Best Guymon, OK Car Insurance in 2025
Car insurance in Guymon, OK averages $311 a month. Guymon, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Guymon car insurance rates, compare quotes from the top car insurance companies in Guymon, OK.
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Table of Contents
Table of Contents
Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Laura D. Adams
Updated December 2025
- Average car insurance rates in Guymon, OK are $3,736/year
- Average car insurance rates in Guymon, OK after a DUI are $4,231/year
- The cheapest car insurance company in Guymon is State Farm
If you need to buy Guymon, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Guymon, OK is right here.
You’ll find Guymon car insurance rates, the cheapest Guymon, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Guymon, Oklahoma car insurance rates to Norman car insurance rates, Stillwater car insurance rates, and Midwest City car insurance rates.
Ready to find affordable Guymon, OK car insurance today? Enter your ZIP code for fast, free Guymon car insurance quotes.
Cheapest Guymon, OK Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Guymon, OK car insurance rates? Every Guymon, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,222 | $2,241 | $2,033 | $2,137 | $6,613 | $7,716 | $2,417 | $2,557 |
| Farmers | $2,222 | $2,211 | $2,000 | $2,103 | $8,136 | $8,355 | $2,515 | $2,644 |
| Geico | $2,145 | $2,322 | $2,260 | $2,500 | $6,078 | $6,489 | $1,881 | $1,913 |
| Liberty Mutual | $4,210 | $4,447 | $3,700 | $4,026 | $11,241 | $12,332 | $4,376 | $4,529 |
| Progressive | $2,197 | $2,095 | $1,806 | $1,907 | $8,714 | $9,781 | $2,580 | $2,723 |
| State Farm | $1,753 | $1,753 | $1,541 | $1,541 | $4,347 | $5,476 | $1,838 | $2,069 |
| USAA | $1,837 | $1,859 | $1,742 | $1,784 | $5,760 | $6,484 | $2,387 | $2,651 |
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Minimum Car Insurance in Guymon, OK
Every driver must carry the minimum car insurance in Guymon, OK. Take a look at the Oklahoma car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Guymon, OK Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Guymon, OK. Compare credit history car insurance rates in Guymon from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,318 | $3,270 | $2,888 |
| Farmers | $4,347 | $3,573 | $3,401 |
| Geico | $3,852 | $3,199 | $2,545 |
| Liberty Mutual | $8,771 | $5,347 | $4,205 |
| Progressive | $4,519 | $3,840 | $3,568 |
| State Farm | $3,527 | $2,265 | $1,827 |
| USAA | $4,582 | $2,570 | $2,038 |
Cheapest Guymon, OK Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guymon, OK to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,021 | $3,533 | $4,035 | $3,379 |
| Farmers | $3,194 | $4,083 | $3,983 | $3,834 |
| Geico | $2,351 | $3,566 | $3,899 | $2,978 |
| Liberty Mutual | $4,140 | $6,857 | $7,762 | $5,671 |
| Progressive | $3,098 | $5,747 | $3,417 | $3,640 |
| State Farm | $2,364 | $2,715 | $2,540 | $2,540 |
| USAA | $2,266 | $3,225 | $3,979 | $2,783 |
Cheapest Guymon, OK Car Insurance for Teen Drivers
Teen car insurance in Guymon, OK can be expensive. Take a look at rates from the top car insurance companies in Guymon for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,613 | $7,716 |
| Farmers | $8,136 | $8,355 |
| Geico | $6,078 | $6,489 |
| Liberty Mutual | $11,241 | $12,332 |
| Progressive | $8,714 | $9,781 |
| State Farm | $4,347 | $5,476 |
| USAA | $5,760 | $6,484 |
Cheapest Guymon, OK Car Insurance for Seniors
Take a look at Guymon, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,033 | $2,137 |
| Farmers | $2,000 | $2,103 |
| Geico | $2,260 | $2,500 |
| Liberty Mutual | $3,700 | $4,026 |
| Progressive | $1,806 | $1,907 |
| State Farm | $1,541 | $1,541 |
| USAA | $1,742 | $1,784 |
Cheapest Guymon, OK Car Insurance Rates After a DUI
A DUI in Guymon, OK increases car insurance rates. Compare Guymon, Oklahoma DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,035 |
| Farmers | $3,983 |
| Geico | $3,899 |
| Liberty Mutual | $7,762 |
| Progressive | $3,417 |
| State Farm | $2,540 |
| USAA | $3,979 |
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Cheapest Guymon, OK Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Guymon, OK by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,492 | $3,492 |
| Farmers | $3,773 | $3,773 |
| Geico | $3,136 | $3,262 |
| Liberty Mutual | $6,108 | $6,108 |
| Progressive | $3,975 | $3,975 |
| State Farm | $2,497 | $2,582 |
| USAA | $3,026 | $3,100 |
The Best Cheap Car Insurance Companies in Guymon, OK
Take a look at a side-by-side comparison of the top car insurance companies in Guymon, OK to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,492 |
| Farmers | $3,773 |
| Geico | $3,199 |
| Liberty Mutual | $6,108 |
| Progressive | $3,975 |
| State Farm | $2,540 |
| USAA | $3,063 |
Category Winners: Cheapest Car Insurance in Guymon, Oklahoma
Find the cheapest car insurance companies in Guymon, OK for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Guymon, OK Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Guymon car insurance rates. Find the cheapest Guymon, OK car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,289 | $3,479 | $3,708 |
| Farmers | $3,628 | $3,736 | $3,957 |
| Geico | $3,008 | $3,199 | $3,389 |
| Liberty Mutual | $5,806 | $6,086 | $6,431 |
| Progressive | $3,717 | $3,953 | $4,257 |
| State Farm | $2,393 | $2,519 | $2,706 |
| USAA | $2,975 | $3,057 | $3,157 |
What affects car insurance rates in Guymon, Oklahoma?
What factors can have an impact on Guymon, OK car insurance? There are several reasons why Guymon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guymon, Oklahoma.
Commute Time in Guymon
The more time you spend in your car the higher the risk of an accident. The average commute length in Guymon, OK is 13.6 minutes according to City-Data.
Compare Car Insurance Quotes in Guymon, OK
Ready to find affordable Guymon, Oklahoma car insurance today? Enter your ZIP code for fast, free Guymon, OK car insurance quotes.
Frequently Asked Questions
How much does car insurance in Guymon, OK cost on average?
Car insurance in Guymon, OK averages $311 per month.
What are the car insurance requirements in Guymon, Oklahoma?
The car insurance requirements in Guymon, OK are 25/50/25.
Do I need full coverage insurance if my car is financed?
Yes, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Guymon, OK?
To find cheap car insurance rates in Guymon, OK, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Guymon, OK?
Every car insurance company weighs these factors differently, so it’s best to compare rates to see the impact on your premiums.
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