Geico DriveEasy App Review: Compare Rates, Discounts, & Requirements [2023]

With the Geico DriveEasy program, safe drivers can save up to 25% on Geico car insurance coverage. Geico’s usage-based car insurance, monitored through the Geico DriveEasy mobile app, tracks certain driving behaviors and awards cheaper rates if drivers do well.

This Geico DriveEasy app review will overview some of the pros and cons of Geico DriveEasy, how to buy the best usage-based insurance (UBI), and whether the program can hurt your car insurance rates. Enter your ZIP code into our free rate tool above to compare quotes from the best auto insurance companies for UBI.

Geico DriveEasy App Review and Comparison

DriveEasy app reviews are mostly mixed. Geico DriveEasy Pro has 3.4 out of 5 stars on the Apple App Store with 181 reviews and 3.3 out of 5 stars on the Google Play Store with 195 reviews. Several Geico DriveEasy complaints say the app is buggy, constantly runs in the background, and tracks drivers when it shouldn’t.

To find the most affordable UBI insurance policy in your area, it’s vital to compare car insurance discounts for safe driving from various companies. Take a look at the table below for a list of usage-based insurance programs and potential discounts:

As you can see, American Family, Farmers, and Allstate car insurance also offer significant savings for participating in their UBI program.

Read more:

• American Family Insurance KnowYourDrive Review
• Farmers Signal Review
• Allstate Drivewise Review

Keep reading our DriveEasy usage-based insurance review to compare the best car insurance companies for UBI.

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How the Geico DriveEasy App Works

Geico’s Drive Easy app is one of many ways to save money on car insurance with Geico. The usage-based program allows car insurance policyholders to earn a 25% Geico DriveEasy discount on their auto insurance if they practice safe driving skills.

You’ll see a significant Geico DriveEasy discount if you drive the speed limit and avoid distracted driving. However, bad drivers could see increased rates with the program.

What the Geico DriveEasy App Monitors

Geico usage-based insurance monitors several driving behaviors to assess your DriveEasy discount, including:

• Speed: Your Geico DriveEasy app will ding you for excessive speeding.
• Time of day driven: Insurers consider nighttime driving as risky. DriveEasy will take note if you make a 2 a.m. trip.
• Mileage: The Geico DriveEasy program tracks annual mileage. Learn more about how much mileage affects car insurance rates.
• Braking/cornering: Hard braking and cornering will affect your Geico DriveEasy discount.
• Distractions: Phone usage — including handheld phone calls, holding your phone, and tapping your phone — all count against your DriveEasy score.

Safe driving is the best way to get a Geico Drive Easy discount. Keep reading to learn about other Geico car insurance discounts.

Geico DriveEasy Car Insurance Discounts and Benefits

There are several other benefits of Geico car insurance with DriveEasy besides its discount listed below:

• DriveEasy encourages drivers to improve their driving skills.
• Geico can use the DriveEasy program’s data after an accident for investigations.

Read more in this Geico DriveEasy review to see how else safe drivers can lower their Geico insurance premiums. Make sure to also read our Geico car insurance review to learn more about the company.

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Other Geico Car Insurance Discounts for Safe Drivers

Check out the list below to see additional safe driver discounts you can earn with Geico insurance:

• Pay-per-mile car insurance
• Low-mileage car insurance discounts
• Safe driver car insurance discounts
• Defensive driver car insurance discounts
• Safety features car insurance discounts

There are different ways to lower car insurance rates. So, always compare discounts from the best usage-based car insurance companies to find the best deal for you.

Where to Get the Geico DriveEasy App

While all states sell Geico auto insurance, you can’t participate in the Drive Easy program in these 19 states:

• Alaska
• California
• Hawaii
• Maine
• Massachusetts
• Missouri
• Nebraska
• New Hampshire
• New York
• North Dakota
• Rhode Island
• Vermont
• Washington
• West Virginia
• Wyoming

Check out the table below to see how much you could pay for full coverage car insurance in your state from different UBI insurance companies:

Full Coverage Car Insurance Monthly Rates by State & Provider

States	Allstate	American Family	Farmers	Geico	Liberty Mutual	Nationwide	Progressive	State Farm	Travelers	USAA
Alabama	$135	$105	$127	$76	$164	$108	$97	$65	$93	$60
Alaska	$108	$105	$133	$89	$162	$96	$112	$108	$79	$56
Arizona	$162	$137	$165	$91	$99	$128	$131	$80	$111	$55
Arkansas	$180	$114	$135	$65	$178	$116	$84	$81	$104	$63
California	$199	$138	$167	$101	$216	$142	$132	$108	$122	$74
Colorado	$166	$118	$163	$94	$92	$107	$120	$94	$114	$78
Connecticut	$196	$125	$151	$62	$201	$112	$133	$91	$83	$77
Delaware	$241	$115	$139	$69	$180	$172	$115	$111	$102	$48
District of Columbia	$207	$130	$157	$101	$494	$144	$90	$116	$82	$43
Florida	$183	$188	$227	$89	$161	$103	$153	$99	$166	$47
Georgia	$165	$124	$149	$61	$263	$152	$115	$107	$110	$71
Hawaii	$118	$82	$99	$60	$128	$84	$78	$64	$72	$44
Idaho	$126	$95	$82	$81	$116	$73	$75	$65	$92	$55
Illinois	$128	$93	$92	$57	$79	$82	$91	$53	$57	$40
Indiana	$176	$114	$117	$47	$76	$93	$89	$64	$87	$62
Iowa	$140	$107	$79	$63	$183	$97	$69	$71	$69	$43
Kansas	$160	$114	$144	$75	$174	$92	$127	$81	$87	$56
Kentucky	$236	$164	$197	$80	$168	$184	$111	$98	$139	$72
Louisiana	$206	$176	$212	$141	$274	$181	$161	$124	$156	$98
Maine	$143	$99	$120	$72	$155	$103	$95	$78	$88	$53
Maryland	$201	$116	$140	$135	$181	$106	$121	$107	$103	$80
Massachusetts	$108	$84	$117	$37	$120	$87	$94	$59	$61	$37
Michigan	$406	$204	$335	$99	$424	$257	$152	$209	$183	$107
Minnesota	$160	$93	$108	$90	$375	$87	$101	$67	$94	$68
Mississippi	$148	$106	$135	$90	$129	$66	$98	$85	$114	$50
Missouri	$147	$120	$145	$72	$119	$96	$120	$82	$88	$54
Montana	$154	$125	$164	$82	$59	$88	$171	$70	$111	$50
Nebraska	$169	$82	$99	$69	$82	$111	$32	$77	$99	$44
Nevada	$136	$145	$107	$61	$398	$77	$110	$76	$88	$44
New Hampshire	$125	$112	$130	$92	$179	$77	$95	$69	$102	$56
New Jersey	$128	$77	$93	$50	$198	$77	$63	$59	$69	$41
New Mexico	$157	$115	$231	$74	$279	$119	$93	$113	$136	$61
New York	$158	$103	$131	$90	$161	$96	$86	$69	$91	$65
North Carolina	$165	$140	$155	$110	$111	$112	$82	$103	$91	$69
North Dakota	$147	$137	$165	$78	$200	$164	$96	$137	$175	$85
Ohio	$120	$62	$96	$59	$106	$114	$85	$70	$63	$41
Oklahoma	$135	$118	$136	$109	$184	$122	$110	$91	$105	$68
Oregon	$153	$106	$111	$93	$141	$111	$78	$75	$97	$58
Pennsylvania	$148	$108	$131	$68	$219	$86	$148	$76	$75	$57
Rhode Island	$189	$151	$183	$125	$235	$190	$116	$76	$103	$65
South Carolina	$133	$118	$166	$79	$185	$118	$105	$88	$105	$69
South Dakota	$136	$151	$113	$57	$230	$76	$105	$67	$97	$58
Tennessee	$144	$102	$86	$78	$11	$118	$92	$72	$88	$58
Texas	$201	$176	$137	$105	$178	$154	$121	$90	$101	$62
Utah	$117	$105	$115	$73	$119	$93	$95	$103	$88	$50
Vermont	$103	$83	$100	$69	$129	$86	$61	$63	$73	$43
Virginia	$142	$85	$103	$38	$100	$77	$181	$87	$75	$42
Washington	$114	$91	$102	$75	$92	$70	$60	$69	$81	$46
West Virginia	$123	$63	$109	$62	$84	$226	$94	$58	$72	$47
Wisconsin	$162	$115	$139	$83	$196	$104	$110	$79	$102	$67
Wyoming	$155	$111	$130	$111	$75	$114	$106	$82	$98	$57

Always compare car insurance rates by state to ensure you get the cheapest deal in your area.

Geico DriveEasy App Review: How to Save With Usage-Based Insurance

You could save up to 25% by installing the Geico DriveEasy mobile app and allowing it to monitor driving habits. Compare cheap car insurance rates from companies offering usage-based insurance programs, such as Geico and State Farm, to get the lowest premiums. Begin by entering your ZIP code into our free quote comparison tool.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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