Best Floresville, TX Car Insurance in 2025

Car insurance in Floresville, TX averages $307 a month. Floresville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Floresville car insurance rates, compare quotes from the top car insurance companies in Floresville, TX.

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Nationwide State Farm Allstate
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Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Written by
Brandon Frady
Zach Fagiano

Insurance & Finance Analyst

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Reviewed by
Zach Fagiano

Updated December 2025

Here's What You Need to Know

  • Average car insurance rates in Floresville, TX are $3,688/year
  • The cheapest car insurance company in Floresville for teen drivers is USAA
  • The cheapest car insurance company in Floresville is USAA

If you need to buy Floresville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Floresville, TX is right here.

You’ll find Floresville car insurance rates, the cheapest Floresville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Floresville, Texas car insurance rates to San Antonio car insurance rates, Houston car insurance rates, and Laredo car insurance rates.

Ready to find affordable Floresville, TX car insurance today? Enter your ZIP code for fast, free Floresville car insurance quotes.

Cheapest Floresville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Floresville, TX car insurance rates? Every Floresville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Floresville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $2,525 $2,809 $2,366 $2,708 $6,698 $8,764 $3,624 $4,130
Geico $2,346 $2,531 $2,261 $2,558 $5,094 $5,315 $2,538 $2,539
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,483 $2,354 $2,205 $2,253 $10,336 $11,488 $2,933 $2,964
State Farm $1,931 $1,931 $1,715 $1,715 $4,560 $5,798 $2,095 $2,159
USAA $1,419 $1,431 $1,355 $1,350 $3,925 $4,284 $1,890 $2,033

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Nationwide State Farm Allstate

Minimum Car Insurance in Floresville, TX

Every driver must carry the minimum car insurance in Floresville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Floresville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Floresville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Floresville, TX. Compare credit history car insurance rates in Floresville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Floresville, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $5,772 $3,649 $3,188
Geico $4,854 $2,752 $1,838
Nationwide $4,579 $3,675 $3,190
Progressive $5,211 $4,500 $4,170
State Farm $3,879 $2,413 $1,922
USAA $3,247 $1,876 $1,510

Cheapest Floresville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Floresville, TX to rates for a clean record with top companies.

Annual Floresville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $3,830 $4,877 $4,276 $3,830
Geico $2,674 $3,523 $2,952 $3,443
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $4,035 $5,214 $4,712 $4,547
State Farm $2,439 $2,789 $3,285 $2,439
USAA $1,654 $2,431 $2,862 $1,897

Cheapest Floresville, TX Car Insurance for Teen Drivers

Teen car insurance in Floresville, TX can be expensive. Take a look at rates from the top car insurance companies in Floresville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Floresville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $6,698 $8,764
Geico $5,094 $5,315
Nationwide $6,800 $8,727
Progressive $10,336 $11,488
State Farm $4,560 $5,798
USAA $3,925 $4,284

Cheapest Floresville, TX Car Insurance for Seniors

Take a look at Floresville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Floresville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,366 $2,708
Geico $2,261 $2,558
Nationwide $2,108 $2,232
Progressive $2,205 $2,253
State Farm $1,715 $1,715
USAA $1,355 $1,350

Cheapest Floresville, TX Car Insurance Rates After a DUI

A DUI in Floresville, TX increases car insurance rates. Compare Floresville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Floresville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,352
American Family $4,276
Geico $2,952
Nationwide $4,902
Progressive $4,712
State Farm $3,285
USAA $2,862

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Nationwide State Farm Allstate

Cheapest Floresville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Floresville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Floresville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $4,203 $4,203
Geico $3,088 $3,208
Nationwide $3,815 $3,815
Progressive $4,627 $4,627
State Farm $2,738 $2,738
USAA $2,183 $2,239

The Best Cheap Car Insurance Companies in Floresville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Floresville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Floresville, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $4,203
Geico $3,148
Nationwide $3,815
Progressive $4,627
State Farm $2,738
USAA $2,211

Category Winners: Cheapest Car Insurance in Floresville, Texas

Find the cheapest car insurance companies in Floresville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Floresville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Nationwide State Farm Allstate

Cheapest Floresville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Floresville car insurance rates. Find the cheapest Floresville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Floresville, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $3,917 $4,051 $4,642
Geico $2,982 $3,105 $3,356
Nationwide $4,120 $3,650 $3,676
Progressive $4,407 $4,603 $4,872
State Farm $2,593 $2,728 $2,894
USAA $2,137 $2,202 $2,294

What affects car insurance rates in Floresville, Texas?

What factors can have an impact on Floresville, TX car insurance? There are several reasons why Floresville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Floresville, Texas.

Car Theft in Floresville

High levels of vehicle theft can make car insurance more expensive. Floresville, TX car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Floresville

The more time you spend in your car the higher the risk of an accident. The average commute length in Floresville, TX is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Floresville, TX

Ready to find affordable Floresville, Texas car insurance today? Enter your ZIP code for fast, free Floresville, TX car insurance quotes.

Frequently Asked Questions

How does a DUI affect car insurance rates in Floresville, TX?

A DUI can significantly increase car insurance rates in Floresville, TX. It’s important to compare rates from different companies to find the most affordable option after a DUI.

Are there special car insurance rates for senior drivers in Floresville, TX?

Yes, some insurance companies offer special car insurance rates for senior drivers in Floresville, TX. Comparing rates from different companies can help you find the best rates for seniors.

How expensive is car insurance for teen drivers in Floresville, TX?

Car insurance for teen drivers in Floresville, TX can be expensive. It’s advisable to compare rates from different insurance companies to find the most affordable option.

How does driving record affect car insurance rates in Floresville, TX?

Your driving record is a significant factor in determining car insurance rates in Floresville, TX. A clean driving record typically leads to lower rates, while accidents, DUIs, and speeding violations can increase premiums. Comparing rates from different companies can help you find the best option.

How does credit score affect car insurance rates in Floresville, TX?

Your credit score can impact car insurance rates in Floresville, TX. Generally, a better credit score can lead to lower insurance rates. It’s recommended to compare rates from different companies to see how your credit score affects your premiums.

What is the average monthly car insurance rate in Floresville, TX?

The average monthly car insurance rate in Floresville, TX is $307.

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