Compare Lufkin, TX Car Insurance Rates (2022)

Car insurance in Lufkin, TX averages $317 a month. Lufkin, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lufkin car insurance rates, compare quotes from the top car insurance companies in Lufkin, TX.

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UPDATED: Jun 22, 2022

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest car insurance company in Lufkin for teen drivers is USAA
  • The cheapest car insurance company in Lufkin is USAA
  • Average car insurance rates in Lufkin, TX after a DUI are $4,350/year

If you need to buy Lufkin, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Lufkin, TX is right here.

You’ll find Lufkin car insurance rates, the cheapest Lufkin, TX car insurance companies, and information on Texas car insurance laws. You can also compare Lufkin, Texas car insurance rates to Plano car insurance rates, Houston car insurance rates, and Laredo car insurance rates.

Ready to find affordable Lufkin, TX car insurance today? Enter your ZIP code for fast, free Lufkin car insurance quotes.

Cheapest Lufkin, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lufkin, TX car insurance rates? Every Lufkin, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lufkin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,623 $3,543 $3,543 $9,455 $11,421 $4,441 $4,631
American Family $2,303 $2,563 $2,173 $2,485 $6,138 $8,014 $3,307 $3,765
GEICO $2,409 $2,598 $2,321 $2,620 $5,244 $5,489 $2,606 $2,615
Nationwide $2,366 $2,405 $2,092 $2,213 $6,714 $8,614 $2,780 $3,006
Progressive $2,507 $2,349 $2,230 $2,274 $10,489 $11,664 $2,932 $2,935
State Farm $2,100 $2,100 $1,870 $1,870 $5,074 $6,477 $2,286 $2,358
USAA $1,641 $1,647 $1,569 $1,552 $4,674 $5,082 $2,186 $2,337

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Minimum Car Insurance in Lufkin, TX

Every driver must carry the minimum car insurance in Lufkin, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Lufkin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lufkin, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lufkin, TX. Compare credit history car insurance rates in Lufkin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lufkin, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,152 $4,409
American Family $5,265 $3,337 $2,929
GEICO $4,996 $2,829 $1,888
Nationwide $4,528 $3,636 $3,158
Progressive $5,263 $4,545 $4,209
State Farm $4,274 $2,659 $2,118
USAA $3,796 $2,195 $1,766

Cheapest Lufkin, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lufkin, TX to rates for a clean record with top companies.

Annual Lufkin, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,301 $6,618 $6,903 $4,301
American Family $3,514 $4,439 $3,908 $3,514
GEICO $2,750 $3,629 $3,035 $3,538
Nationwide $3,275 $3,275 $4,847 $3,698
Progressive $4,072 $5,283 $4,759 $4,576
State Farm $2,677 $3,076 $3,638 $2,677
USAA $1,924 $2,849 $3,362 $2,209

Cheapest Lufkin, TX Car Insurance for Teen Drivers

Teen car insurance in Lufkin, TX can be expensive. Take a look at rates from the top car insurance companies in Lufkin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lufkin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,455 $11,421
American Family $6,138 $8,014
GEICO $5,244 $5,489
Nationwide $6,714 $8,614
Progressive $10,489 $11,664
State Farm $5,074 $6,477
USAA $4,674 $5,082

Cheapest Lufkin, TX Car Insurance for Seniors

Take a look at Lufkin, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lufkin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,173 $2,485
GEICO $2,321 $2,620
Nationwide $2,092 $2,213
Progressive $2,230 $2,274
State Farm $1,870 $1,870
USAA $1,569 $1,552

Cheapest Lufkin, TX Car Insurance Rates After a DUI

A DUI in Lufkin, TX increases car insurance rates. Compare Lufkin, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lufkin, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,903
American Family $3,908
GEICO $3,035
Nationwide $4,847
Progressive $4,759
State Farm $3,638
USAA $3,362

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Cheapest Lufkin, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lufkin, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lufkin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,398 $5,663
American Family $3,844 $3,844
GEICO $3,177 $3,298
Nationwide $3,774 $3,774
Progressive $4,672 $4,672
State Farm $3,017 $3,017
USAA $2,553 $2,618

Cheapest Lufkin, TX Car Insurance Rates by ZIP Code

Lufkin car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lufkin, TX.

Annual Car Insurance Rates by ZIP Code in Lufkin, Texas

ZIP Code Average Annual Rates
75901 $5,678
75904 $5,715

The Best Cheap Car Insurance Companies in Lufkin, TX

Take a look at a side-by-side comparison of the top car insurance companies in Lufkin, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lufkin, Texas

Insurance Company Average Annual Rates
Allstate $5,531
American Family $3,844
GEICO $3,238
Nationwide $3,774
Progressive $4,672
State Farm $3,017
USAA $2,586

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Category Winners: Cheapest Car Insurance in Lufkin, Texas

Find the cheapest car insurance companies in Lufkin, TX for each category right here.

Best Annual Car Insurance Rates by Company in Lufkin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Lufkin, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lufkin car insurance rates. Find the cheapest Lufkin, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lufkin, Texas

Insurance Company Low Medium High
Allstate $5,407 $5,484 $5,700
American Family $3,563 $3,700 $4,268
GEICO $3,077 $3,198 $3,439
Nationwide $4,056 $3,611 $3,655
Progressive $4,380 $4,641 $4,997
State Farm $2,863 $3,006 $3,182
USAA $2,498 $2,575 $2,685

What affects car insurance rates in Lufkin, Texas?

What factors can have an impact on Lufkin, TX car insurance? There are several reasons why Lufkin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lufkin, Texas.

Car Theft in Lufkin

High levels of vehicle theft can make car insurance more expensive. Lufkin, TX car theft statistics from the FBI indicate 76 vehicle thefts a year.

Commute Time in Lufkin

The more time you spend in your car the higher the risk of an accident. The average commute length in Lufkin, TX is 15.9 minutes according to City-Data.

Traffic in Lufkin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lufkin, TX traffic data from INRIX ranks Lufkin as the 904th-most congested in the world.

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Compare Car Insurance Quotes in Lufkin, TX

Ready to find affordable Lufkin, Texas car insurance today? Enter your ZIP code for fast, free Lufkin, TX car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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