Compare Leesville, LA Car Insurance Rates [2024]
Car insurance in Leesville, LA averages $367 a month. Leesville, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Leesville car insurance rates, compare quotes from the top car insurance companies in Leesville, LA.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Leesville is USAA
- The cheapest car insurance company in Leesville for teen drivers is USAA
- Average car insurance rates in Leesville, LA after a DUI are $5,027/year
If you need to buy Leesville, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Leesville, LA is right here.
You’ll find Leesville car insurance rates, the cheapest Leesville, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Leesville, Louisiana car insurance rates to Shreveport car insurance rates, Houma car insurance rates, and Alexandria car insurance rates.
Ready to find affordable Leesville, LA car insurance today? Enter your ZIP code for fast, free Leesville car insurance quotes.
Cheapest Leesville, LA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Leesville, LA car insurance rates? Every Leesville, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.
Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
---|---|---|---|---|---|---|---|---|
Allstate | $3,961 | $3,961 | $4,083 | $4,083 | $8,602 | $10,840 | $4,370 | $4,735 |
Geico | $2,414 | $2,774 | $2,833 | $3,429 | $9,057 | $9,628 | $2,353 | $2,313 |
Progressive | $2,821 | $2,639 | $2,365 | $2,537 | $11,475 | $12,769 | $3,250 | $3,366 |
State Farm | $2,475 | $2,475 | $2,260 | $2,260 | $7,311 | $9,169 | $2,762 | $3,117 |
USAA | $1,851 | $1,822 | $1,792 | $1,782 | $5,439 | $6,405 | $2,272 | $2,488 |
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Minimum Car Insurance in Leesville, LA
Every driver must carry the minimum car insurance in Leesville, LA. Take a look at the Louisiana car insurance requirements.
Liability Insurance Required | Minimum Coverage Limits Required |
---|---|
Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
Property Damage Liability Coverage | $25,000 minimum |
Cheapest Leesville, LA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Leesville, LA. Compare credit history car insurance rates in Leesville from top companies for good, fair, and poor credit.
Insurance Company | Poor | Fair | Good |
---|---|---|---|
Allstate | $7,317 | $5,029 | $4,391 |
Geico | $5,170 | $4,490 | $3,391 |
Progressive | $5,818 | $4,992 | $4,648 |
State Farm | $5,531 | $3,547 | $2,858 |
USAA | $4,118 | $2,629 | $2,197 |
Cheapest Leesville, LA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Leesville, LA to rates for a clean record with top companies.
Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
---|---|---|---|---|
Allstate | $4,428 | $6,710 | $5,990 | $5,189 |
Geico | $2,963 | $4,788 | $5,850 | $3,799 |
Progressive | $4,292 | $5,773 | $5,527 | $5,019 |
State Farm | $3,650 | $4,307 | $3,979 | $3,979 |
USAA | $2,281 | $3,139 | $3,790 | $2,714 |
Cheapest Leesville, LA Car Insurance for Teen Drivers
Teen car insurance in Leesville, LA can be expensive. Take a look at rates from the top car insurance companies in Leesville for teenagers.
Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
---|---|---|
Allstate | $8,602 | $10,840 |
Geico | $9,057 | $9,628 |
Progressive | $11,475 | $12,769 |
State Farm | $7,311 | $9,169 |
USAA | $5,439 | $6,405 |
Cheapest Leesville, LA Car Insurance for Seniors
Take a look at Leesville, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
---|---|---|
Allstate | $4,083 | $4,083 |
Geico | $2,833 | $3,429 |
Progressive | $2,365 | $2,537 |
State Farm | $2,260 | $2,260 |
USAA | $1,792 | $1,782 |
Cheapest Leesville, LA Car Insurance Rates After a DUI
A DUI in Leesville, LA increases car insurance rates. Compare Leesville, Louisiana DUI car insurance by company to find the cheapest option.
Insurance Company | Annual Car Insurance Rates With a DUI |
---|---|
Allstate | $5,990 |
Geico | $5,850 |
Progressive | $5,527 |
State Farm | $3,979 |
USAA | $3,790 |
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Cheapest Leesville, LA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Leesville, LA by commute? Take a look at a comparison of the top companies by commute length.
Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
---|---|---|
Allstate | $5,579 | $5,579 |
Geico | $4,268 | $4,433 |
Progressive | $5,153 | $5,153 |
State Farm | $3,878 | $4,079 |
USAA | $2,893 | $3,070 |
The Best Cheap Car Insurance Companies in Leesville, LA
Take a look at a side-by-side comparison of the top car insurance companies in Leesville, LA to find the best option for your needs.
Insurance Company | Average Annual Rates |
---|---|
Allstate | $5,579 |
Geico | $4,350 |
Progressive | $5,153 |
State Farm | $3,979 |
USAA | $2,981 |
Category Winners: Cheapest Car Insurance in Leesville, Louisiana
Find the cheapest car insurance companies in Leesville, LA for each category right here.
Category | Insurance Company |
---|---|
Teenagers | USAA |
Seniors | USAA |
Clean Record | USAA |
With 1 Accident | USAA |
With 1 DUI | USAA |
With 1 Speeding Violation | USAA |
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Cheapest Leesville, LA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Leesville car insurance rates. Find the cheapest Leesville, LA car insurance rates by coverage level.
Insurance Company | Low | Medium | High |
---|---|---|---|
Allstate | $4,832 | $5,681 | $6,225 |
Geico | $3,711 | $4,366 | $4,973 |
Progressive | $4,433 | $5,116 | $5,908 |
State Farm | $3,498 | $3,970 | $4,468 |
USAA | $2,657 | $3,019 | $3,268 |
What affects car insurance rates in Leesville, Louisiana?
What factors can have an impact on Leesville, LA car insurance? There are several reasons why Leesville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Leesville, Louisiana.
Car Theft in Leesville
High levels of vehicle theft can make car insurance more expensive. Leesville, LA car theft statistics from the FBI indicate 11 vehicle thefts a year.
Commute Time in Leesville
The more time you spend in your car the higher the risk of an accident. The average commute length in Leesville, LA is 17.9 minutes according to City-Data.
Compare Car Insurance Quotes in Leesville, LA
Ready to find affordable Leesville, Louisiana car insurance today? Enter your ZIP code for fast, free Leesville, LA car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance rates in Leesville, LA?
Comparing car insurance rates in Leesville, LA is relatively easy. You can start by gathering quotes from different insurance providers. You can either visit individual insurance company websites or use online insurance comparison tools that allow you to receive multiple quotes at once by providing your information. Remember to compare the coverage options and policy features along with the rates to ensure you are making an informed decision.
What factors affect car insurance rates in Leesville, LA?
Several factors can influence car insurance rates in Leesville, LA. These factors include:
- Your driving record: Drivers with a history of accidents or traffic violations may face higher premiums.
- Vehicle type: The make, model, age, and safety features of your car can impact insurance rates.
- Coverage options: The level of coverage you choose, such as liability-only or comprehensive coverage, will affect your rates.
- Deductible amount: Higher deductibles can result in lower premiums, but it means you’ll pay more out of pocket in case of an accident.
- Location: Where you live in Leesville, LA can impact insurance rates due to factors like crime rate and accident frequency in the area.
- Age and gender: Younger drivers and male drivers, statistically considered higher risk, may face higher premiums.
- Credit history: In some states, including Louisiana, insurers may consider credit scores when determining premiums.
Are there any discounts available to lower car insurance rates in Leesville, LA?
Yes, several discounts may be available to help lower your car insurance rates in Leesville, LA. These discounts can vary among insurance providers, but common ones include:
- Multi-policy discount: If you bundle your car insurance with other policies, such as home or renters insurance, you may qualify for a discount.
- Good driver discount: Insurance companies often reward safe driving records with lower premiums.
- Safe vehicle discount: If your car has safety features like anti-lock brakes, airbags, or an anti-theft system, you may be eligible for a discount.
- Good student discount: Full-time students with good grades can often receive discounts on their car insurance.
- Low mileage discount: If you don’t drive much, some insurers offer lower rates based on your annual mileage.
- Defensive driving course discount: Completing a state-approved defensive driving course may make you eligible for a discount.
Is it necessary to have car insurance in Leesville, LA?
Yes, it is necessary to have car insurance in Leesville, LA. Louisiana state law requires all drivers to carry liability insurance that meets the state’s minimum coverage requirements. The minimum liability coverage in Louisiana is 15/30/25, which means $15,000 bodily injury liability per person, $30,000 bodily injury liability per accident, and $25,000 property damage liability per accident. Failing to have the required insurance coverage can result in penalties, fines, and potential suspension of your driving privileges.
How can I lower my car insurance rates in Leesville, LA?
To potentially lower your car insurance rates in Leesville, LA, you can consider the following:
- Shop around: Compare quotes from multiple insurance providers to find the best rate.
- Maintain a good driving record: Avoid accidents and traffic violations to maintain a clean driving record.
- Increase your deductible: Choosing a higher deductible can lower your premiums, but be prepared to pay more out of pocket if you have an accident.
- Take advantage of discounts: Inquire with your insurance provider about available discounts and see if you qualify for any.
- Consider bundling policies: If you have multiple insurance needs, bundling them with the same insurer may result in discounted rates.
- Drive a safe vehicle: Cars with safety features and good crash test ratings may lead to lower insurance premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.