Best Trenton, TX Car Insurance in 2025
Car insurance in Trenton, TX averages $296 a month. Trenton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Trenton car insurance rates, compare quotes from the top car insurance companies in Trenton, TX.
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Table of Contents
Table of Contents
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Michelle Robbins
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Michael Leotta
Updated December 2025
- The cheapest car insurance company in Trenton is USAA
- Average car insurance rates in Trenton, TX after a DUI are $4,050/year
- The cheapest car insurance company in Trenton for teen drivers is USAA
If you need to buy Trenton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Trenton, TX is right here.
You’ll find Trenton car insurance rates, the cheapest Trenton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Trenton, Texas car insurance rates to Laredo car insurance rates, Arlington car insurance rates, and Fort Worth car insurance rates.
Ready to find affordable Trenton, TX car insurance today? Enter your ZIP code for fast, free Trenton car insurance quotes.
Cheapest Trenton, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Trenton, TX car insurance rates? Every Trenton, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,446 | $3,470 | $3,399 | $3,399 | $9,199 | $11,088 | $4,259 | $4,427 |
| American Family | $2,318 | $2,568 | $2,152 | $2,452 | $5,930 | $7,757 | $3,281 | $3,732 |
| Geico | $2,356 | $2,533 | $2,278 | $2,547 | $5,070 | $5,342 | $2,539 | $2,558 |
| Nationwide | $2,122 | $2,157 | $1,880 | $1,987 | $5,952 | $7,624 | $2,486 | $2,685 |
| Progressive | $2,257 | $2,143 | $2,011 | $2,050 | $9,421 | $10,497 | $2,669 | $2,705 |
| State Farm | $1,948 | $1,948 | $1,732 | $1,732 | $4,639 | $5,909 | $2,116 | $2,184 |
| USAA | $1,441 | $1,449 | $1,377 | $1,365 | $4,045 | $4,403 | $1,917 | $2,054 |
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Minimum Car Insurance in Trenton, TX
Every driver must carry the minimum car insurance in Trenton, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Trenton, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Trenton, TX. Compare credit history car insurance rates in Trenton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,775 | $4,971 | $4,261 |
| American Family | $5,205 | $3,260 | $2,856 |
| Geico | $4,862 | $2,756 | $1,841 |
| Nationwide | $4,029 | $3,240 | $2,816 |
| Progressive | $4,747 | $4,105 | $3,806 |
| State Farm | $3,932 | $2,447 | $1,949 |
| USAA | $3,312 | $1,915 | $1,542 |
Cheapest Trenton, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trenton, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,115 | $6,417 | $6,696 | $4,115 |
| American Family | $3,453 | $4,354 | $3,834 | $3,453 |
| Geico | $2,679 | $3,534 | $2,957 | $3,440 |
| Nationwide | $2,923 | $2,923 | $4,306 | $3,295 |
| Progressive | $3,682 | $4,756 | $4,296 | $4,143 |
| State Farm | $2,470 | $2,828 | $3,335 | $2,470 |
| USAA | $1,684 | $2,482 | $2,928 | $1,932 |
Cheapest Trenton, TX Car Insurance for Teen Drivers
Teen car insurance in Trenton, TX can be expensive. Take a look at rates from the top car insurance companies in Trenton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,199 | $11,088 |
| American Family | $5,930 | $7,757 |
| Geico | $5,070 | $5,342 |
| Nationwide | $5,952 | $7,624 |
| Progressive | $9,421 | $10,497 |
| State Farm | $4,639 | $5,909 |
| USAA | $4,045 | $4,403 |
Cheapest Trenton, TX Car Insurance for Seniors
Take a look at Trenton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,399 | $3,399 |
| American Family | $2,152 | $2,452 |
| Geico | $2,278 | $2,547 |
| Nationwide | $1,880 | $1,987 |
| Progressive | $2,011 | $2,050 |
| State Farm | $1,732 | $1,732 |
| USAA | $1,377 | $1,365 |
Cheapest Trenton, TX Car Insurance Rates After a DUI
A DUI in Trenton, TX increases car insurance rates. Compare Trenton, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,696 |
| American Family | $3,834 |
| Geico | $2,957 |
| Nationwide | $4,306 |
| Progressive | $4,296 |
| State Farm | $3,335 |
| USAA | $2,928 |
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Cheapest Trenton, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Trenton, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,202 | $5,469 |
| American Family | $3,774 | $3,774 |
| Geico | $3,096 | $3,209 |
| Nationwide | $3,362 | $3,362 |
| Progressive | $4,219 | $4,219 |
| State Farm | $2,776 | $2,776 |
| USAA | $2,228 | $2,285 |
The Best Cheap Car Insurance Companies in Trenton, TX
Take a look at a side-by-side comparison of the top car insurance companies in Trenton, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,336 |
| American Family | $3,774 |
| Geico | $3,153 |
| Nationwide | $3,362 |
| Progressive | $4,219 |
| State Farm | $2,776 |
| USAA | $2,256 |
Category Winners: Cheapest Car Insurance in Trenton, Texas
Find the cheapest car insurance companies in Trenton, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Trenton, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Trenton car insurance rates. Find the cheapest Trenton, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,215 | $5,291 | $5,502 |
| American Family | $3,513 | $3,637 | $4,172 |
| Geico | $3,011 | $3,119 | $3,328 |
| Nationwide | $3,620 | $3,219 | $3,246 |
| Progressive | $4,019 | $4,199 | $4,440 |
| State Farm | $2,638 | $2,768 | $2,922 |
| USAA | $2,182 | $2,247 | $2,340 |
What affects car insurance rates in Trenton, Texas?
What factors can have an impact on Trenton, TX car insurance? There are several reasons why Trenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trenton, Texas.
Commute Time in Trenton
The more time you spend in your car the higher the risk of an accident. The average commute length in Trenton, TX is 27.6 minutes according to City-Data.
Compare Car Insurance Quotes in Trenton, TX
Ready to find affordable Trenton, Texas car insurance today? Enter your ZIP code for fast, free Trenton, TX car insurance quotes.
Frequently Asked Questions
How much does car insurance in Trenton, TX typically cost?
Car insurance in Trenton, TX averages $296 a month.
What are the car insurance requirements in Trenton, Texas?
The car insurance requirements in Trenton, TX are 30/60/25. However, if your car is financed, you may need to have full coverage insurance.
How can I find cheap car insurance rates in Trenton, TX?
To find cheap car insurance rates in Trenton, TX, it’s recommended to compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Trenton, TX?
Every car insurance company in Trenton, TX weighs age, gender, and marital status factors differently. It’s important to check out the comparison rates to understand the impact on your car insurance premiums.
What is the minimum car insurance required in Trenton, TX?
Every driver in Trenton, TX must carry the minimum car insurance coverage as per the Texas car insurance requirements.
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