Compare Knoxville, TN Car Insurance Rates [2023]
Car insurance in Knoxville, TN averages $309 a month. Knoxville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Knoxville car insurance rates, compare quotes from the top car insurance companies in Knoxville, TN.
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Written by
Laura Berry |
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Reviewed by
Joel Ohman
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UPDATED: Jun 22, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Knoxville for teen drivers is Travelers
- Average car insurance rates in Knoxville, TN after a DUI are $4,327/year
- The cheapest ZIP code in Knoxville is 37920
If you need to buy Knoxville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Knoxville, TN is right here.
You’ll find Knoxville car insurance rates, the cheapest Knoxville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Knoxville, Tennessee car insurance rates to Murfreesboro car insurance rates, Clarksville car insurance rates, and Knoxville car insurance rates.
Ready to find affordable Knoxville, TN car insurance today? Enter your ZIP code for fast, free Knoxville car insurance quotes.
Cheapest Knoxville, TN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Knoxville, TN car insurance rates? Every Knoxville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,759 | $2,644 | $2,489 | $2,583 | $10,546 | $11,492 | $2,929 | $3,024 |
| Farmers | $1,674 | $1,704 | $1,493 | $1,643 | $7,038 | $7,506 | $2,285 | $2,430 |
| Geico | $2,043 | $2,055 | $1,874 | $1,874 | $6,465 | $6,554 | $2,091 | $2,159 |
| Liberty Mutual | $3,725 | $129 | $3,051 | $3,405 | $15,770 | $17,518 | $4,004 | $4,269 |
| Nationwide | $2,239 | $2,254 | $2,008 | $2,036 | $6,253 | $8,044 | $2,579 | $2,792 |
| Progressive | $1,912 | $1,794 | $1,563 | $1,634 | $8,786 | $9,880 | $2,305 | $2,513 |
| State Farm | $1,624 | $1,624 | $1,477 | $1,477 | $5,147 | $6,423 | $1,840 | $2,145 |
| Travelers | $1,812 | $1,909 | $1,644 | $1,751 | $5,059 | $6,274 | $1,931 | $2,033 |
| USAA | $1,579 | $1,602 | $1,430 | $1,425 | $5,732 | $6,579 | $2,067 | $2,190 |
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Minimum Car Insurance in Knoxville, TN
Every driver must carry the minimum car insurance in Knoxville, TN. Take a look at the Tennessee car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Knoxville, TN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Knoxville, TN. Compare credit history car insurance rates in Knoxville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,131 | $4,703 | $3,591 |
| Farmers | $3,810 | $3,008 | $2,847 |
| Geico | $3,557 | $3,053 | $2,809 |
| Liberty Mutual | $9,283 | $5,708 | $4,460 |
| Nationwide | $4,226 | $3,364 | $2,987 |
| Progressive | $4,257 | $3,687 | $3,452 |
| State Farm | $3,950 | $2,369 | $1,840 |
| Travelers | $3,566 | $2,797 | $2,042 |
| USAA | $4,084 | $2,405 | $1,987 |
Cheapest Knoxville, TN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Knoxville, TN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,016 | $4,796 | $5,816 | $4,605 |
| Farmers | $2,761 | $3,402 | $3,473 | $3,251 |
| Geico | $2,300 | $3,060 | $4,897 | $2,300 |
| Liberty Mutual | $5,246 | $7,591 | $7,057 | $6,042 |
| Nationwide | $3,052 | $3,052 | $4,577 | $3,421 |
| Progressive | $3,344 | $4,354 | $3,561 | $3,936 |
| State Farm | $2,468 | $2,972 | $2,720 | $2,720 |
| Travelers | $2,272 | $2,918 | $3,223 | $2,793 |
| USAA | $2,051 | $3,086 | $3,618 | $2,547 |
Cheapest Knoxville, TN Car Insurance for Teen Drivers
Teen car insurance in Knoxville, TN can be expensive. Take a look at rates from the top car insurance companies in Knoxville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,546 | $11,492 |
| Farmers | $7,038 | $7,506 |
| Geico | $6,465 | $6,554 |
| Liberty Mutual | $15,770 | $17,518 |
| Nationwide | $6,253 | $8,044 |
| Progressive | $8,786 | $9,880 |
| State Farm | $5,147 | $6,423 |
| Travelers | $5,059 | $6,274 |
| USAA | $5,732 | $6,579 |
Cheapest Knoxville, TN Car Insurance for Seniors
Take a look at Knoxville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,489 | $2,583 |
| Farmers | $1,493 | $1,643 |
| Geico | $1,874 | $1,874 |
| Liberty Mutual | $3,051 | $3,405 |
| Nationwide | $2,008 | $2,036 |
| Progressive | $1,563 | $1,634 |
| State Farm | $1,477 | $1,477 |
| Travelers | $1,644 | $1,751 |
| USAA | $1,430 | $1,425 |
Cheapest Knoxville, TN Car Insurance Rates After a DUI
A DUI in Knoxville, TN increases car insurance rates. Compare Knoxville, Tennessee DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,816 |
| Farmers | $3,473 |
| Geico | $4,897 |
| Liberty Mutual | $7,057 |
| Nationwide | $4,577 |
| Progressive | $3,561 |
| State Farm | $2,720 |
| Travelers | $3,223 |
| USAA | $3,618 |
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Cheapest Knoxville, TN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Knoxville, TN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,808 | $4,808 |
| Farmers | $3,222 | $3,222 |
| Geico | $3,116 | $3,163 |
| Liberty Mutual | $6,484 | $6,484 |
| Nationwide | $3,526 | $3,526 |
| Progressive | $3,798 | $3,798 |
| State Farm | $2,654 | $2,785 |
| Travelers | $2,691 | $2,912 |
| USAA | $2,747 | $2,904 |
Cheapest Knoxville, TN Car Insurance Rates by ZIP Code
Knoxville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Knoxville, TN.
| ZIP Code | Average Annual Rates |
|---|---|
| 37902 | $3,806 |
| 37909 | $3,801 |
| 37912 | $3,770 |
| 37914 | $3,668 |
| 37915 | $3,826 |
| 37916 | $3,803 |
| 37917 | $3,814 |
| 37918 | $3,793 |
| 37919 | $3,782 |
| 37920 | $3,653 |
| 37921 | $3,789 |
| 37922 | $3,773 |
| 37923 | $3,807 |
| 37924 | $3,738 |
| 37929 | $3,750 |
| 37931 | $3,730 |
| 37932 | $3,787 |
| 37934 | $3,723 |
| 37938 | $3,806 |
| 37996 | $3,786 |
| 37998 | $3,755 |
The Best Cheap Car Insurance Companies in Knoxville, TN
Take a look at a side-by-side comparison of the top car insurance companies in Knoxville, TN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,808 |
| Farmers | $3,222 |
| Geico | $3,139 |
| Liberty Mutual | $6,484 |
| Nationwide | $3,526 |
| Progressive | $3,799 |
| State Farm | $2,720 |
| Travelers | $2,802 |
| USAA | $2,825 |
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Category Winners: Cheapest Car Insurance in Knoxville, Tennessee
Find the cheapest car insurance companies in Knoxville, TN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Cheapest Knoxville, TN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Knoxville car insurance rates. Find the cheapest Knoxville, TN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,630 | $4,797 | $4,998 |
| Farmers | $3,058 | $3,211 | $3,395 |
| Geico | $2,972 | $3,133 | $3,313 |
| Liberty Mutual | $6,223 | $6,485 | $6,743 |
| Nationwide | $3,549 | $3,452 | $3,577 |
| Progressive | $3,543 | $3,802 | $4,050 |
| State Farm | $2,553 | $2,734 | $2,872 |
| Travelers | $2,635 | $2,800 | $2,970 |
| USAA | $2,730 | $2,815 | $2,932 |
What affects car insurance rates in Knoxville, Tennessee?
What factors can have an impact on Knoxville, TN car insurance? There are several reasons why Knoxville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Knoxville, Tennessee.
Commute Time in Knoxville
The more time you spend in your car the higher the risk of an accident. The average commute length in Knoxville, TN is 20.5 minutes according to City-Data.
Traffic in Knoxville
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Knoxville, TN traffic data from INRIX ranks Knoxville as the 796th-most congested in the world.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Compare Car Insurance Quotes in Knoxville, TN
Ready to find affordable Knoxville, Tennessee car insurance today? Enter your ZIP code for fast, free Knoxville, TN car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Laura Berry |
|
Reviewed by
Joel Ohman
|