Allstate or AAA?

Compare car insurance for Allstate vs AAA by looking at rates and average savings. You can save an average of up to $396/year with Allstate and $407/year with AAA on car insurance.

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UPDATED: May 4, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: May 4, 2022Fact Checked

Here's what you need to know...

  • Allstate and AAA offer auto insurance, along with many other insurance options like roadside assistance plans
  • The average savings for patrons of each company are very similar
  • The best way for you to decide which company is best is to compare rates based on your specific information

Which company is better for car insurance: Allstate or AAA?

Enter your zip code above for access to car insurance rates from multiple companies today!

There are countless auto insurance companies to choose from, but you want to make sure you know all the facts about a company before you make any decisions.

Allstate & AAA Details

Allstate and AAA offer similar options, but the type of insurances and rates vary. AAA was founded in Chicago Illinois in 1902. Allstate came about in 1931. Both have been around since before World War II. They both provide services that include: Roadside Assistance, Theft Protection, Travel Accident Coverage, Medical Payments, Collision Damage Waiver or Loss Control, Uninsured Motorist Bodily Injury Liability, Underinsured Motorists Bodily Injury Liability and Personal Umbrella Liability. They also offer most services through their mobile app

The Allstate Super Bowl is one of the sporting events they sponsor.

They also own 15 companies in the United States and Canada.

AAA has International affiliates and has 69 individual clubs that provide emergency road assistance to all of their members, along with towing services.

Allstate offers:

  • Business Insurance
  • Homeowners Insurance
  • Auto Insurance
  • Life Insurance
  • Banking Services
  • Investment Products and Retirement Insurance
  • Fire Insurance
  • Emergency roadside service including fuel delivery services, flat tire services including flat-tire changes, battery service, lockout service, and towing to the nearest repair facility

AAA offers basic roadside assistance services with a AAA membership but also so much more:

  • Auto Insurance
  • Emergency Roadside Assistance benefit including gas delivery, flat tire repairs, battery service, and locksmith service
  • Towing Services
  • Life Insurance
  • Homeowners Insurance

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International Presence

AAA International affiliates are located in Europe, with European clubs, as well as AA United Kingdom, ANWB Netherlands, ACI Italy, RACE Spain, OAMTC Austria TCS Switzerland, and ADAC Germany.

Allstate and AAA base insurance rates on the same information, such as social security number, license number, personal address and phone number.

You will also have to go through a process where they check your driving history to see how many points are on your license through a Motor Vehicle Record (MVR) search.

How do Allstate & AAA car insurance costs compare?

You can save an average of up to $396 a year if you select Allstate while AAA boasts an average of $407 in savings on auto insurance policies.

What AAA & Allstate insurance products are offered?

Aside from auto insurance coverage, Allstate offers several other products and services. Even though AAA only offers road assistance, life insurance, and their homeowners insurance policy, they also have some great membership benefits when you become a member, such as:

  • Discounts on dining, entertainment, and shopping
  • Discounts on vacation deals such as cruises and local events
  • Umbrella Insurance
  • Boats and Watercraft Coverage

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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