,451 |
| Progressive | $3,061 | $4,586 | $3,398 | $3,865 |
| State Farm | $2,383 | $2,877 | $2,630 | $2,630 |
| Travelers | $2,013 | $2,650 | $2,952 | $2,524 |
| USAA | $1,766 | $2,552 | $3,482 | $2,132 |
Cheapest Aurora, IL Car Insurance for Teen Drivers
Teen car insurance in Aurora, IL can be expensive. Take a look at rates from the top car insurance companies in Aurora for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,560 | $11,121 |
| American Family | $6,482 | $8,923 |
| Farmers | $11,181 | $11,660 |
| Geico | $6,267 | $6,471 |
| Liberty Mutual | $4,913 | $5,460 |
| Nationwide | $4,648 | $5,922 |
| Progressive | $7,995 | $8,953 |
| State Farm | $5,003 | $6,310 |
| Travelers | $4,737 | $5,994 |
| USAA | $4,850 | $5,318 |
Cheapest Aurora, IL Car Insurance for Seniors
Take a look at Aurora, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,405 | $3,405 |
| American Family | $2,058 | $2,058 |
| Farmers | $2,197 | $2,334 |
| Geico | $1,711 | $1,926 |
| Liberty Mutual | $1,161 | $1,297 |
| Nationwide | $1,507 | $1,586 |
| Progressive | $1,747 | $1,835 |
| State Farm | $1,409 | $1,409 |
| Travelers | $1,443 | $1,534 |
| USAA | $1,373 | $1,339 |
Cheapest Aurora, IL Car Insurance Rates After a DUI
A DUI in Aurora, IL increases car insurance rates. Compare Aurora, Illinois DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,846 |
| American Family | $5,052 |
| Farmers | $5,072 |
| Geico | $4,340 |
| Liberty Mutual | $2,430 |
| Nationwide | $3,221 |
| Progressive | $3,398 |
| State Farm | $2,630 |
| Travelers | $2,952 |
| USAA | $3,482 |
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Cheapest Aurora, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Aurora, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,140 | $5,140 |
| American Family | $3,596 | $3,688 |
| Farmers | $4,767 | $4,767 |
| Geico | $2,946 | $3,049 |
| Liberty Mutual | $2,340 | $2,340 |
| Nationwide | $2,642 | $2,642 |
| Progressive | $3,728 | $3,728 |
| State Farm | $2,564 | $2,697 |
| Travelers | $2,435 | $2,634 |
| USAA | $2,413 | $2,552 |
Cheapest Aurora, IL Car Insurance Rates by ZIP Code
Aurora car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Aurora, IL.
| ZIP Code | Average Annual Rates |
|---|---|
| 60502 | $3,177 |
| 60503 | $3,223 |
| 60504 | $3,181 |
| 60505 | $3,384 |
| 60506 | $3,238 |
The Best Cheap Car Insurance Companies in Aurora, IL
Take a look at a side-by-side comparison of the top car insurance companies in Aurora, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,140 |
| American Family | $3,642 |
| Farmers | $4,767 |
| Geico | $2,997 |
| Liberty Mutual | $2,340 |
| Nationwide | $2,642 |
| Progressive | $3,728 |
| State Farm | $2,630 |
| Travelers | $2,535 |
| USAA | $2,483 |
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Category Winners: Cheapest Car Insurance in Aurora, Illinois
Find the cheapest car insurance companies in Aurora, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Liberty Mutual |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Aurora, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Aurora car insurance rates. Find the cheapest Aurora, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,978 | $5,135 | $5,307 |
| American Family | $3,484 | $3,776 | $3,665 |
| Farmers | $4,513 | $4,643 | $5,146 |
| Geico | $2,702 | $2,991 | $3,299 |
| Liberty Mutual | $2,203 | $2,335 | $2,481 |
| Nationwide | $2,603 | $2,669 | $2,654 |
| Progressive | $3,384 | $3,711 | $4,088 |
| State Farm | $2,467 | $2,636 | $2,788 |
| Travelers | $2,371 | $2,531 | $2,702 |
| USAA | $2,304 | $2,481 | $2,664 |
What affects car insurance rates in Aurora, Illinois?
What factors can have an impact on Aurora, IL car insurance? There are several reasons why Aurora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aurora, Illinois.
Commute Time in Aurora
The more time you spend in your car the higher the risk of an accident. The average commute length in Aurora, IL is 30.5 minutes according to City-Data.
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Compare Car Insurance Quotes in Aurora, IL
Ready to find affordable Aurora, Illinois car insurance today? Enter your ZIP code for fast, free Aurora, IL car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Laura Berry |
|
Reviewed by
Joel Ohman
|