Where To Get Multiple Car Insurance Quotes
You can easily get multiple car insurance quotes from family and friends, car magazines, or your local car insurance agent. But the fastest way to get multiple car insurance quotes for free is to comparison shop online with us. Where you live impacts your car insurance rates, so enter your ZIP code below to get free car insurance quotes in your state.
Read moreFree Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Feb 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- There are several places you should get advice about insurance
- Finding quotes online is easy using a comparison search
- Family and friends can provide good feedback concerning a company’s reputation
When you are looking for car insurance quotes, it is preferable to receive several quotes so that you can choose the one with the lowest price without compromising how much coverage you receive. Don’t be in a hurry to simply seize the first insurance quote that you come across.
By exercising patience and doing a little research, you could save hundreds of dollars each year on car insurance costs. So, the question is “Where can I find the lowest car insurance quotes?” Taking the time to explore online platforms designed for insurance comparisons is a prudent approach. In fact, it is far more advisable to shop around for car insurance quotes than it is to simply go back to your previous insurer or respond to advertising that you stumble upon.
In fact, it is far more advisable to shop around for car insurance quotes than it is to simply go back to your previous insurer or respond to advertising that you stumble upon.
Enter your ZIP code now to receive multiple car insurance quotes for FREE!
Five Places to Look for Car Insurance Quotes
The five places to look for several car insurance quotes at once are the following:
- asking family and friends
- calling local repair shops
- calling insurance agents
- skimming through car magazines
- surfing the Internet
Family and Friends
Your family and friends probably have some experience with car insurance and can tell you about the insurance company they are using. Besides calling up all your relatives, you can also ask:
- your neighbors
- your colleagues at work
- your circle of friends
You may come across some hot leads based on some friendly advice coming from people you can trust.
Verify their information by doing an online search for the companies that they recommend or calling up the companies and asking them questions.
The information from the Internet, however, is usually more likely to be unbiased.
Car Magazine Ads
Car magazines may carry ads and articles about car insurance that will help you to choose a good provider. After finding a few good articles and skimming a few ads, look up the insurance companies on the Internet to find out more about them.
Some consumer-oriented magazines sometimes do reviews that compare one insurance company with another. These types of articles allow you to benefit from someone else’s thorough research into the topic of who is the best provider.
Local Repair Shops
Local repair shops will surprise you with how much they know about car insurance. They know based on their customers’ experiences which company honors claims and which ones offer terrible service.
Since they are in the business of fixing cars that an insurance company is paying for, they know, from firsthand experience, which companies offer the best rates and are the most responsive to claims.
Once you have a list of companies, you can check company history online, as well as get an idea about their prices and policies.
Independent Agent
By finding an independent agent to work with, you can rely on their knowledge and expertise to point you in the right direction when it comes to finding good insurance rates.
While they may be some bias in their recommendations, you can verify this information on your own using online consumer websites.
Use the Internet
The internet is a very easy and useful tool when shopping for car insurance. There are two ways to use the Internet to find an affordable insurance rate.
One way is to use search engine giants like:
- Yahoo
- Bing
Or you could use a meta search engine like WebCrawler that compiles data from Google, Yahoo, and Bing, as well as ask.com, about.com, and MIVA. (For more information, read our “Car Insurance Search Engine”).
Another method is to find a website that has gathered data from numerous top insurance companies and that will allow you to get multiple quotes by filling out a simple online search form.
Out of all the places to look for good insurance quotes, none can compare with the speed, convenience, and cross-checking options available on the Internet.
Read more:
- 4 Easy Steps to Get an Auto-Owners Insurance Quote
- How often should you check car insurance quotes?
- Is it possible to get instant online car insurance?
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Factors to Consider When Looking for Car Insurance Quotes
It does take some work to find affordable high-quality automotive insurance quotes, but the reward is worth it—decreased premiums. Moreover, you can decrease your premiums even more, without losing any coverage by learning how to negotiate with car insurance companies.
The way to negotiate lower rates is by learning what factors can lower your rates and mentioning them to the insurance company so that they take this information into consideration when calculating your insurance rates.
Here, then, is a list of factors that can lower your insurance rates:
The Car You Drive
The newer your car, the more current the model, the more you will be asked to pay. For this reason, when buying a car, you may not always want to be getting the latest model.
The rise in insurance cost is not a reflection of the price of the car.
This year’s model may very well be selling at the same price as last year’s model. You should consider these cars with high safety ratings.
Learn more about highway safety ratings with the Insurance Institute for Highway Safety.
Where You Live
If you live in an urban center that has a reputation for burglaries and car thefts, you can lower your insurance by providing proof that your car is parked safely at nights in a garage, as well as secured with steering locks and car alarms during the day.
By reducing the risk the insurance company takes in protecting you financially from thieves or vandals, you will have to pay less.
Your Driving Record
If you have a good driving record, then you will probably be eligible for a no claim discount.
However, if you have a bad driving record, you can restore your reputation by taking a driver’s safety class to prove that you now know how to drive safely and are now much more aware of the rules of the road.
Matching Rates with another Insurer
An insurance company may lower the rate they are asking if you can make them aware that you received a lower rate from a competitor. This technique works even if you have been with your current insurance company for a few years.
Insurance companies do not automatically offer their loyal customers the lowest rates and sometimes you can lower your rates by using the comparison card.
Enter your ZIP code below to compare rates!
Case Studies: Where to Get Multiple Car Insurance Quotes
Case Study 1: Online Comparison Shopping
Emma was searching for the fastest and most convenient way to obtain multiple car insurance quotes for free. She discovered that comparison shopping online provided her with the best solution. By using a trusted comparison website, Emma could enter her ZIP code and receive multiple car insurance quotes tailored to her state.
This method allowed her to save time and easily compare different options to find the most suitable coverage at the best rates.
Case Study 2: Recommendations From Family and Friends
Michael wanted to gather multiple car insurance quotes from reliable sources. He reached out to his family and friends to learn about their experiences with insurance companies. Their recommendations provided him with valuable insights and led him to specific providers to consider.
Michael then conducted his own research online, verifying the information and checking customer reviews. By leveraging personal recommendations and combining them with online research, Michael was able to find multiple car insurance quotes from trusted companies.
Case Study 3: Local Repair Shop Insights
Sarah was determined to find the best car insurance rates and wanted a firsthand perspective from industry professionals. She approached local repair shops and inquired about their experiences with insurance companies. The shop owners and technicians were knowledgeable about which insurers offered the best rates and provided excellent service during claims.
Sarah used this information to compile a list of reputable insurance companies and further researched them online. By tapping into the expertise of local repair shops, Sarah gained valuable insights that helped her obtain multiple car insurance quotes from reliable providers.
Frequently Asked Questions
Where can I get multiple car insurance?
You can obtain multiple car insurance from various sources, including:
- Insurance Companies: Reach out to different insurance companies and inquire about their multi-car insurance policies. Many insurers offer this type of coverage and can provide you with a quote tailored to your specific needs.
- Insurance Brokers: Insurance brokers work with multiple insurance companies and can help you find the best multi-car insurance policy that suits your requirements. They can provide you with options from different insurers, saving you time and effort.
- Online Insurance Comparison Websites: Utilize online insurance comparison websites to compare quotes from different insurance companies. These platforms allow you to enter your information once and receive quotes from multiple insurers, making it easier to compare coverage and prices.
What is multiple car insurance?
Multiple car insurance, also known as multi-car insurance, is a type of auto insurance that covers two or more vehicles under a single policy. It offers convenience and potential cost savings compared to insuring each vehicle separately.
What factors should I consider when getting multiple car insurance?
When obtaining multiple car insurance, consider the following factors:
- Coverage Options: Ensure that the policy offers the necessary coverage for all your vehicles, including liability, collision, comprehensive, uninsured/underinsured motorist, and any additional coverage you may require.
- Premiums: Compare the premiums for each vehicle to ensure you’re getting the best overall value. Some insurers offer discounts for insuring multiple vehicles, so explore these potential savings.
- Deductibles: Check the deductibles for each vehicle and evaluate how they fit within your budget. A higher deductible may lower your premium but could increase your out-of-pocket expenses in the event of a claim.
- Customer Service and Reputation: Research the insurer’s customer service reputation, including their claims handling process and customer satisfaction ratings. It’s essential to choose a reliable insurer that provides excellent service.
Can I insure vehicles of different types under a multiple car insurance policy?
Yes, most insurance companies allow you to insure vehicles of different types under a multiple car insurance policy. Whether you have cars, motorcycles, or other vehicles, you can typically include them in the same policy. However, keep in mind that coverage and premiums may vary based on the type of vehicle being insured.
Are there any limitations on the number of vehicles I can insure under a multiple car insurance policy?
The number of vehicles you can insure under a multiple car insurance policy depends on the insurance company’s policies. Some insurers may have a maximum limit on the number of vehicles you can include in a single policy, while others may not have any restrictions. It’s best to check with the insurer or broker to determine the specific limitations, if any, that apply.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.