Compare Carol Stream, IL Car Insurance Rates (2022)

Car insurance in Carol Stream, IL averages $280 a month. Carol Stream, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Carol Stream car insurance rates, compare quotes from the top car insurance companies in Carol Stream, IL.

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Average car insurance rates in Carol Stream, IL are $3,356/year
  • The cheapest ZIP code in Carol Stream is 60188
  • The cheapest car insurance company in Carol Stream for teen drivers is Nationwide

If you need to buy Carol Stream, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Carol Stream, IL is right here.

You’ll find Carol Stream car insurance rates, the cheapest Carol Stream, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Carol Stream, Illinois car insurance rates to Aurora car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.

Ready to find affordable Carol Stream, IL car insurance today? Enter your ZIP code for fast, free Carol Stream car insurance quotes.

Cheapest Carol Stream, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carol Stream, IL car insurance rates? Every Carol Stream, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carol Stream, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,551 $3,567 $3,725 $3,725 $9,370 $12,165 $4,272 $4,618
American Family $2,298 $2,298 $2,111 $2,111 $6,647 $9,154 $2,298 $2,972
Farmers $2,595 $2,594 $2,292 $2,435 $11,696 $12,209 $2,966 $3,085
GEICO $1,669 $1,726 $1,635 $1,832 $6,333 $6,600 $1,985 $2,063
Liberty Mutual $1,376 $1,483 $1,138 $1,274 $4,828 $5,373 $1,437 $1,511
Nationwide $1,515 $1,534 $1,359 $1,429 $4,126 $5,249 $1,762 $1,897
Progressive $2,002 $1,880 $1,658 $1,735 $7,460 $8,359 $2,384 $2,572
State Farm $1,592 $1,592 $1,445 $1,445 $5,125 $6,463 $1,807 $2,088
Travelers $1,633 $1,720 $1,513 $1,610 $4,993 $6,326 $1,727 $1,816
USAA $1,600 $1,615 $1,491 $1,453 $5,304 $5,821 $2,101 $2,287

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Minimum Car Insurance in Carol Stream, IL

Every driver must carry the minimum car insurance in Carol Stream, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Carol Stream, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Carol Stream, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carol Stream, IL. Compare credit history car insurance rates in Carol Stream from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carol Stream, Illinois

Insurance Company Poor Fair Good
Allstate $7,155 $5,181 $4,536
American Family $4,952 $3,386 $2,869
Farmers $5,643 $4,772 $4,538
GEICO $4,792 $2,334 $1,816
Liberty Mutual $3,248 $2,039 $1,621
Nationwide $2,803 $2,278 $1,996
Progressive $3,985 $3,393 $3,141
State Farm $3,917 $2,347 $1,821
Travelers $3,238 $2,635 $2,129
USAA $3,595 $2,482 $2,050

Cheapest Carol Stream, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carol Stream, IL to rates for a clean record with top companies.

Annual Carol Stream, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,963 $6,868 $6,397 $5,269
American Family $2,745 $3,901 $5,184 $3,113
Farmers $4,203 $5,438 $5,303 $4,992
GEICO $1,982 $3,141 $4,478 $2,320
Liberty Mutual $1,914 $2,732 $2,391 $2,174
Nationwide $1,919 $2,456 $2,869 $2,190
Progressive $2,884 $4,304 $3,198 $3,639
State Farm $2,442 $2,948 $2,695 $2,695
Travelers $2,115 $2,788 $3,111 $2,656
USAA $1,923 $2,783 $3,805 $2,324

Cheapest Carol Stream, IL Car Insurance for Teen Drivers

Teen car insurance in Carol Stream, IL can be expensive. Take a look at rates from the top car insurance companies in Carol Stream for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carol Stream, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,370 $12,165
American Family $6,647 $9,154
Farmers $11,696 $12,209
GEICO $6,333 $6,600
Liberty Mutual $4,828 $5,373
Nationwide $4,126 $5,249
Progressive $7,460 $8,359
State Farm $5,125 $6,463
Travelers $4,993 $6,326
USAA $5,304 $5,821

Cheapest Carol Stream, IL Car Insurance for Seniors

Take a look at Carol Stream, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carol Stream, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,725 $3,725
American Family $2,111 $2,111
Farmers $2,292 $2,435
GEICO $1,635 $1,832
Liberty Mutual $1,138 $1,274
Nationwide $1,359 $1,429
Progressive $1,658 $1,735
State Farm $1,445 $1,445
Travelers $1,513 $1,610
USAA $1,491 $1,453

Cheapest Carol Stream, IL Car Insurance Rates After a DUI

A DUI in Carol Stream, IL increases car insurance rates. Compare Carol Stream, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carol Stream, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,397
American Family $5,184
Farmers $5,303
GEICO $4,478
Liberty Mutual $2,391
Nationwide $2,869
Progressive $3,198
State Farm $2,695
Travelers $3,111
USAA $3,805

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Cheapest Carol Stream, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carol Stream, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carol Stream, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,624 $5,624
American Family $3,689 $3,783
Farmers $4,984 $4,984
GEICO $2,931 $3,029
Liberty Mutual $2,303 $2,303
Nationwide $2,359 $2,359
Progressive $3,506 $3,506
State Farm $2,627 $2,763
Travelers $2,562 $2,773
USAA $2,633 $2,785

Cheapest Carol Stream, IL Car Insurance Rates by ZIP Code

Carol Stream car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Carol Stream, IL.

Annual Car Insurance Rates by ZIP Code in Carol Stream, Illinois

ZIP Code Average Annual Rates
60188 $3,221
60199 $3,425

The Best Cheap Car Insurance Companies in Carol Stream, IL

Take a look at a side-by-side comparison of the top car insurance companies in Carol Stream, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carol Stream, Illinois

Insurance Company Average Annual Rates
Allstate $5,624
American Family $3,736
Farmers $4,984
GEICO $2,980
Liberty Mutual $2,303
Nationwide $2,359
Progressive $3,506
State Farm $2,695
Travelers $2,667
USAA $2,709

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Category Winners: Cheapest Car Insurance in Carol Stream, Illinois

Find the cheapest car insurance companies in Carol Stream, IL for each category right here.

Best Annual Car Insurance Rates by Company in Carol Stream, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Cheapest Carol Stream, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carol Stream car insurance rates. Find the cheapest Carol Stream, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carol Stream, Illinois

Insurance Company Low Medium High
Allstate $5,445 $5,619 $5,808
American Family $3,579 $3,873 $3,756
Farmers $4,715 $4,852 $5,385
GEICO $2,718 $2,979 $3,245
Liberty Mutual $2,166 $2,298 $2,444
Nationwide $2,321 $2,383 $2,374
Progressive $3,205 $3,493 $3,820
State Farm $2,526 $2,700 $2,859
Travelers $2,491 $2,664 $2,848
USAA $2,520 $2,707 $2,900

What affects car insurance rates in Carol Stream, Illinois?

What factors can have an impact on Carol Stream, IL car insurance? There are several reasons why Carol Stream car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carol Stream, Illinois.

Commute Time in Carol Stream

The more time you spend in your car the higher the risk of an accident. The average commute length in Carol Stream, IL is 29.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Carol Stream, IL

Ready to find affordable Carol Stream, Illinois car insurance today? Enter your ZIP code for fast, free Carol Stream, IL car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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