Compare Carrollton, TX Car Insurance Rates [2024]
Car insurance in Carrollton, TX averages $349 a month. Carrollton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Carrollton car insurance rates, compare quotes from the top car insurance companies in Carrollton, TX.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Carrollton, TX are $4,190/year
- Average car insurance rates in Carrollton, TX after a DUI are $4,777/year
- The cheapest car insurance company in Carrollton for teen drivers is USAA
If you need to buy Carrollton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Carrollton, TX is right here.
You’ll find Carrollton car insurance rates, the cheapest Carrollton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Carrollton, Texas car insurance rates to Arlington car insurance rates, El Paso car insurance rates, and San Antonio car insurance rates.
Ready to find affordable Carrollton, TX car insurance today? Enter your ZIP code for fast, free Carrollton car insurance quotes.
Cheapest Carrollton, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Carrollton, TX car insurance rates? Every Carrollton, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,696 | $3,716 | $3,646 | $3,646 | $9,988 | $12,029 | $4,571 | $4,742 |
| American Family | $3,335 | $3,720 | $3,093 | $3,554 | $8,880 | $11,646 | $4,811 | $5,491 |
| Geico | $2,586 | $2,800 | $2,497 | $2,848 | $5,820 | $6,024 | $2,809 | $2,802 |
| Nationwide | $2,522 | $2,563 | $2,221 | $2,353 | $7,387 | $9,491 | $2,986 | $3,234 |
| Progressive | $2,424 | $2,329 | $2,154 | $2,196 | $10,079 | $11,279 | $2,900 | $2,974 |
| State Farm | $2,250 | $2,250 | $2,011 | $2,011 | $5,504 | $7,031 | $2,454 | $2,523 |
| USAA | $1,643 | $1,641 | $1,579 | $1,552 | $4,739 | $5,124 | $2,182 | $2,312 |
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Minimum Car Insurance in Carrollton, TX
Every driver must carry the minimum car insurance required by the state in Carrollton, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Carrollton, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Carrollton, TX. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Carrollton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,307 | $5,360 | $4,595 |
| American Family | $7,649 | $4,839 | $4,211 |
| Geico | $5,447 | $3,076 | $2,046 |
| Nationwide | $4,906 | $3,949 | $3,429 |
| Progressive | $5,119 | $4,416 | $4,090 |
| State Farm | $4,602 | $2,870 | $2,290 |
| USAA | $3,793 | $2,212 | $1,785 |
Cheapest Carrollton, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Carrollton, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,412 | $6,945 | $7,248 | $4,412 |
| American Family | $5,061 | $6,480 | $5,663 | $5,061 |
| Geico | $2,986 | $3,979 | $3,287 | $3,840 |
| Nationwide | $3,543 | $3,543 | $5,282 | $4,010 |
| Progressive | $3,962 | $5,108 | $4,630 | $4,469 |
| State Farm | $2,878 | $3,318 | $3,942 | $2,878 |
| USAA | $1,926 | $2,865 | $3,384 | $2,211 |
Cheapest Carrollton, TX Car Insurance for Teen Drivers
Teen car insurance in Carrollton, TX can be expensive. Take a look at rates from the top car insurance companies in Carrollton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,988 | $12,029 |
| American Family | $8,880 | $11,646 |
| Geico | $5,820 | $6,024 |
| Nationwide | $7,387 | $9,491 |
| Progressive | $10,079 | $11,279 |
| State Farm | $5,504 | $7,031 |
| USAA | $4,739 | $5,124 |
Cheapest Carrollton, TX Car Insurance for Seniors
Take a look at Carrollton, TX rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,646 | $3,646 |
| American Family | $3,093 | $3,554 |
| Geico | $2,497 | $2,848 |
| Nationwide | $2,221 | $2,353 |
| Progressive | $2,154 | $2,196 |
| State Farm | $2,011 | $2,011 |
| USAA | $1,579 | $1,552 |
Cheapest Carrollton, TX Car Insurance Rates After a DUI
A DUI in Carrollton, TX increases car insurance rates. Compare Carrollton, Texas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,248 |
| American Family | $5,663 |
| Geico | $3,287 |
| Nationwide | $5,282 |
| Progressive | $4,630 |
| State Farm | $3,942 |
| USAA | $3,384 |
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Cheapest Carrollton, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Carrollton, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,608 | $5,901 |
| American Family | $5,566 | $5,566 |
| Geico | $3,461 | $3,585 |
| Nationwide | $4,095 | $4,095 |
| Progressive | $4,542 | $4,542 |
| State Farm | $3,254 | $3,254 |
| USAA | $2,564 | $2,629 |
Cheapest Carrollton, TX Car Insurance Rates by ZIP Code
Carrollton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Carrollton, TX.
| ZIP Code | Average Annual Rates |
|---|---|
| 75006 | $6,367 |
| 75007 | $5,869 |
| 75010 | $6,226 |
The Best Cheap Car Insurance Companies in Carrollton, TX
Take a look at a side-by-side comparison of the top car insurance companies in Carrollton, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,754 |
| American Family | $5,566 |
| Geico | $3,523 |
| Nationwide | $4,095 |
| Progressive | $4,542 |
| State Farm | $3,254 |
| USAA | $2,596 |
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Category Winners: Cheapest Car Insurance in Carrollton, Texas
Find the cheapest car insurance companies in Carrollton, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Cheapest Carrollton, TX Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Carrollton car insurance rates. Find the cheapest Carrollton, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,623 | $5,705 | $5,935 |
| American Family | $5,197 | $5,369 | $6,133 |
| Geico | $3,344 | $3,489 | $3,737 |
| Nationwide | $4,434 | $3,920 | $3,930 |
| Progressive | $4,366 | $4,527 | $4,732 |
| State Farm | $3,071 | $3,245 | $3,446 |
| USAA | $2,498 | $2,585 | $2,706 |
What affects car insurance rates in Carrollton, Texas?
What are the factors that affect car insurance rates in Carrollton, TX? There are several reasons why Carrollton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carrollton, Texas.
Car Theft in Carrollton
High levels of vehicle theft can make car insurance more expensive. Carrollton, TX car theft statistics from the FBI indicate 280 vehicle thefts a year.
Commute Time in Carrollton
The more time you spend in your car the higher the risk of an accident. The average commute length in Carrollton, TX is 25.3 minutes according to City-Data.
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Compare Car Insurance Quotes in Carrollton, TX
Ready to find affordable Carrollton, Texas car insurance today? Enter your ZIP code for fast, free Carrollton, TX car insurance quotes.
Frequently Asked Questions
What is the average car insurance rate in Carrollton, TX?
The average car insurance rate in Carrollton, TX is $349 per month.
What are the car insurance requirements in Carrollton, TX?
The car insurance requirements in Carrollton, TX are 30/60/25, which means you need to have at least $30,000 in bodily injury liability coverage per person, $60,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, it is usually required to have full coverage insurance, which includes comprehensive and collision coverage in addition to liability coverage.
How can I find cheap car insurance rates in Carrollton, TX?
To find cheap car insurance rates in Carrollton, TX, you can compare quotes from the top car insurance companies in the area.
How do factors like age, gender, and marital status affect car insurance rates in Carrollton, TX?
Different car insurance companies in Carrollton, TX weigh factors like age, gender, and marital status differently, so rates can vary.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.