National General Car Insurance Discounts [2024]
GMAC changed their name National General Insurance Company, and they continue to offer National General insurance discounts (including GMAC low mileage discount) for GM vehicle owners. Other National General insurance discounts include safety feature discounts and a discount for OnStar users. If you don't qualify for National General insurance discounts, you can still find affordable coverage when you compare National General car insurance quotes online with our free tool below.
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Jeffrey Manola
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: Mar 10, 2024
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UPDATED: Mar 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- GMAC changed its name to National General
- They offer many standard discounts
- They offer special discounts to owners of GM vehicles
GMAC Insurance changed its name to National General on July 1, 2013. The National General Insurance CEO described the change as a culmination since the company had become bigger globally. They continue to offer several different insurance products for individuals, including auto, homeowners, and RV coverage. If a driver doesn’t qualify for National General insurance discounts (which includes GMAC low mileage discount), it is still possible to get affordable auto insurance when comparing National General car insurance quotes online using our free quote tool.
They pride themselves on offering competitive and comprehensive car insurance policies that are geared towards the responsible and safe driver.
There are many different National General car insurance discounts available.
Any and all of these discounts can help lower overall car insurance premiums.
The best way to obtain any of these discounts is to apply online through their website, speak to a National General agent, or call the main customer service National General toll-free phone number.
Are you looking for car insurance? Interested in car insurance discounts? Use our simple search tool above by entering your ZIP code and find auto insurance rates today!
What discounts are available with National General Insurance?
A popular discount is available to National General Insurance customers who own or use a GM product. This includes having another National General financial product, as well as owning or leasing a GM vehicle.
In addition, individuals with an OnStar can immediately receive a discount when signing up for National General car insurance.
This discount for OnStar service, which includes immediate assistance when in an accident, as well as a GPS locator service, can save anywhere between 10 percent and 20 percent off the insurance premium.
Like many other insurance companies, National General offers a discount to car insurance policyholders who pay their premium in full each year.
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How much can I save with a multi-car policy?
- Multi-vehicle – If you insure more than one vehicle, you might be eligible for a multi-vehicle discount. This includes two or more policies for cars or other vehicles like an RV, or one policy covering more than one vehicle. This discount can be as much as 20 percent for certain individuals.
- Motorcycle – National General Insurance is also motorcycle friendly and offers multi-motorcycle discounts for bikes on the same policy.
- Low mileage – Many car insurance companies offer a discount for low mileage drivers, who use their vehicles 7,500 miles per year or less.
National General offers a combination discount to drivers who subscribe to OnStar and drive less than 15,000 miles per year. The savings for that combination can be more than 50 percent off of your premiums. You can also inquire about the OnStar student discount.
Another benefit of the OnStar multi-vehicle discount that involves, for example, a car and an RV, is that one deductible covers both vehicles if they are involved in the same accident.
Do General Motors [auto insurance] affiliates receive discounts?
Any retired or active employee of any of the GMAC family of companies is eligible for a family discount. This includes all extended family members, including in-laws, as well as same-sex partners.
National General Insurance also has several agreements in place for its affinity program.
These are companies, organizations, or other businesses that have a relationship with General Motors [car insurance] and/or its affiliates. This includes companies that are suppliers to GM and their affiliates.
Employees of these organizations can get an additional discount with National General Insurance simply by mentioning where they work.
Read more: Farm Bureau Car Insurance Discounts
Are there car specific discounts?
Certain features on cars give drivers additional discounts and benefits.
- Airbags – The most common include installed air bags. Many companies like GMAC [vehicle] Insurance offer a discount for having air bags and those discounts can increase based on the number of air bags in the insured vehicle.
- Safe drivers – They will always receive discounts on car insurance. A safe driver is usually defined as one that has not had a no-fault or at-fault accident for five years or longer, and does not have any major moving violations on their driving record.
- Anti-theft devices – Vehicles with alarm systems, VIN etching, and other types of anti-theft devices can also earn an additional discount. It is important to let your agent or the National General Insurance customer service representative know that your vehicles have these features to ensure you receive a proper discount.
Since companies offer different discounts depending on the driver, it is beneficial to inquire about the different options and whether or not you qualify.
Even if you do have a current policy and are not looking to switch, call your agent to be sure you are receiving all of the discounts for which you are eligible. To find the closest location, typing in “National General Insurance near me” can help.
If you have wondered, “Is National General Insurance a standard company?” we’ve detailed a National General car insurance review.
Looking for auto insurance quotes but don’t know where to start? Use our simple tool below to enter your ZIP code and find competitive car insurance rates today!
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Case Studies: National General Car Insurance Discounts
Case Study 1: The GM Vehicle Owner Discount
John, a proud owner of a GM vehicle, was thrilled to discover that National General Insurance offers a discount specifically for GM vehicle owners. By applying for car insurance with National General, John was able to take advantage of this exclusive discount and significantly reduce his premium.
Case Study 2: The OnStar User Discount
Sarah, who has an OnStar subscription, learned that National General Insurance provides a discount for OnStar users. This discount not only rewarded Sarah for her commitment to safety but also helped her save money on her car insurance policy.
Case Study 3: The Low Mileage Discount
Michael, a driver who doesn’t frequently use his vehicle, found out about the National General low mileage discount. By demonstrating his low mileage usage, Michael qualified for this discount and enjoyed substantial savings on his car insurance.
Case Study 4: The Safety Feature Discount
Lisa recently purchased a new car equipped with advanced safety features. National General Insurance offers a discount for vehicles with safety features, including features such as anti-lock brakes, airbags, and lane departure warning systems. Lisa was able to obtain this discount and ensure her vehicle was protected while enjoying reduced insurance premiums.
Frequently Asked Questions
What discounts are available with National General Insurance?
National General Insurance offers various discounts, including a discount for GM vehicle owners, a low mileage discount, safety feature discounts, and a discount for OnStar users.
How can I save with a multi-car policy?
National General offers a combination discount for drivers who subscribe to OnStar and drive less than 15,000 miles per year. The savings can be over 50% off premiums. There is also an OnStar student discount available.
Do General Motors affiliates receive discounts?
Retired or active employees of GMAC companies and their extended family members, including in-laws and same-sex partners, are eligible for a family discount. National General Insurance also offers additional discounts for employees of affiliated companies and organizations.
Are there car-specific discounts?
Yes, certain car features may qualify for additional discounts. It is recommended to inquire about available options and eligibility criteria with National General Insurance.
How can I apply for these discounts?
To obtain any of these discounts, you can apply online through the National General website, speak to a National General agent, or call their customer service toll-free phone number.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.