Shipt Car Insurance: Compare Rates, Discounts, & Requirements [2023]
Shipt auto insurance is not available to delivery drivers, but the company does require that drivers carry the state's minimum liability coverage. Buying commercial car insurance will provide the necessary amount of delivery driver insurance coverage for Shipt auto insurance and is often required by insurance companies to cover accidents that happen while on delivery.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Shipt doesn’t offer auto insurance for delivery drivers
- Commercial auto insurance is recommended for Shipt delivery drivers
- There are ways to save when buying Shipt auto insurance
Shipt doesn’t offer auto insurance so drivers are responsible for finding coverage themselves. Understanding your car insurance policy will ensure that you have the right coverage should you suffer a Shipt car accident. This article will guide you to finding the right Shipt auto insurance.
If you’re looking for affordable Shipt auto insurance quotes, start shopping around for commercial auto insurance rates. Enter your ZIP code above to get free commercial car insurance quotes from local companies near you.
What type of Shipt car insurance do you need?
If you’ve been a Shipt shopper, you might consider becoming a delivery driver for extra money. But before you start, make sure you have adequate delivery driver insurance coverage.
Shipt verifies that every driver has car insurance but only requires the state’s minimum liability car insurance coverage. However, the minimum coverage is less coverage than is recommended.
While you should already have personal car insurance, this doesn’t always cover delivery drivers. Many providers require that delivery drivers carry increased coverage because they are at a higher risk of an accident. Failure to obtain this type of Shipt auto insurance could result in the denial of your claim.
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How do you buy Shipt car insurance?
Shipt drivers are independent contractors so the company is not responsible for providing insurance. It’s up to each driver to obtain the right amount of Shipt auto insurance to make sure they’re covered should an accident occur.
To ensure that you receive accurate Shipt car insurance quotes, there is certain information that will be required by a provider. Some of the information required includes:
- Your vehicle information
- Your current auto insurance policy
- The average number of miles you expect to drive
- The total cost of commercial items you’ll carry in your vehicle
Providing this information will ensure that you receive the best car insurance quotes.
How can you find cheap Shipt car insurance?
The Insurance Information Institute states that many factors help determine the cost of car insurance. But those looking to buy Shipt auto insurance coverage will quickly find that commercial car insurance is more expensive than personal car insurance.
Fortunately, there are ways to find affordable Shipt car insurance rates. Drivers can ask about qualifying for certain car insurance discounts like:
- Clean driving record
- Strong credit history
- Bundling policies
Additionally, some providers offer delivery coverage as an add-on feature. This can make coverage cheaper than buying traditional commercial car insurance.
Shipt car insurance: The Bottom Line
While Shipt only requires the minimum amount of car insurance, delivery drivers should carry more. Commercial car insurance will usually be more expensive than your personal car insurance but there are ways to make Shipt auto insurance more affordable.
Now that you know how to find the best rates for Shipt auto insurance, enter your ZIP code to start comparing commercial car insurance quotes from the top companies in your area.
Frequently Asked Questions
What are senior citizen car insurance discounts?
Senior citizen car insurance discounts are special offers and benefits provided by insurance companies to older drivers who meet specific age requirements. These discounts are aimed at recognizing the lower risk associated with experienced drivers and providing them with affordable coverage options.
What age qualifies for senior citizen car insurance discounts?
The qualifying age for senior citizen car insurance discounts varies among insurance companies. Generally, individuals aged 55 or older may be eligible for these discounts, but it’s best to check with your specific insurance provider to determine their age criteria.
How much can I save with senior citizen car insurance discounts?
The amount of savings you can expect with senior citizen car insurance discounts varies based on several factors, including your insurance provider, your driving record, and the coverage options you choose. On average, senior citizen discounts can range from 5% to 15% off your premium.
What factors determine eligibility for senior citizen car insurance discounts?
Eligibility for senior citizen car insurance discounts is typically based on factors such as age, driving record, and the number of years of driving experience. Some insurance companies may also consider factors like annual mileage, vehicle type, and location.
Do I need to take a driving course to qualify for senior citizen car insurance discounts?
Some insurance companies may offer additional discounts if you complete an approved defensive driving course or a senior driver improvement program. It’s worth checking with your insurance provider to see if they offer such discounts and if completing a course is necessary to qualify.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.