Compare Yakima, WA Car Insurance Rates (2022)

Car insurance in Yakima, WA averages $233 a month. Yakima, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Yakima car insurance rates, compare quotes from the top car insurance companies in Yakima, WA.

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UPDATED: Jun 22, 2022

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • The cheapest car insurance company in Yakima is Nationwide
  • The cheapest ZIP code in Yakima is 98908
  • Average car insurance rates in Yakima, WA are $2,796/year

If you need to buy Yakima, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Yakima, WA is right here.

You’ll find Yakima car insurance rates, the cheapest Yakima, WA car insurance companies, and information on Washington car insurance laws. You can also compare Yakima, Washington car insurance rates to Everett car insurance rates, Spokane Valley car insurance rates, and Seattle car insurance rates.

Ready to find affordable Yakima, WA car insurance today? Enter your ZIP code for fast, free Yakima car insurance quotes.

Cheapest Yakima, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Yakima, WA car insurance rates? Every Yakima, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Yakima, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,825 $1,806 $1,688 $1,766 $6,241 $7,207 $1,938 $2,009
American Family $1,885 $1,885 $1,717 $1,717 $7,106 $9,758 $1,885 $2,555
Farmers $2,108 $2,163 $1,930 $2,182 $4,783 $5,131 $2,652 $2,757
GEICO $1,638 $1,667 $1,538 $1,538 $3,541 $4,635 $2,758 $2,015
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,294 $1,323 $1,205 $1,253 $3,450 $4,199 $1,539 $1,659
Progressive $1,485 $1,389 $1,335 $1,353 $7,416 $8,301 $1,774 $1,764
State Farm $1,398 $1,398 $1,259 $1,259 $3,990 $5,049 $1,585 $1,825
USAA $1,087 $1,074 $1,048 $1,051 $4,647 $5,483 $1,374 $1,505

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Minimum Car Insurance in Yakima, WA

Every driver must carry the minimum car insurance in Yakima, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Yakima, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Yakima, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Yakima, WA. Compare credit history car insurance rates in Yakima from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Yakima, Washington

Insurance Company Poor Fair Good
Allstate $3,803 $2,894 $2,484
American Family $4,211 $3,433 $3,047
Farmers $3,614 $2,731 $2,544
GEICO $2,876 $2,301 $2,071
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,363 $1,864 $1,742
Progressive $3,424 $3,048 $2,835
State Farm $3,214 $1,937 $1,510
USAA $2,724 $1,996 $1,755

Cheapest Yakima, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Yakima, WA to rates for a clean record with top companies.

Annual Yakima, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,587 $3,216 $3,553 $2,884
American Family $2,865 $3,656 $4,231 $3,503
Farmers $2,456 $3,054 $3,295 $3,048
GEICO $1,864 $2,385 $3,553 $1,864
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,552 $2,093 $2,620 $1,695
Progressive $2,514 $3,926 $2,932 $3,035
State Farm $2,021 $2,420 $2,220 $2,220
USAA $1,587 $2,295 $2,878 $1,874

Cheapest Yakima, WA Car Insurance for Teen Drivers

Teen car insurance in Yakima, WA can be expensive. Take a look at rates from the top car insurance companies in Yakima for teenagers.

Annual Car Insurance Rates for Teen Drivers in Yakima, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,241 $7,207
American Family $7,106 $9,758
Farmers $4,783 $5,131
GEICO $3,541 $4,635
Liberty Mutual $9,072 $10,008
Nationwide $3,450 $4,199
Progressive $7,416 $8,301
State Farm $3,990 $5,049
USAA $4,647 $5,483

Cheapest Yakima, WA Car Insurance for Seniors

Take a look at Yakima, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Yakima, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,766
American Family $1,717 $1,717
Farmers $1,930 $2,182
GEICO $1,538 $1,538
Liberty Mutual $1,488 $1,743
Nationwide $1,205 $1,253
Progressive $1,335 $1,353
State Farm $1,259 $1,259
USAA $1,048 $1,051

Cheapest Yakima, WA Car Insurance Rates After a DUI

A DUI in Yakima, WA increases car insurance rates. Compare Yakima, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Yakima, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,553
American Family $4,231
Farmers $3,295
GEICO $3,553
Liberty Mutual $4,044
Nationwide $2,620
Progressive $2,932
State Farm $2,220
USAA $2,878

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Cheapest Yakima, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Yakima, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Yakima, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,060 $3,060
American Family $3,489 $3,638
Farmers $2,963 $2,963
GEICO $2,386 $2,447
Liberty Mutual $3,689 $3,689
Nationwide $1,990 $1,990
Progressive $3,102 $3,102
State Farm $2,161 $2,280
USAA $2,137 $2,180

Cheapest Yakima, WA Car Insurance Rates by ZIP Code

Yakima car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Yakima, WA.

Annual Car Insurance Rates by ZIP Code in Yakima, Washington

ZIP Code Average Annual Rates
98902 $2,795
98903 $2,739
98908 $2,737

The Best Cheap Car Insurance Companies in Yakima, WA

Take a look at a side-by-side comparison of the top car insurance companies in Yakima, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Yakima, Washington

Insurance Company Average Annual Rates
Allstate $3,060
American Family $3,564
Farmers $2,963
GEICO $2,416
Liberty Mutual $3,689
Nationwide $1,990
Progressive $3,102
State Farm $2,220
USAA $2,159

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Category Winners: Cheapest Car Insurance in Yakima, Washington

Find the cheapest car insurance companies in Yakima, WA for each category right here.

Best Annual Car Insurance Rates by Company in Yakima, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Yakima, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Yakima car insurance rates. Find the cheapest Yakima, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Yakima, Washington

Insurance Company Low Medium High
Allstate $2,884 $3,050 $3,247
American Family $3,385 $3,559 $3,746
Farmers $2,759 $2,964 $3,166
GEICO $2,274 $2,418 $2,557
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,882 $1,989 $2,099
Progressive $2,802 $3,017 $3,487
State Farm $2,074 $2,227 $2,360
USAA $2,012 $2,157 $2,307

What affects car insurance rates in Yakima, Washington?

What factors can have an impact on Yakima, WA car insurance? There are several reasons why Yakima car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Yakima, Washington.

Car Theft in Yakima

High levels of vehicle theft can make car insurance more expensive. Yakima, WA car theft statistics from the FBI indicate 506 vehicle thefts a year.

Commute Time in Yakima

The more time you spend in your car the higher the risk of an accident. The average commute length in Yakima, WA is 17.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Yakima, WA

Ready to find affordable Yakima, Washington car insurance today? Enter your ZIP code for fast, free Yakima, WA car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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