Compare Hillsborough, NC Car Insurance Rates [2024]
Car insurance in Hillsborough, NC averages $260 a month. Hillsborough, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hillsborough car insurance rates, compare quotes from the top car insurance companies in Hillsborough, NC.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Hillsborough, NC are $3,126/year
- The cheapest car insurance company in Hillsborough for teen drivers is Liberty Mutual
- Average car insurance rates in Hillsborough, NC after a DUI are $5,884/year
If you need to buy Hillsborough, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Hillsborough, NC is right here.
You’ll find Hillsborough car insurance rates, the cheapest Hillsborough, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Hillsborough, North Carolina car insurance rates to Greensboro car insurance rates, Concord car insurance rates, and Winston-Salem car insurance rates.
Ready to find affordable Hillsborough, NC car insurance today? Enter your ZIP code for fast, free Hillsborough car insurance quotes.
Cheapest Hillsborough, NC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hillsborough, NC car insurance rates? Every Hillsborough, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,171 | $5,171 | $4,247 | $4,247 | $12,341 | $12,341 | $5,273 | $5,273 |
| Geico | $2,423 | $2,376 | $2,380 | $2,335 | $4,417 | $4,378 | $2,115 | $2,102 |
| Liberty Mutual | $1,683 | $1,683 | $1,742 | $1,742 | $2,926 | $2,926 | $1,683 | $1,683 |
| Nationwide | $2,241 | $2,241 | $2,241 | $2,241 | $3,744 | $3,744 | $2,241 | $2,241 |
| Progressive | $1,615 | $1,615 | $1,456 | $1,456 | $3,771 | $3,771 | $1,806 | $1,806 |
| State Farm | $2,285 | $2,285 | $1,976 | $1,976 | $3,362 | $3,362 | $2,824 | $2,824 |
| Travelers | $2,478 | $2,478 | $2,458 | $2,458 | $4,143 | $4,143 | $2,544 | $2,544 |
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Minimum Car Insurance in Hillsborough, NC
Every driver must carry the minimum car insurance in Hillsborough, NC. Take a look at the North Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Hillsborough, NC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Hillsborough, NC. Compare credit history car insurance rates in Hillsborough from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,155 | $5,934 | $5,185 |
| Geico | $3,055 | $2,801 | $2,591 |
| Liberty Mutual | $2,008 | $2,008 | $2,008 |
| Nationwide | $2,617 | $2,617 | $2,617 |
| Progressive | $2,459 | $2,108 | $1,919 |
| State Farm | $3,669 | $2,345 | $1,822 |
| Travelers | $3,102 | $2,823 | $2,792 |
Cheapest Hillsborough, NC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hillsborough, NC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,654 | $6,436 | $11,995 | $4,946 |
| Geico | $1,549 | $2,266 | $5,348 | $2,099 |
| Liberty Mutual | $1,193 | $1,535 | $3,771 | $1,535 |
| Nationwide | $1,534 | $1,988 | $4,958 | $1,988 |
| Progressive | $1,018 | $1,488 | $4,702 | $1,441 |
| State Farm | $1,407 | $2,014 | $5,012 | $2,014 |
| Travelers | $1,727 | $2,264 | $5,402 | $2,231 |
Cheapest Hillsborough, NC Car Insurance for Teen Drivers
Teen car insurance in Hillsborough, NC can be expensive. Take a look at rates from the top car insurance companies in Hillsborough for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,341 | $12,341 |
| Geico | $4,417 | $4,378 |
| Liberty Mutual | $2,926 | $2,926 |
| Nationwide | $3,744 | $3,744 |
| Progressive | $3,771 | $3,771 |
| State Farm | $3,362 | $3,362 |
| Travelers | $4,143 | $4,143 |
Cheapest Hillsborough, NC Car Insurance for Seniors
Take a look at Hillsborough, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,247 | $4,247 |
| Geico | $2,380 | $2,335 |
| Liberty Mutual | $1,742 | $1,742 |
| Nationwide | $2,241 | $2,241 |
| Progressive | $1,456 | $1,456 |
| State Farm | $1,976 | $1,976 |
| Travelers | $2,458 | $2,458 |
Cheapest Hillsborough, NC Car Insurance Rates After a DUI
A DUI in Hillsborough, NC increases car insurance rates. Compare Hillsborough, North Carolina DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $11,995 |
| Geico | $5,348 |
| Liberty Mutual | $3,771 |
| Nationwide | $4,958 |
| Progressive | $4,702 |
| State Farm | $5,012 |
| Travelers | $5,402 |
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Cheapest Hillsborough, NC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hillsborough, NC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,758 | $6,758 |
| Geico | $2,816 | $2,816 |
| Liberty Mutual | $2,008 | $2,008 |
| Nationwide | $2,617 | $2,617 |
| Progressive | $2,162 | $2,162 |
| State Farm | $2,596 | $2,628 |
| Travelers | $2,906 | $2,906 |
The Best Cheap Car Insurance Companies in Hillsborough, NC
Take a look at a side-by-side comparison of the top car insurance companies in Hillsborough, NC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,758 |
| Geico | $2,816 |
| Liberty Mutual | $2,008 |
| Nationwide | $2,617 |
| Progressive | $2,162 |
| State Farm | $2,612 |
| Travelers | $2,906 |
Category Winners: Cheapest Car Insurance in Hillsborough, North Carolina
Find the cheapest car insurance companies in Hillsborough, NC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
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Cheapest Hillsborough, NC Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hillsborough car insurance rates. Find the cheapest Hillsborough, NC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,536 | $6,736 | $7,002 |
| Geico | $2,698 | $2,806 | $2,944 |
| Liberty Mutual | $1,916 | $1,996 | $2,113 |
| Nationwide | $2,515 | $2,604 | $2,732 |
| Progressive | $2,057 | $2,149 | $2,281 |
| State Farm | $2,520 | $2,599 | $2,716 |
| Travelers | $2,790 | $2,891 | $3,037 |
What affects car insurance rates in Hillsborough, North Carolina?
What factors can have an impact on Hillsborough, NC car insurance? There are several reasons why Hillsborough car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hillsborough, North Carolina.
Commute Time in Hillsborough
The more time you spend in your car the higher the risk of an accident. The average commute length in Hillsborough, NC is 25.6 minutes according to City-Data.
Compare Car Insurance Quotes in Hillsborough, NC
Ready to find affordable Hillsborough, North Carolina car insurance today? Enter your ZIP code for fast, free Hillsborough, NC car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Hillsborough, NC?
The average monthly car insurance rate in Hillsborough, NC is $260.
What are the car insurance requirements in Hillsborough, NC?
The car insurance requirements in Hillsborough, NC are 30/60/25.
How can I find cheap car insurance rates in Hillsborough, NC?
Compare quotes from top car insurance companies in Hillsborough, NC for affordable rates.
How do factors like age, gender, and marital status affect car insurance rates in Hillsborough, NC?
Different car insurance companies consider these factors differently, so compare rates to see how they impact your costs.
How does credit score and driving record affect car insurance rates in Hillsborough, NC?
Your credit score and driving record can influence car insurance costs. Compare rates for different credit scores and driving records to find affordable options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.