How long does a car accident stay on your insurance record?

Every driver, no matter how skilled they are, can have a terrible day behind the wheel in the blink of an eye. Braking late, switching lanes too soon, or driving over a deep pothole can all lead to an accident that you never could’ve foreseen when you got in your car earlier in the day….

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How far back do car insurance companies look?

Auto insurance companies, like Geico and State Farm, look back at driving records and other historical reports so they can paint a picture of how responsible you are behind the wheel. There are limits to how long violations and accidents can stay on a record or be classified as chargeable in most states. State Farm…

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Car Insurance Claim Investigation (Expert Guide)

If an insurance company has ever looked into an incident you were involved in, you might have wondered why your car insurance claim was being investigated at all. What is my car insurance claim being investigated for when I am an honest person and haven’t given the company any reason to doubt me?The answer is,…

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Cheap Car Insurance for Supercars in 2025 (Top 10 Low-Cost Companies)

Our top picks for cheap car insurance for supercars are Geico, State Farm, and Progressive. Geico takes our top spot because it offers the lowest average rates for supercars as well as discount opportunities to save more and solid coverage options. However, Geico doesn’t offer agreed value coverage. If that’s important to you, you’ll need…

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Are car insurance companies open on weekends? [2025]

You need to know if car insurance companies are open on Saturday or Sunday if you are planning to buy a car over the weekend or if you are ready to comparison shop for a new plan. So, do car insurance companies open on weekends? For the convenience of customers, most car insurance companies are…

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What car insurance is required to lease a car? [2025]

When you lease a car is insurance included? When you’re entering into a lease contract, you’ll notice that some leasing companies will actually pay for certain costs associated with owning a vehicle, such as routine maintenance like oil and fluid changes in order to retain as much of the vehicle’s value as possible. Unfortunately, leased…

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Are car insurance cancellation fees legal?

Nobody gets excited about paying a cancellation fee for car insurance, but you can’t always avoid them. Sometimes, there is a cancellation fee for car insurance and you’re stuck paying them no matter how hard you fight. However, there are many reasons why a person might be in this situation, and so they need to…

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Can I rent a car without having insurance?

Are you wondering “Do I need insurance to rent a car? Rental cars automatically are insured by the company for the minimum liability requirements of the state. So, when you rent a car, it is insured and you won’t get into legal trouble if you don’t have a policy of your own. Supplemental insurance rates…

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Is it worth claiming a scratch on your car insurance?

If your car has recently been keyed, you scraped a pole in a parking lot, or a runaway cart dinged your bumper, you’ve probably wondered, “Can I claim a scratch on my car insurance?” Does insurance pay for scratches on my car? We don’t blame you for wanting to file a car insurance claim for…

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Best Salvage Title Car Insurance in 2025

The above are just some of the many factors that can either raise or lower premiums for salvage vehicle insurance coverage. If you want to buy the best car possible and still maintain a low cost of ownership, you must do your homework before you sign contracts or negotiate. When you find the car that…

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