Insurance and Driving Laws

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What is the penalty for driving without insurance in Nevada?Post

What is the penalty for driving without insurance in Nevada?

Nevada is unlike any other state in the many ways, but it’s very much like most states in the sense that auto insurance is mandatory for resident vehicle owners. It doesn’t matter if you live in Laughlin, where water sports are a way of life, or you’re smack dab in the glitz and glamour that...

Nevada is unlike any other state in the many ways, but it...

What is the penalty for driving without insurance in Montana?Post

What is the penalty for driving without insurance in Montana?

Auto insurance is required in almost every state, and the Big Sky state is no exception. In the state of Montana, all drivers and car owners are required to possess automotive liability insurance. This requirement is outlined in the Montana Code Annotated (MCA), and stipulates that liability coverage must reach a required minimum of: $25,000 for...

Auto insurance is required in almost every state, and the Bi...

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What is the penalty for driving without insurance in Mississippi?Post

What is the penalty for driving without insurance in Mississippi?

The purpose of car insurance in Mississippi is to keep you safe on the road. It won’t prevent accidents, but it will prevent you from financial ruin if you are involved in an accident. From repairing your vehicle to providing you with the funds to pay for your medical bills, your insurance is the most...

The purpose of car insurance in Mississippi is to keep you s...

What is the penalty for driving without insurance in Louisiana?Post

What is the penalty for driving without insurance in Louisiana?

Car insurance protects drivers in Louisiana against the financial consequences of causing a collision. If you make an unsafe turn and crash into another person’s car, the injured party may file a claim against your liability policy. An insurance settlement would replace a legal judgment requiring you to personally pay for medical bills, damages to...

Car insurance protects drivers in Louisiana against the fina...

What is the penalty for driving without insurance in Kentucky?Post

What is the penalty for driving without insurance in Kentucky?

Kentucky law pertaining to car insurance is strict. Law enforcement officials are encouraged to check for insurance policies anytime they pull anyone over for amoving violation, anytime a person is involved in a car accident, and insurance is also monitored electronically.The Kentucky Transportation Cabinet monitors policy lapses, and drivers are then fined and punished for...

Kentucky law pertaining to car insurance is strict. Law enfo...

What is the penalty for driving without insurance in Hawaii?Post

What is the penalty for driving without insurance in Hawaii?

Car insurance is not something anyone should drive without, and it’s not something people are permitted to drive without.There are many factors associated with car insurance in Hawaii, including who you are insured with, what you drive, and whether you own your vehicle or finance the vehicle through a lender.Hawaiian law includes a Compulsory Liability...

Car insurance is not something anyone should drive without, ...

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Can car insurance companies check police records?

Do police notify insurance companies when they make reports? Car insurance companies can easily access police reports from any state’s department of motor vehicles (DMV). These police reports are used to determine your involvement in an accident and can be used for investigative purposes when you file a car insurance claim. Because insurance fraud is...

Do police notify insurance companies when they make reports?...

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Can you get your car out of impound without having insurance?

You are expected to comply with driving laws and car insurance laws when you are licensed and own a vehicle. If you don’t have auto insurance on your car, there’s a high chance you could find yourself in trouble. It could even lead to an impoundment of your car. If you’re asking “The police impounded my car, how do...

You are expected to comply with driving laws and car insuran...

Can’t get insurance on a car, what do I do?Post

Can’t get insurance on a car, what do I do?

When you are trying to obtain car insurance coverage, you may find yourself being turned away by traditional insurance carriers. There are different reasons this can occur, but they normally relate to high-risk factors that the insurance carrier is unable to provide coverage for. You may have gotten into an accident in which you were...

When you are trying to obtain car insurance coverage, you ma...

Can you get car insurance with an expired license?Post

Can you get car insurance with an expired license?

Despite popular belief, you can buy auto insurance with an expired license, or even no license at all. However, doing so may prove more difficult than if you have a valid license. If you shop for coverage with an expired license, it is important to know what types of insurance are available to you and...

Despite popular belief, you can buy auto insurance with an e...

Can I buy car insurance without a title?Post

Can I buy car insurance without a title?

There isn’t a requirement to show a car title before getting an auto policy, but it does make it more manageable. Fortunately, you can get car insurance without a title. However, most auto insurance companies want to ensure you have an insurable interest in a vehicle you seek to insure. Insurable interest cuts down on...

There isn’t a requirement to show a car title before getti...

Can you get car insurance if you still owe another company?Post

Can you get car insurance if you still owe another company?

Maintaining current auto insurance coverage is important for anyone who plans to drive or owns a car.Failure to do so can result in serious penalties for you. If you have had your current auto insurance canceled by your provider because you have failed to make timely payments, this could reflect negatively on your credit and...

Maintaining current auto insurance coverage is important for...

Do car insurance companies share information?Post

Do car insurance companies share information?

Car insurance companies compete against one another for market share. Most companies want to acquire the most market share, but there are a few that care less about market share and more about premiums.Unlike some other competitors who focus on keeping information on their clients secret, competitors in the insurance marketplace share information.Car insurance carriers don’t...

Car insurance companies compete against one another for mar...

What to Do if Someone Uses Your Address for Their Car InsurancePost

What to Do if Someone Uses Your Address for Their Car Insurance

You might be concerned if you find out that somebody else is using your address for their car insurance. You’ll probably wonder why someone would use your address and what action you should take. Obtaining lower rates is the most probable reason, but a lot of people may be afraid of using a fake address...

You might be concerned if you find out that somebody else is...

How do you write a car insurance cancellation letter?Post

How do you write a car insurance cancellation letter?

People cancel car insurance policies for many reasons including selling their current vehicle or not being able to drive any longer. They may even find better rates with another company. This is especially true if you have moved to a different neighborhood. You may discover lower price quotes for different areas. Whatever the reason may...

People cancel car insurance policies for many reasons includ...

Do you need car insurance to transfer a car title?Post

Do you need car insurance to transfer a car title?

If you are buying or selling a car, you need to cover certain formalities. For example, you will need to record the change of ownership and may want to know whether you need proof of insurance when transferring a car title. You need to know what to do with insurance when selling a car as...

If you are buying or selling a car, you need to cover certai...

Do you get your deposit back from car insurance?Post

Do you get your deposit back from car insurance?

If an insurance company has asked you for a deposit before issuing a policy, you may want to know if it’s refundable. You may be working on your finances or cash flow and wonder if the insurance company will return that payment when you start sending monthly installments. You can get insurance without a down...

If an insurance company has asked you for a deposit before i...

Will a criminal record affect car insurance rates?Post

Will a criminal record affect car insurance rates?

A criminal record may or may not have a negative impact on your car insurance, depending on what you’ve been convicted of in the past. Some insurance companies will not cover someone with a criminal record and others may increase the rates. Shopping for free car insurance quotes? We can help. Just enter your zip code...

A criminal record may or may not have a negative impact on y...

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How do the police check for car insurance?

Anytime you drive a vehicle, you’re responsible for carrying your state’s minimum car insurance coverage. If you get pulled over, the police will want to verify your insurance and make sure you’re in compliance with state law. Typically, they’ll ask for your insurance card, but that’s not the only way they can check your insurance. Read...

Anytime you drive a vehicle, you’re responsible for ca...

How do I find out if a car has insurance?Post

How do I find out if a car has insurance?

Driving a car that’s uninsured can have some serious repercussions. Unfortunately, verifying that a vehicle is insured isn’t so easy when you’re not the owner of it. You should have the owner call and verify coverage is active in front of you. Whether you’re borrowing the car, or you’re involved in an accident and there...

Driving a car that’s uninsured can have some serious reper...

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