Compare Hobart, IN Car Insurance Rates [2024]
Car insurance in Hobart, IN averages $310 a month. Hobart, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hobart car insurance rates, compare quotes from the top car insurance companies in Hobart, IN.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Hobart for teen drivers is USAA
- Average car insurance rates in Hobart, IN are $3,724/year
- The cheapest ZIP code in Hobart is 46342
If you need to buy Hobart, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hobart, IN is right here.
You’ll find Hobart car insurance rates, the cheapest Hobart, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Hobart, Indiana car insurance rates to Bloomington car insurance rates, Fort Wayne car insurance rates, and Indianapolis car insurance rates.
Ready to find affordable Hobart, IN car insurance today? Enter your ZIP code for fast, free Hobart car insurance quotes.
Cheapest Hobart, IN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hobart, IN car insurance rates? Every Hobart, Indiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,468 | $2,520 | $2,180 | $2,386 | $7,770 | $9,843 | $2,486 | $2,696 |
| American Family | $2,674 | $2,674 | $2,409 | $2,409 | $7,485 | $10,799 | $2,674 | $3,274 |
| Farmers | $1,959 | $1,929 | $1,676 | $1,889 | $10,726 | $11,462 | $2,590 | $2,789 |
| Geico | $1,828 | $1,824 | $1,725 | $1,804 | $5,458 | $5,044 | $2,097 | $1,831 |
| Liberty Mutual | $4,381 | $4,381 | $4,028 | $4,028 | $9,573 | $14,447 | $4,381 | $6,001 |
| Nationwide | $1,621 | $1,658 | $1,425 | $1,521 | $4,652 | $6,039 | $1,895 | $2,072 |
| Progressive | $1,829 | $1,726 | $1,661 | $1,670 | $10,916 | $12,287 | $2,295 | $2,333 |
| State Farm | $1,659 | $1,659 | $1,494 | $1,494 | $5,148 | $6,591 | $1,844 | $2,040 |
| Travelers | $1,373 | $1,402 | $1,265 | $1,275 | $8,371 | $13,434 | $1,439 | $1,692 |
| USAA | $1,229 | $1,208 | $1,151 | $1,154 | $3,484 | $3,874 | $1,662 | $1,769 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Minimum Car Insurance in Hobart, IN
Every driver must carry the minimum car insurance in Hobart, IN. Take a look at the Indiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Hobart, IN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Hobart, IN. Compare credit history car insurance rates in Hobart from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,008 | $3,730 | $3,393 |
| American Family | $5,891 | $3,816 | $3,192 |
| Farmers | $5,107 | $4,165 | $3,861 |
| Geico | $3,254 | $2,701 | $2,149 |
| Liberty Mutual | $8,522 | $5,551 | $5,134 |
| Nationwide | $2,972 | $2,511 | $2,348 |
| Progressive | $4,777 | $4,240 | $4,002 |
| State Farm | $3,987 | $2,384 | $1,851 |
| Travelers | $4,211 | $3,567 | $3,566 |
| USAA | $2,602 | $1,733 | $1,490 |
Cheapest Hobart, IN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hobart, IN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,218 | $4,749 | $4,376 | $3,831 |
| American Family | $2,969 | $4,705 | $5,988 | $3,537 |
| Farmers | $3,922 | $4,555 | $4,706 | $4,327 |
| Geico | $1,757 | $2,789 | $3,818 | $2,442 |
| Liberty Mutual | $4,990 | $5,887 | $9,232 | $5,500 |
| Nationwide | $2,248 | $2,891 | $2,773 | $2,529 |
| Progressive | $3,231 | $5,745 | $3,863 | $4,519 |
| State Farm | $2,674 | $2,943 | $2,674 | $2,674 |
| Travelers | $3,217 | $3,963 | $4,492 | $3,454 |
| USAA | $1,462 | $2,092 | $2,398 | $1,814 |
Cheapest Hobart, IN Car Insurance for Teen Drivers
Teen car insurance in Hobart, IN can be expensive. Take a look at rates from the top car insurance companies in Hobart for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,770 | $9,843 |
| American Family | $7,485 | $10,799 |
| Farmers | $10,726 | $11,462 |
| Geico | $5,458 | $5,044 |
| Liberty Mutual | $9,573 | $14,447 |
| Nationwide | $4,652 | $6,039 |
| Progressive | $10,916 | $12,287 |
| State Farm | $5,148 | $6,591 |
| Travelers | $8,371 | $13,434 |
| USAA | $3,484 | $3,874 |
Cheapest Hobart, IN Car Insurance for Seniors
Take a look at Hobart, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,180 | $2,386 |
| American Family | $2,409 | $2,409 |
| Farmers | $1,676 | $1,889 |
| Geico | $1,725 | $1,804 |
| Liberty Mutual | $4,028 | $4,028 |
| Nationwide | $1,425 | $1,521 |
| Progressive | $1,661 | $1,670 |
| State Farm | $1,494 | $1,494 |
| Travelers | $1,265 | $1,275 |
| USAA | $1,151 | $1,154 |
Cheapest Hobart, IN Car Insurance Rates After a DUI
A DUI in Hobart, IN increases car insurance rates. Compare Hobart, Indiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,376 |
| American Family | $5,988 |
| Farmers | $4,706 |
| Geico | $3,818 |
| Liberty Mutual | $9,232 |
| Nationwide | $2,773 |
| Progressive | $3,863 |
| State Farm | $2,674 |
| Travelers | $4,492 |
| USAA | $2,398 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Cheapest Hobart, IN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hobart, IN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,044 | $4,044 |
| American Family | $4,248 | $4,352 |
| Farmers | $4,378 | $4,378 |
| Geico | $2,654 | $2,749 |
| Liberty Mutual | $6,232 | $6,572 |
| Nationwide | $2,610 | $2,610 |
| Progressive | $4,340 | $4,340 |
| State Farm | $2,663 | $2,819 |
| Travelers | $3,781 | $3,781 |
| USAA | $1,916 | $1,967 |
Cheapest Hobart, IN Car Insurance Rates by ZIP Code
Hobart car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hobart, IN.
| ZIP Code | Average Annual Rates |
|---|---|
| 46342 | $3,550 |
| 46410 | $3,720 |
The Best Cheap Car Insurance Companies in Hobart, IN
Take a look at a side-by-side comparison of the top car insurance companies in Hobart, IN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,044 |
| American Family | $4,300 |
| Farmers | $4,378 |
| Geico | $2,701 |
| Liberty Mutual | $6,402 |
| Nationwide | $2,610 |
| Progressive | $4,340 |
| State Farm | $2,741 |
| Travelers | $3,781 |
| USAA | $1,942 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Category Winners: Cheapest Car Insurance in Hobart, Indiana
Find the cheapest car insurance companies in Hobart, IN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Hobart, IN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hobart car insurance rates. Find the cheapest Hobart, IN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,822 | $4,024 | $4,285 |
| American Family | $4,250 | $4,440 | $4,209 |
| Farmers | $4,199 | $4,367 | $4,566 |
| Geico | $2,510 | $2,695 | $2,899 |
| Liberty Mutual | $6,184 | $6,383 | $6,639 |
| Nationwide | $2,635 | $2,588 | $2,607 |
| Progressive | $4,056 | $4,260 | $4,703 |
| State Farm | $2,589 | $2,741 | $2,893 |
| Travelers | $3,689 | $3,817 | $3,838 |
| USAA | $1,860 | $1,936 | $2,028 |
What affects car insurance rates in Hobart, Indiana?
What factors can have an impact on Hobart, IN car insurance? There are several reasons why Hobart car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hobart, Indiana.
Car Theft in Hobart
High levels of vehicle theft can make car insurance more expensive. Hobart, IN car theft statistics from the FBI indicate 41 vehicle thefts a year.
Commute Time in Hobart
The more time you spend in your car the higher the risk of an accident. The average commute length in Hobart, IN is 26.7 minutes according to City-Data.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Compare Car Insurance Quotes in Hobart, IN
Ready to find affordable Hobart, Indiana car insurance today? Enter your ZIP code for fast, free Hobart, IN car insurance quotes.
Frequently Asked Questions
Do car insurance rates vary by ZIP code in Hobart, IN?
Yes, car insurance rates can vary by ZIP code in Hobart, IN due to factors like crime rates and population density.
How does a DUI affect car insurance rates in Hobart, IN?
A DUI can significantly increase car insurance rates in Hobart, IN. Compare quotes to find the cheapest option.
Are there special car insurance rates for senior drivers in Hobart, IN?
Some car insurance companies offer special rates for senior drivers in Hobart, IN. Shop around to find the best rates.
What is the minimum car insurance required in Hobart, IN?
The minimum car insurance required in Hobart, IN is 25/50/25 coverage.
Does driving record impact car insurance rates in Hobart, IN?
Yes, driving record can significantly impact car insurance rates in Hobart, IN. Compare rates for clean and bad driving records to see the difference.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.