Compare Unadilla, NY Car Insurance Rates [2024]
Car insurance in Unadilla, NY averages $290 a month. Unadilla, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Unadilla car insurance rates, compare quotes from the top car insurance companies in Unadilla, NY.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Unadilla is Geico
- Average car insurance rates in Unadilla, NY after a DUI are $4,626/year
- The cheapest car insurance company in Unadilla for teen drivers is Geico
If you need to buy Unadilla, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Unadilla, NY is right here.
You’ll find Unadilla car insurance rates, the cheapest Unadilla, NY car insurance companies, and information on New York car insurance laws. You can also compare Unadilla, New York car insurance rates to Schenectady car insurance rates, New York car insurance rates, and Albany car insurance rates.
Ready to find affordable Unadilla, NY car insurance today? Enter your ZIP code for fast, free Unadilla car insurance quotes.
Cheapest Unadilla, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Unadilla, NY car insurance rates? Every Unadilla, New York car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,394 | $2,271 | $2,228 | $2,265 | $6,758 | $7,248 | $2,420 | $2,459 |
| Geico | $1,606 | $1,546 | $1,561 | $1,538 | $3,362 | $4,907 | $1,450 | $1,489 |
| Liberty Mutual | $4,244 | $4,244 | $3,949 | $3,949 | $8,248 | $13,407 | $4,244 | $4,515 |
| Nationwide | $2,260 | $2,260 | $2,133 | $2,133 | $3,937 | $5,868 | $2,260 | $2,873 |
| Progressive | $1,876 | $1,776 | $1,517 | $1,535 | $5,972 | $6,658 | $2,406 | $2,354 |
| State Farm | $2,188 | $2,188 | $1,901 | $1,901 | $6,346 | $8,204 | $2,399 | $2,544 |
| Travelers | $2,518 | $2,552 | $2,290 | $2,464 | $5,785 | $6,842 | $2,676 | $2,802 |
| USAA | $1,750 | $1,722 | $1,576 | $1,583 | $6,993 | $8,362 | $2,243 | $2,480 |
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Minimum Car Insurance in Unadilla, NY
Every driver must carry the minimum car insurance in Unadilla, NY. Take a look at the New York car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Unadilla, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Unadilla, NY. Compare credit history car insurance rates in Unadilla from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,990 | $2,954 | $2,572 |
| Geico | $2,734 | $2,010 | $1,803 |
| Liberty Mutual | $8,187 | $5,354 | $4,009 |
| Nationwide | $2,966 | $2,966 | $2,966 |
| Progressive | $4,800 | $2,452 | $1,784 |
| State Farm | $4,884 | $3,062 | $2,430 |
| Travelers | $4,785 | $3,041 | $2,647 |
| USAA | $5,185 | $2,565 | $2,265 |
Cheapest Unadilla, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Unadilla, NY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,995 | $2,995 | $4,297 | $3,734 |
| Geico | $1,719 | $1,873 | $3,419 | $1,719 |
| Liberty Mutual | $4,698 | $4,698 | $9,308 | $4,698 |
| Nationwide | $2,264 | $2,264 | $5,017 | $2,316 |
| Progressive | $2,933 | $2,933 | $3,233 | $2,950 |
| State Farm | $3,299 | $3,299 | $3,618 | $3,618 |
| Travelers | $2,997 | $3,721 | $3,776 | $3,470 |
| USAA | $2,972 | $3,020 | $4,343 | $3,020 |
Cheapest Unadilla, NY Car Insurance for Teen Drivers
Teen car insurance in Unadilla, NY can be expensive. Take a look at rates from the top car insurance companies in Unadilla for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,758 | $7,248 |
| Geico | $3,362 | $4,907 |
| Liberty Mutual | $8,248 | $13,407 |
| Nationwide | $3,937 | $5,868 |
| Progressive | $5,972 | $6,658 |
| State Farm | $6,346 | $8,204 |
| Travelers | $5,785 | $6,842 |
| USAA | $6,993 | $8,362 |
Cheapest Unadilla, NY Car Insurance for Seniors
Take a look at Unadilla, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,228 | $2,265 |
| Geico | $1,561 | $1,538 |
| Liberty Mutual | $3,949 | $3,949 |
| Nationwide | $2,133 | $2,133 |
| Progressive | $1,517 | $1,535 |
| State Farm | $1,901 | $1,901 |
| Travelers | $2,290 | $2,464 |
| USAA | $1,576 | $1,583 |
Cheapest Unadilla, NY Car Insurance Rates After a DUI
A DUI in Unadilla, NY increases car insurance rates. Compare Unadilla, New York DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,297 |
| Geico | $3,419 |
| Liberty Mutual | $9,308 |
| Nationwide | $5,017 |
| Progressive | $3,233 |
| State Farm | $3,618 |
| Travelers | $3,776 |
| USAA | $4,343 |
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Cheapest Unadilla, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Unadilla, NY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,458 | $3,552 |
| Geico | $2,118 | $2,247 |
| Liberty Mutual | $5,686 | $6,015 |
| Nationwide | $2,966 | $2,966 |
| Progressive | $3,012 | $3,012 |
| State Farm | $3,338 | $3,579 |
| Travelers | $3,491 | $3,491 |
| USAA | $3,305 | $3,372 |
The Best Cheap Car Insurance Companies in Unadilla, NY
Take a look at a side-by-side comparison of the top car insurance companies in Unadilla, NY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,505 |
| Geico | $2,182 |
| Liberty Mutual | $5,850 |
| Nationwide | $2,966 |
| Progressive | $3,012 |
| State Farm | $3,459 |
| Travelers | $3,491 |
| USAA | $3,339 |
Category Winners: Cheapest Car Insurance in Unadilla, New York
Find the cheapest car insurance companies in Unadilla, NY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Cheapest Unadilla, NY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Unadilla car insurance rates. Find the cheapest Unadilla, NY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,338 | $3,495 | $3,683 |
| Geico | $2,072 | $2,173 | $2,302 |
| Liberty Mutual | $5,608 | $5,832 | $6,111 |
| Nationwide | $2,822 | $2,945 | $3,129 |
| Progressive | $2,890 | $2,999 | $3,146 |
| State Farm | $3,304 | $3,476 | $3,596 |
| Travelers | $3,340 | $3,462 | $3,671 |
| USAA | $3,250 | $3,324 | $3,442 |
What affects car insurance rates in Unadilla, New York?
What factors can have an impact on Unadilla, NY car insurance? There are several reasons why Unadilla car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Unadilla, New York.
Commute Time in Unadilla
The more time you spend in your car the higher the risk of an accident. The average commute length in Unadilla, NY is 20.3 minutes according to City-Data.
Compare Car Insurance Quotes in Unadilla, NY
Ready to find affordable Unadilla, New York car insurance today? Enter your ZIP code for fast, free Unadilla, NY car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What factors can affect my car insurance rates in Unadilla, NY?
Various factors can impact your car insurance rates, including your age, gender, marital status, driving record, credit score, the type of vehicle you drive, your annual mileage, and the coverage options you choose.
Does Unadilla, NY require uninsured motorist coverage?
Unadilla, NY does not require uninsured motorist coverage, but it is highly recommended to protect yourself in case of an accident with an uninsured or underinsured driver.
Are there any discounts available to lower car insurance rates in Unadilla, NY?
Yes, many car insurance companies offer discounts that can help reduce your rates. Common discounts include multi-policy discounts, safe driver discounts, good student discounts, and discounts for anti-theft devices or safety features in your vehicle.
Can I get car insurance if I have a bad driving record in Unadilla, NY?
Yes, even with a bad driving record, you can still find car insurance coverage in Unadilla, NY. However, your rates may be higher compared to someone with a clean driving record.
Is it possible to bundle my car insurance with other insurance policies in Unadilla, NY?
Yes, many insurance companies offer the option to bundle your car insurance with other policies such as home insurance or renters insurance. Bundling can often lead to discounts and overall cost savings.
Do I need collision and comprehensive coverage in Unadilla, NY?
Collision and comprehensive coverage are not required by law in Unadilla, NY, but if you have a valuable or financed vehicle, it’s generally a good idea to have this coverage to protect against damage to your own vehicle.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.