Compare Fountain, CO Car Insurance Rates (2022)

Car insurance in Fountain, CO averages $344 a month. Fountain, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fountain car insurance rates, compare quotes from the top car insurance companies in Fountain, CO.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest car insurance company in Fountain for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Fountain is Liberty Mutual
  • Average car insurance rates in Fountain, CO after a DUI are $4,916/year

If you need to buy Fountain, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Fountain, CO is right here.

You’ll find Fountain car insurance rates, the cheapest Fountain, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Fountain, Colorado car insurance rates to Pueblo car insurance rates, Greeley car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Fountain, CO car insurance today? Enter your ZIP code for fast, free Fountain car insurance quotes.

Cheapest Fountain, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fountain, CO car insurance rates? Every Fountain, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fountain, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,546 $3,325 $3,205 $3,236 $12,157 $12,762 $3,899 $3,912
American Family $2,670 $2,670 $2,407 $2,407 $6,476 $8,699 $2,670 $3,267
Farmers $3,454 $3,406 $3,140 $3,415 $13,000 $12,942 $3,765 $3,755
GEICO $2,369 $2,605 $2,562 $2,953 $7,524 $7,914 $2,156 $2,170
Liberty Mutual $1,837 $1,751 $1,571 $1,734 $5,872 $6,399 $1,852 $1,851
Nationwide $2,599 $2,643 $2,329 $2,457 $6,607 $8,433 $2,995 $3,230
Progressive $2,509 $2,347 $2,227 $2,211 $8,729 $9,742 $2,812 $2,727
State Farm $2,093 $2,093 $1,902 $1,902 $6,173 $7,792 $2,347 $2,775
USAA $2,315 $2,301 $2,222 $2,220 $5,870 $6,730 $2,978 $3,233

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Minimum Car Insurance in Fountain, CO

Every driver must carry the minimum car insurance in Fountain, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Fountain, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fountain, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fountain, CO. Compare credit history car insurance rates in Fountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fountain, Colorado

Insurance Company Poor Fair Good
Allstate $7,360 $5,650 $4,256
American Family $5,075 $3,615 $3,035
Farmers $6,836 $5,512 $5,231
GEICO $4,554 $3,782 $3,009
Liberty Mutual $4,074 $2,509 $1,992
Nationwide $4,729 $3,746 $3,260
Progressive $4,737 $4,044 $3,708
State Farm $4,689 $3,023 $2,442
USAA $5,138 $2,947 $2,367

Cheapest Fountain, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fountain, CO to rates for a clean record with top companies.

Annual Fountain, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,921 $5,655 $6,882 $5,562
American Family $2,893 $4,092 $5,368 $3,280
Farmers $4,940 $6,370 $6,290 $5,838
GEICO $2,641 $4,157 $4,879 $3,449
Liberty Mutual $2,515 $2,938 $3,029 $2,953
Nationwide $3,015 $4,111 $5,206 $3,314
Progressive $3,589 $5,097 $3,787 $4,179
State Farm $3,102 $3,668 $3,385 $3,385
USAA $2,542 $3,112 $5,413 $2,867

Cheapest Fountain, CO Car Insurance for Teen Drivers

Teen car insurance in Fountain, CO can be expensive. Take a look at rates from the top car insurance companies in Fountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fountain, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,157 $12,762
American Family $6,476 $8,699
Farmers $13,000 $12,942
GEICO $7,524 $7,914
Liberty Mutual $5,872 $6,399
Nationwide $6,607 $8,433
Progressive $8,729 $9,742
State Farm $6,173 $7,792
USAA $5,870 $6,730

Cheapest Fountain, CO Car Insurance for Seniors

Take a look at Fountain, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fountain, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,205 $3,236
American Family $2,407 $2,407
Farmers $3,140 $3,415
GEICO $2,562 $2,953
Liberty Mutual $1,571 $1,734
Nationwide $2,329 $2,457
Progressive $2,227 $2,211
State Farm $1,902 $1,902
USAA $2,222 $2,220

Cheapest Fountain, CO Car Insurance Rates After a DUI

A DUI in Fountain, CO increases car insurance rates. Compare Fountain, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fountain, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,882
American Family $5,368
Farmers $6,290
GEICO $4,879
Liberty Mutual $3,029
Nationwide $5,206
Progressive $3,787
State Farm $3,385
USAA $5,413

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Cheapest Fountain, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fountain, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fountain, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,755 $5,755
American Family $3,824 $3,993
Farmers $5,860 $5,860
GEICO $3,701 $3,862
Liberty Mutual $2,858 $2,858
Nationwide $3,912 $3,912
Progressive $4,163 $4,163
State Farm $3,300 $3,469
USAA $3,384 $3,583

The Best Cheap Car Insurance Companies in Fountain, CO

Take a look at a side-by-side comparison of the top car insurance companies in Fountain, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fountain, Colorado

Insurance Company Average Annual Rates
Allstate $5,755
American Family $3,908
Farmers $5,860
GEICO $3,782
Liberty Mutual $2,858
Nationwide $3,912
Progressive $4,163
State Farm $3,385
USAA $3,484

Category Winners: Cheapest Car Insurance in Fountain, Colorado

Find the cheapest car insurance companies in Fountain, CO for each category right here.

Best Annual Car Insurance Rates by Company in Fountain, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Fountain, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fountain car insurance rates. Find the cheapest Fountain, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fountain, Colorado

Insurance Company Low Medium High
Allstate $5,378 $5,731 $6,157
American Family $3,693 $3,989 $4,043
Farmers $5,077 $5,771 $6,730
GEICO $3,302 $3,689 $4,355
Liberty Mutual $2,670 $2,846 $3,060
Nationwide $3,882 $3,912 $3,941
Progressive $3,746 $4,178 $4,565
State Farm $3,120 $3,386 $3,649
USAA $3,304 $3,484 $3,664

What affects car insurance rates in Fountain, Colorado?

What factors can have an impact on Fountain, CO car insurance? There are several reasons why Fountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fountain, Colorado.

Commute Time in Fountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Fountain, CO is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Fountain, CO

Ready to find affordable Fountain, Colorado car insurance today? Enter your ZIP code for fast, free Fountain, CO car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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